Everything You Should Know Before Moving to Monticello, FL
Considering a move to Monticello, FL? This charming city of 2,450 residents offers affordable living, with median home prices around $185,000 and average rents near $860. Enjoy mild winters, warm summers, and 66% sunny days a year. Commute times average about 27 minutes, and local schools and healthcare are accessible. While the cost of living is below national averages, Monticello stands out for its small-town feel, historic character, and proximity to Tallahassee’s amenities.
Demographics - Monticello, FL
Demographics - Monticello, FL
Monticello, FL is a small city of about 2,450 residents, with a median age of 45.2 years and a balanced gender ratio. The community is predominantly White (51.5%) and Black (43.1%), reflecting a diverse local culture. With a population density of 1,200 per square mile and 5.2% non-English speakers, Monticello offers a close-knit, welcoming atmosphere.
Population:
2,450
Density:
1,200 per sq mi
Median Age:
45.2
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
5.2%
Ethnic Composition
White:
51.5%
Black:
43.1%
Asian:
0.8%
Others:
4.6%
Cost Of Living
What is the average cost of living in Monticello, FL?
Monticello boasts a cost of living index of 84.7, making it more affordable than the national average. Median home values are around $185,000, and average rents are modest at $860 per month. Residents benefit from Florida’s 0% state income tax, helping stretch household budgets further.
Median House Value:
$185,000
Gross Rent:
$860
Monthly Electricity Charges:
$135
Auto Insurance:
$2,200
House Owner Cost With Mortgage:
$1,085
House Owner Cost Without Mortgage:
$355
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
84.7
Grocery:
97.9
Housing:
62.3
Utilities:
98.1
Transportation:
89.6
Health Care:
95.7
Miscellaneous:
98.2
Crime
Is Monticello, FL a safe place to live?
Monticello experiences a lower crime rate compared to many urban areas, with about 260 violent crimes and 1,650 property crimes per 100,000 residents. The chance of being a victim of violent crime is about 1 in 385, supporting a sense of safety in daily life. Property crime is more common but remains manageable for most families.
Violent Crimes Per 100k:
260
Property Crimes Per 100k:
1,650
Crime Index:
1,910
Chance Of Violent Crime:
1 in 385
Chance Of Property Crime:
1 in 60
Weather
What is the weather like in Monticello, FL year-round?
Monticello enjoys a mild climate with winter lows averaging 41°F and summer highs reaching 92°F. The city sees around 59 inches of annual rainfall and 66% of days are sunny, making outdoor activities appealing year-round. Seasonal temperatures are comfortable, supporting an active lifestyle.
Winter
Min:
41°F
Max:
65°F
Spring
Min:
54°F
Max:
80°F
Summer
Min:
72°F
Max:
92°F
Fall
Min:
56°F
Max:
81°F
Average Rainfall Inches:
58.7 inches
Sunny Days Percentage:
66%
Neighbors
Residents of Monticello typically have a median household income of $46,500 and about 22.3% live below the poverty line. The average commute is 27 minutes, and public transportation usage is very low, reflecting the city’s rural character. Educational attainment is solid with nearly 88% of adults holding a high school diploma or higher.
Median Income:
$28,700
Household Income:
$46,500
Family Income:
$55,200
Per Capita Income:
$23,900
Income Male:
$30,900
Income Female:
$26,200
Poverty Rate:
22.3%
Non English Speakers:
5.2%
Rent:
$860
Unemployment Rate:
4.7%
Public Transport Usage:
0.5%
Commute Time:
27.3 minutes
Education
High School or Higher:
87.8%
Bachelors or More:
18.2%
Education
How are the schools in Monticello, FL?
Monticello offers both public and private school options, including Jefferson County K-12 School and Aucilla Christian Academy. Higher education is easily accessible, with North Florida College 34 miles away and Florida State University just 26 miles from the city. Local schools feature manageable student-teacher ratios and support a family-friendly environment.
Public Schools
Name:
Jefferson County K-12 School
Street:
50 David Rd
Phone:
850-342-0100
Students:
730
Student Teacher Ratio:
16.8
Private Schools
Name:
Aucilla Christian Academy
Street:
7803 Aucilla Rd
Phone:
850-997-3597
Students:
295
Colleges
Name:
North Florida College
City:
Madison
State:
FL
Distance:
34 miles
Students:
1,200
Name:
Florida State University
City:
Tallahassee
State:
FL
Distance:
26 miles
Students:
43,000
Healthcare
Monticello is served by Jefferson County Hospital and nearby Tallahassee Memorial Hospital, both offering emergency services. With 1.1 physicians per 1,000 residents and 87.4% health insurance coverage, healthcare access is reliable for most residents. The city’s healthcare index of 71.2 indicates generally good service quality for a small community.
Major Hospitals
Name:
Jefferson County Hospital
Address:
1255 N Jefferson St, Monticello, FL 32344
Phone:
(850) 342-0100
Type:
General & Emergency
Emergency Services:
Yes
Name:
Tallahassee Memorial Hospital
Address:
1300 Miccosukee Rd, Tallahassee, FL 32308
Phone:
(850) 431-1155
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
87.4%
Health Care Index:
71.2
Housing Market
What is the housing market like in Monticello, FL?
The housing market in Monticello is accessible, with median home prices at $185,000 and a high owner-occupancy rate of 69.3%. Rents for a two-bedroom average $880, and the area has seen a home appreciation rate of 5.1% over the past year. The market remains stable, with low foreclosure and vacancy rates.
Median Home Price:
$185,000
Average Rent For 2 Bedroom:
$880
Owner Occupied Rate:
69.3%
Rental Vacancy Rate:
7.6%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
1.3%
Foreclosure Rate:
0.8%
DMV Information
Local residents can access DMV services at 1500 E Cherry St, provided by the Florida Department of Highway Safety and Motor Vehicles. The office offers a range of licensing and vehicle registration services for Monticello and Jefferson County. For more information, residents can visit the official state DMV website.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
1500 E Cherry St, Monticello, FL 32344
Phone:
(850) 342-0147
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.