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Everything You Should Know Before Moving to Monticello, IN

Considering a move to Monticello, IN? This friendly city of about 5,320 residents offers affordable living with median home prices at $154,000 and average rents of $810. Enjoy a short 19-minute average commute, low violent crime (214 per 100k), and a welcoming, close-knit community. Monticello features a moderate climate with 56% sunny days, highly rated schools, and easy access to healthcare and recreation—perfect for families and those seeking small-town charm with convenient amenities.

Demographics - Monticello, IN

Demographics - Monticello, IN

Monticello is a small city of 5,320 people, primarily White, with a median age of 41.2, reflecting a mature and stable population. The city is moderately dense at 1,450 residents per square mile and has a nearly balanced gender ratio. About 5% of residents speak a language other than English at home, adding some cultural diversity to this close-knit community.

demograph population
Population:
5,320
demograph density
Density:
1,450 per sq mi
demograph median age
Median Age:
41.2
Demograph Gender Ratio
Gender Ratio:
96 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
5.2%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
91.6%
demograph blacks
Black:
1.2%
demograph asian
Asian:
0.8%
demograph others
Others:
6.4%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Monticello, IN?

Monticello offers a cost of living well below the national average, with a median home value of $154,000 and average rent around $810. Utility and grocery costs are also affordable, making it an attractive option for budget-conscious families. State income tax rates are moderate, keeping overall expenses manageable for residents.

cost of living medianHouseValue
Median House Value:
$154,000
cost of living grossRent
Gross Rent:
$810
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$120
cost of living autoInsurance
Auto Insurance:
$1,150
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,180
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$445
cost of living stateTaxes State Taxes:
Low:
3.15%
|
High:
5.25%
cost of living costOfLivingIndex
Cost Of Living Index:
82.4
cost of living grocery
Grocery:
89.7
cost of living housing
Housing:
66.8
cost of living utilities
Utilities:
94.1
cost of living transportation
Transportation:
82.5
cost of living health-care
Health Care:
87.6
cost of living miscellaneous
Miscellaneous:
92.1

Crime

Crime

Is Monticello, IN a safe place to live?

Monticello experiences a relatively low violent crime rate of 214 incidents per 100,000 people, providing a sense of security for its residents. Property crime is more common, but overall crime rates remain below national averages for cities of similar size. This makes Monticello a generally safe place to live and raise a family.

crime voilentCrimes
Violent Crimes Per 100k:
214
crime propertyCrime
Property Crimes Per 100k:
1,925
crime crimeIndex
Crime Index:
2,139
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 467
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 52
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Weather

Weather

What is the weather like in Monticello, IN year-round?

Residents enjoy four distinct seasons in Monticello, with warm summers reaching highs of 84°F and cold winters dipping to around 17°F. The city receives about 39.5 inches of annual rainfall and boasts 56% sunny days, offering a pleasant climate for outdoor activities year-round. Seasonal changes provide a classic Midwest experience.

weather winterWinter
weather min
Min:
17°F
weather max
Max:
34°F
weather springSpring
weather min
Min:
40°F
weather max
Max:
65°F
weather summerSummer
weather min
Min:
62°F
weather max
Max:
84°F
weather fallFall
weather min
Min:
41°F
weather max
Max:
66°F
weather averageRainfallInches
Average Rainfall Inches:
39.5 inches
weather sunnyDays Percentage
Sunny Days Percentage:
56%

Neighbors

Neighbors

Households in Monticello have a median income of $53,800, with a modest poverty rate of 15.2%. Most residents commute less than 20 minutes to work and about 85% have at least a high school diploma. The area is mostly car-dependent with minimal public transportation use, reflecting its small-town character.

neighbor medianIncome
Median Income:
$28,400
neighbor householdIncome
Household Income:
$53,800
neighbor familyIncome
Family Income:
$62,900
neighbor perCapitaIncome
Per Capita Income:
$26,700
neighbor incomeMale
Income Male:
$38,000
neighbor incomeFemale
Income Female:
$29,300
neighbor povertyRate
Poverty Rate:
15.2%
neighbor nonEnglishSpeakers
Non English Speakers:
5.2%
neighbor rent
Rent:
$810
neighbor unemployment
Unemployment Rate:
4.7%
neighbor publicTransport
Public Transport Usage:
0.5%
neighbor commuteTime
Commute Time:
19.4 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
84.7%
neighbor bachelors
Bachelors or More:
16.4%
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Education

Education

How are the schools in Monticello, IN?

