Everything You Should Know Before Moving to Montgomery, IL
Considering a move to Montgomery, IL? With a welcoming population of about 20,000, Montgomery offers affordable living, with median home prices around $267,000 and average rents near $1,440. The area boasts low violent crime rates, a quick 33-minute average commute, and strong public schools. Residents enjoy a family-friendly atmosphere, 54% sunny days, and easy access to healthcare and higher education, making Montgomery a great choice for comfortable suburban living.
Demographics - Montgomery, IL
Demographics - Montgomery, IL
Montgomery, IL is home to around 20,000 residents, with a median age of 33.8, reflecting a youthful and family-oriented community. The population is diverse, with 59% identifying as White, 11% as Black, and a significant 15.7% speaking a language other than English at home. The city’s balanced gender ratio and moderate population density contribute to a welcoming suburban environment.
Population:
20,262
Density:
2,300 per sq mi
Median Age:
33.8
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
15.7%

Ethnic Composition
White:
59.2%
Black:
11.1%
Asian:
4.1%
Others:
25.6%
Cost Of Living
What is the average cost of living in Montgomery, IL?
Montgomery offers a cost of living just below the national average, with median home values at $267,000 and typical rents around $1,440 per month. Utilities, groceries, and healthcare are similarly affordable, making this suburb an attractive option for families and professionals seeking value. State income tax is a flat 4.95%, and overall expenses remain manageable compared to nearby urban centers.
Median House Value:
$267,000
Gross Rent:
$1,440
Monthly Electricity Charges:
$105
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,820
House Owner Cost Without Mortgage:
$700
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
98.3
Grocery:
97.0
Housing:
92.5
Utilities:
99.8
Transportation:
98.5
Health Care:
98.2
Miscellaneous:
99.1
Crime
Is Montgomery, IL a safe place to live?
Montgomery is considered a safe community, with a violent crime rate of just 97 incidents per 100,000 people and a property crime rate well below national averages. Residents face a low chance of violent crime, estimated at 1 in 1,030, contributing to the area’s reputation as a secure place to live. The overall crime index highlights Montgomery’s appeal for those seeking peace of mind.
Violent Crimes Per 100k:
97
Property Crimes Per 100k:
1,020
Crime Index:
1,117
Chance Of Violent Crime:
1 in 1,030
Chance Of Property Crime:
1 in 98
Weather
What is the weather like in Montgomery, IL year-round?
Residents in Montgomery experience all four seasons, with summer highs averaging 85°F and winter lows dipping to 17°F. The area receives about 39 inches of rainfall annually and enjoys sunshine roughly 54% of the year. This climate offers a balance of warm summers and crisp winters, ideal for outdoor activities year-round.

Winter
Min:
17°F
Max:
33°F

Spring
Min:
40°F
Max:
65°F

Summer
Min:
62°F
Max:
85°F

Fall
Min:
44°F
Max:
67°F
Average Rainfall Inches:
38.7 inches
Sunny Days Percentage:
54%
Neighbors
Montgomery’s households have a strong financial profile, with median incomes around $96,800 and a low poverty rate of 5.3%. Most residents commute about 33 minutes to work, and only a small percentage use public transportation. The community is well-educated, with more than 90% having completed high school and nearly a third holding a bachelor’s degree or higher.
Median Income:
$46,300
Household Income:
$96,800
Family Income:
$104,200
Per Capita Income:
$33,200
Income Male:
$50,400
Income Female:
$41,900
Poverty Rate:
5.3%
Non English Speakers:
15.7%
Rent:
$1,440
Unemployment Rate:
4.2%
Public Transport Usage:
2.6%
Commute Time:
32.8 minutes

Education
High School or Higher:
91.5%
Bachelors or More:
31.4%
Education
How are the schools in Montgomery, IL?
Montgomery supports strong educational opportunities with well-rated public and private schools, including Boulder Hill Elementary and St. Luke’s Lutheran School. Students benefit from favorable student-teacher ratios, and local families have access to nearby colleges like Waubonsee Community College and Aurora University. The city’s commitment to education makes it a great choice for families.

Public Schools
Name:
Boulder Hill Elementary School
Street:
163 Boulder Hill Pass
Phone:
630-636-2900
Students:
650
Student Teacher Ratio:
15.2
Name:
Montgomery Middle School
Street:
401 N River St
Phone:
630-636-2700
Students:
810
Student Teacher Ratio:
14.8

Private Schools
Name:
St. Luke's Lutheran School
Street:
63 Fernwood Rd
Phone:
630-892-0200
Students:
180

Colleges
Name:
Waubonsee Community College
City:
Sugar Grove
State:
IL
Distance:
7 miles
Students:
9,500
Name:
Aurora University
City:
Aurora
State:
IL
Distance:
5 miles
Students:
6,200
Healthcare
Residents have convenient access to quality healthcare, including Rush Copley Medical Center and Advocate Sherman Hospital located nearby. The city offers a solid ratio of 2.3 physicians per 1,000 residents and boasts a high health insurance coverage rate of nearly 95%. Montgomery’s healthcare resources support the well-being of its growing community.

Major Hospitals
Name:
Rush Copley Medical Center
Address:
2000 Ogden Ave, Aurora, IL 60504
Phone:
(630) 978-6200
Type:
General & Surgical
Emergency Services:
Yes
Name:
Advocate Sherman Hospital
Address:
1425 N Randall Rd, Elgin, IL 60123
Phone:
(224) 783-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
94.8%
Health Care Index:
77.2
Housing Market
What is the housing market like in Montgomery, IL?
Montgomery’s housing market is dominated by owner-occupied homes, with a median price of $267,000 and a healthy home appreciation rate of 5.2% over the past year. The rental vacancy rate is low at just over 5%, and most homes are single-family properties. This stable market offers opportunities for both buyers and renters seeking long-term value.
Median Home Price:
$267,000
Average Rent For 2 Bedroom:
$1,440
Owner Occupied Rate:
83.2%
Rental Vacancy Rate:
5.1%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
2.2%
Foreclosure Rate:
0.4%
DMV Information
Montgomery residents can access driver and vehicle services at the Illinois Secretary of State Facility in nearby Aurora. This location provides essential DMV services such as licensing and registration, with convenient hours and online resources available. For more information, residents can visit the official state website.
State:
Illinois
Department:
Illinois Secretary of State Facility
Address:
339 E Indian Trail, Aurora, IL 60505
Phone:
312-793-1010
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.