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Monticello, IN
Considering a move to Monticello, IN? This friendly city of about 5,320 residents offers affordable living with median home prices at $154,000 and average rents of $810. Enjoy a short 19-minute average commute, low violent crime (214 per 100k), and a welcoming, close-knit community. Monticello features a moderate climate with 56% sunny days, highly rated schools, and easy access to healthcare and recreation—perfect for families and those seeking small-town charm with convenient amenities.
Monticello is a small city of 5,320 people, primarily White, with a median age of 41.2, reflecting a mature and stable population. The city is moderately dense at 1,450 residents per square mile and has a nearly balanced gender ratio. About 5% of residents speak a language other than English at home, adding some cultural diversity to this close-knit community.
Monticello offers a cost of living well below the national average, with a median home value of $154,000 and average rent around $810. Utility and grocery costs are also affordable, making it an attractive option for budget-conscious families. State income tax rates are moderate, keeping overall expenses manageable for residents.
Monticello experiences a relatively low violent crime rate of 214 incidents per 100,000 people, providing a sense of security for its residents. Property crime is more common, but overall crime rates remain below national averages for cities of similar size. This makes Monticello a generally safe place to live and raise a family.
Residents enjoy four distinct seasons in Monticello, with warm summers reaching highs of 84°F and cold winters dipping to around 17°F. The city receives about 39.5 inches of annual rainfall and boasts 56% sunny days, offering a pleasant climate for outdoor activities year-round. Seasonal changes provide a classic Midwest experience.
Households in Monticello have a median income of $53,800, with a modest poverty rate of 15.2%. Most residents commute less than 20 minutes to work and about 85% have at least a high school diploma. The area is mostly car-dependent with minimal public transportation use, reflecting its small-town character.
Monticello features well-regarded public schools, such as Twin Lakes Senior High and Meadowlawn Elementary, with manageable student-teacher ratios. A private school option and proximity to Purdue University just 26 miles away offer diverse educational opportunities for families and students. The community values education, with most adults holding at least a high school diploma.
Monticello is served by IU Health White Memorial Hospital, providing comprehensive emergency and surgical services locally. With 2.1 physicians per 1,000 residents and over 90% of the population covered by health insurance, access to healthcare is reliable and convenient. The community benefits from a solid healthcare infrastructure for its size.
The housing market in Monticello is affordable, with a median home price of $154,000 and a high owner-occupancy rate of 61%. Rental options are available, with two-bedroom units averaging $810 per month and a low foreclosure rate of 0.6%. Home values have seen steady appreciation, making it appealing for both buyers and renters.
Local DMV services are provided by the Indiana Bureau of Motor Vehicles at 820 W Fisher St, offering convenient access for licensing and vehicle registration needs. Residents benefit from a dedicated branch within city limits and can utilize online services through the state website. The office is easily reachable for routine motor vehicle transactions.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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