Everything You Should Know Before Moving to Monticello, MN
Thinking of moving to Monticello, MN? With a population of around 14,500, Monticello offers an affordable cost of living, with median home prices at $312,000 and average rents near $1,350. Residents enjoy a small-town atmosphere, low crime rates (191 violent crimes per 100K), and a reasonable average commute of 27 minutes. The city features quality schools, ample healthcare options, and a climate with four distinct seasons and 56% sunny days, making Monticello a great spot for families and outdoor lovers alike.
Demographics - Monticello, MN
Demographics - Monticello, MN
Monticello is home to about 14,455 residents, with a median age of 35 and a slightly higher number of males to females. The city is predominantly White, though it has a growing mix of other ethnic groups and nearly 8% of residents speak a language other than English at home. Its population density provides a comfortable small-town feel while still offering community amenities.
Population:
14,455
Density:
1,140 per sq mi
Median Age:
35.2
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
7.9%
Ethnic Composition
White:
88.1%
Black:
2.6%
Asian:
3.7%
Others:
5.6%
Cost Of Living
What is the average cost of living in Monticello, MN?
Monticello offers an affordable lifestyle, with median home values around $312,000 and average rents of $1,350. The overall cost of living index is close to the national average, and most essentials like groceries and healthcare are slightly below U.S. norms. State income taxes range from 5.35% to 9.85%, and utility costs remain reasonable for Minnesota.
Median House Value:
$312,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$110
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,760
House Owner Cost Without Mortgage:
$570
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
99.6
Grocery:
98.2
Housing:
92.5
Utilities:
103.8
Transportation:
101.2
Health Care:
98.4
Miscellaneous:
96.7
Crime
Is Monticello, MN a safe place to live?
The city maintains low crime rates, with only 191 violent crimes and 1,430 property crimes per 100,000 residents. Residents have a 1 in 523 chance of experiencing violent crime, making Monticello a safe choice for families and individuals. Overall, the community enjoys a strong sense of security.
Violent Crimes Per 100k:
191
Property Crimes Per 100k:
1,430
Crime Index:
1,621
Chance Of Violent Crime:
1 in 523
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Monticello, MN year-round?
Monticello experiences all four seasons, including cold winters with average lows around 7°F and warm summers reaching up to 82°F. The area receives about 30 inches of rainfall annually and enjoys sunshine on 56% of days. Residents can expect a variety of outdoor activities year-round thanks to the changing climate.
Winter
Min:
7°F
Max:
24°F
Spring
Min:
33°F
Max:
58°F
Summer
Min:
58°F
Max:
82°F
Fall
Min:
37°F
Max:
62°F
Average Rainfall Inches:
30.4 inches
Sunny Days Percentage:
56%
Neighbors
Local households enjoy a median income of about $78,700, with a low poverty rate of 7.1% and a low unemployment rate of 3.6%. Most adults have at least a high school diploma, and the average commute is just over 27 minutes. The community is largely family-oriented and features a welcoming, stable environment.
Median Income:
$40,800
Household Income:
$78,700
Family Income:
$89,100
Per Capita Income:
$32,450
Income Male:
$48,200
Income Female:
$39,400
Poverty Rate:
7.1%
Non English Speakers:
7.9%
Rent:
$1,350
Unemployment Rate:
3.6%
Public Transport Usage:
0.8%
Commute Time:
27.2 minutes
Education
High School or Higher:
94.5%
Bachelors or More:
28.6%
Education
How are the schools in Monticello, MN?
Monticello features quality public and private schools, including Monticello High School and Pinewood Elementary, with favorable student-teacher ratios. Families also have access to nearby higher education options, such as Anoka-Ramsey Community College and St. Cloud State University within a 30-mile radius. The city’s education offerings support lifelong learning for all ages.
Public Schools
Name:
Monticello High School
Street:
5225 School Blvd
Phone:
763-272-3000
Students:
1,250
Student Teacher Ratio:
18.2
Name:
Pinewood Elementary School
Street:
1010 West Broadway
Phone:
763-272-2400
Students:
700
Student Teacher Ratio:
14.7
Private Schools
Name:
St. Henry Catholic School
Street:
300 5th St E
Phone:
763-295-3771
Students:
180
Colleges
Name:
Anoka-Ramsey Community College
City:
Cambridge
State:
MN
Distance:
26 miles
Students:
5,500
Name:
St. Cloud State University
City:
St. Cloud
State:
MN
Distance:
32 miles
Students:
10,300
Healthcare
Monticello provides access to quality healthcare, including the CentraCare Health – Monticello hospital and several nearby medical facilities. With 2.1 physicians per 1,000 residents and nearly 94% health insurance coverage, residents have reliable care options. The healthcare index suggests services are both accessible and satisfactory for most needs.
Major Hospitals
Name:
CentraCare Health – Monticello
Address:
1013 Hart Blvd, Monticello, MN 55362
Phone:
(763) 295-2945
Type:
General & Surgical
Emergency Services:
Yes
Name:
Maple Grove Hospital
Address:
9875 Hospital Dr, Maple Grove, MN 55369
Phone:
(763) 581-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
93.7%
Health Care Index:
72.8
Housing Market
What is the housing market like in Monticello, MN?
The local housing market is stable, with a median home price of $312,000 and a strong owner-occupied rate near 68%. Home values have appreciated by nearly 5% over the past year, while rental options remain available with a moderate vacancy rate. Monticello offers opportunities for both buyers and renters looking for value and growth potential.
Median Home Price:
$312,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
67.9%
Rental Vacancy Rate:
4.8%
Home Appreciation Rate (1yr):
4.9%
New Construction Rate:
2.3%
Foreclosure Rate:
0.4%
DMV Information
Driver and vehicle services for Monticello residents are managed by the Minnesota Department of Public Safety, located in St. Paul. The DMV provides all standard licensing and registration services, and information is easily accessed online or by phone. Residents benefit from streamlined state resources for their transportation needs.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota St, St Paul, MN 55101
Phone:
1-651-297-2126
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.