Everything You Should Know Before Moving to Monticello, IN
Considering a move to Monticello, IN? This friendly city of about 5,320 residents offers affordable living with median home prices at $154,000 and average rents of $810. Enjoy a short 19-minute average commute, low violent crime (214 per 100k), and a welcoming, close-knit community. Monticello features a moderate climate with 56% sunny days, highly rated schools, and easy access to healthcare and recreation—perfect for families and those seeking small-town charm with convenient amenities.
Demographics - Monticello, IN
Demographics - Monticello, IN
Monticello is a small city of 5,320 people, primarily White, with a median age of 41.2, reflecting a mature and stable population. The city is moderately dense at 1,450 residents per square mile and has a nearly balanced gender ratio. About 5% of residents speak a language other than English at home, adding some cultural diversity to this close-knit community.
Population:
5,320
Density:
1,450 per sq mi
Median Age:
41.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
5.2%

Ethnic Composition
White:
91.6%
Black:
1.2%
Asian:
0.8%
Others:
6.4%
Cost Of Living
What is the average cost of living in Monticello, IN?
Monticello offers a cost of living well below the national average, with a median home value of $154,000 and average rent around $810. Utility and grocery costs are also affordable, making it an attractive option for budget-conscious families. State income tax rates are moderate, keeping overall expenses manageable for residents.
Median House Value:
$154,000
Gross Rent:
$810
Monthly Electricity Charges:
$120
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$1,180
House Owner Cost Without Mortgage:
$445
State Taxes:
Low:
3.15%
|
High:
5.25%
Cost Of Living Index:
82.4
Grocery:
89.7
Housing:
66.8
Utilities:
94.1
Transportation:
82.5
Health Care:
87.6
Miscellaneous:
92.1
Crime
Is Monticello, IN a safe place to live?
Monticello experiences a relatively low violent crime rate of 214 incidents per 100,000 people, providing a sense of security for its residents. Property crime is more common, but overall crime rates remain below national averages for cities of similar size. This makes Monticello a generally safe place to live and raise a family.
Violent Crimes Per 100k:
214
Property Crimes Per 100k:
1,925
Crime Index:
2,139
Chance Of Violent Crime:
1 in 467
Chance Of Property Crime:
1 in 52
Weather
What is the weather like in Monticello, IN year-round?
Residents enjoy four distinct seasons in Monticello, with warm summers reaching highs of 84°F and cold winters dipping to around 17°F. The city receives about 39.5 inches of annual rainfall and boasts 56% sunny days, offering a pleasant climate for outdoor activities year-round. Seasonal changes provide a classic Midwest experience.

Winter
Min:
17°F
Max:
34°F

Spring
Min:
40°F
Max:
65°F

Summer
Min:
62°F
Max:
84°F

Fall
Min:
41°F
Max:
66°F
Average Rainfall Inches:
39.5 inches
Sunny Days Percentage:
56%
Neighbors
Households in Monticello have a median income of $53,800, with a modest poverty rate of 15.2%. Most residents commute less than 20 minutes to work and about 85% have at least a high school diploma. The area is mostly car-dependent with minimal public transportation use, reflecting its small-town character.
Median Income:
$28,400
Household Income:
$53,800
Family Income:
$62,900
Per Capita Income:
$26,700
Income Male:
$38,000
Income Female:
$29,300
Poverty Rate:
15.2%
Non English Speakers:
5.2%
Rent:
$810
Unemployment Rate:
4.7%
Public Transport Usage:
0.5%
Commute Time:
19.4 minutes

Education
High School or Higher:
84.7%
Bachelors or More:
16.4%
Education
How are the schools in Monticello, IN?
Monticello features well-regarded public schools, such as Twin Lakes Senior High and Meadowlawn Elementary, with manageable student-teacher ratios. A private school option and proximity to Purdue University just 26 miles away offer diverse educational opportunities for families and students. The community values education, with most adults holding at least a high school diploma.

Public Schools
Name:
Twin Lakes Senior High School
Street:
300 S 3rd St
Phone:
574-583-7108
Students:
700
Student Teacher Ratio:
15.4
Name:
Meadowlawn Elementary School
Street:
1500 S Main St
Phone:
574-583-5651
Students:
430
Student Teacher Ratio:
16.0

Private Schools
Name:
Monticello Christian Academy
Street:
111 W. Broadway St
Phone:
574-583-5271
Students:
80

Colleges
Name:
Purdue University
City:
West Lafayette
State:
IN
Distance:
26 miles
Students:
50,800
Healthcare
Monticello is served by IU Health White Memorial Hospital, providing comprehensive emergency and surgical services locally. With 2.1 physicians per 1,000 residents and over 90% of the population covered by health insurance, access to healthcare is reliable and convenient. The community benefits from a solid healthcare infrastructure for its size.

Major Hospitals
Name:
IU Health White Memorial Hospital
Address:
720 S 6th St, Monticello, IN 47960
Phone:
(574) 583-7111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
91.7%
Health Care Index:
79.2
Housing Market
What is the housing market like in Monticello, IN?
The housing market in Monticello is affordable, with a median home price of $154,000 and a high owner-occupancy rate of 61%. Rental options are available, with two-bedroom units averaging $810 per month and a low foreclosure rate of 0.6%. Home values have seen steady appreciation, making it appealing for both buyers and renters.
Median Home Price:
$154,000
Average Rent For 2 Bedroom:
$810
Owner Occupied Rate:
61.4%
Rental Vacancy Rate:
9.4%
Home Appreciation Rate (1yr):
5.0%
New Construction Rate:
1.1%
Foreclosure Rate:
0.6%
DMV Information
Local DMV services are provided by the Indiana Bureau of Motor Vehicles at 820 W Fisher St, offering convenient access for licensing and vehicle registration needs. Residents benefit from a dedicated branch within city limits and can utilize online services through the state website. The office is easily reachable for routine motor vehicle transactions.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
820 W Fisher St, Monticello, IN 47960
Phone:
(888) 692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.