Monticello features well-regarded public schools, such as Twin Lakes Senior High and Meadowlawn Elementary, with manageable student-teacher ratios. A private school option and proximity to Purdue University just 26 miles away offer diverse educational opportunities for families and students. The community values education, with most adults holding at least a high school diploma.

education PublicSchoolsPublic Schools
education publicName
Name:
Twin Lakes Senior High School
education publicStreet
Street:
300 S 3rd St
education publicPhone
Phone:
574-583-7108
education publicStudents
Students:
700
education publicStudentTeacherRatio
Student Teacher Ratio:
15.4


education publicName
Name:
Meadowlawn Elementary School
education publicStreet
Street:
1500 S Main St
education publicPhone
Phone:
574-583-5651
education publicStudents
Students:
430
education publicStudentTeacherRatio
Student Teacher Ratio:
16.0


education privateSchoolsPrivate Schools
education privateName
Name:
Monticello Christian Academy
education privateStreet
Street:
111 W. Broadway St
education privatePhone
Phone:
574-583-5271
education privateStudents
Students:
80


education collegesColleges
education collegeName
Name:
Purdue University
education collegeCity
City:
West Lafayette
education collegeState
State:
IN
education collegeDistance
Distance:
26 miles
education collegeStudents
Students:
50,800


Healthcare

Healthcare

Monticello is served by IU Health White Memorial Hospital, providing comprehensive emergency and surgical services locally. With 2.1 physicians per 1,000 residents and over 90% of the population covered by health insurance, access to healthcare is reliable and convenient. The community benefits from a solid healthcare infrastructure for its size.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
IU Health White Memorial Hospital
healthcare hospitalAddress
Address:
720 S 6th St, Monticello, IN 47960
healthcare hospitalPhone
Phone:
(574) 583-7111
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.1
healthcare healthInsuranceCoverage
Health Insurance Coverage:
91.7%
healthcare healthCareIndex
Health Care Index:
79.2
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Monticello, IN?

The housing market in Monticello is affordable, with a median home price of $154,000 and a high owner-occupancy rate of 61%. Rental options are available, with two-bedroom units averaging $810 per month and a low foreclosure rate of 0.6%. Home values have seen steady appreciation, making it appealing for both buyers and renters.

housing market medianHomePrice
Median Home Price:
$154,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$810
housing market ownerOccupiedRate
Owner Occupied Rate:
61.4%
housing market rentalVacancyRate
Rental Vacancy Rate:
9.4%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
5.0%
housing market newConstructionRate
New Construction Rate:
1.1%
housing market foreclosureRate
Foreclosure Rate:
0.6%

DMV Information

DMV Information

Local DMV services are provided by the Indiana Bureau of Motor Vehicles at 820 W Fisher St, offering convenient access for licensing and vehicle registration needs. Residents benefit from a dedicated branch within city limits and can utilize online services through the state website. The office is easily reachable for routine motor vehicle transactions.

dmv state
State:
Indiana
dmv department
Department:
Indiana Bureau of Motor Vehicles
dmv address
Address:
820 W Fisher St, Monticello, IN 47960
dmv phone
Phone:
(888) 692-6841
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Monticello, IN

Planning a relocation in or near Monticello? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Monticello.

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FAQs About Moving to Monticello, IN

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Check the cost of living, housing, traffic, and public transit in Monticello. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Monticello climate and weather.

Moving within Monticello usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Monticello. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Monticello offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Monticello at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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