Everything You Should Know Before Moving to Monticello, NY
Considering Monticello, NY for your next move? This Catskills village of 6,497 residents features an affordable median home price of $156,000 and average rents around $1,150. While the cost of living is below the national average, residents enjoy quick commutes (22 minutes), four beautiful seasons, and proximity to outdoor recreation. Crime rates are higher than average, but there’s access to local healthcare and schools. Monticello is a diverse, small-town option with a relaxed pace and scenic surroundings.
Demographics - Monticello, NY
Demographics - Monticello, NY
Monticello is a diverse village of 6,497 residents, with a balanced mix of White, Black, and Hispanic populations and a median age of 36.4. The community has a moderate population density and nearly a quarter of residents speak a language other than English at home, reflecting its multicultural character.
Population:
6,497
Density:
2,200 per sq mi
Median Age:
36.4
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
22.3%

Ethnic Composition
White:
35.7%
Black:
32.8%
Asian:
2.4%
Others:
4.7%
Cost Of Living
What is the average cost of living in Monticello, NY?
Monticello offers a cost of living below the national average, with a median home value of $156,000 and average rents around $1,150. Residents benefit from affordable housing and moderate utility costs, making it an attractive choice for budget-conscious individuals and families.
Median House Value:
$156,000
Gross Rent:
$1,150
Monthly Electricity Charges:
$140
Auto Insurance:
$1,430
House Owner Cost With Mortgage:
$1,420
House Owner Cost Without Mortgage:
$600
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
93.1
Grocery:
96.2
Housing:
72.0
Utilities:
104.0
Transportation:
100.5
Health Care:
101.8
Miscellaneous:
97.4
Crime
Is Monticello, NY a safe place to live?
Crime rates in Monticello are higher than the national average, with a 1 in 240 chance of experiencing violent crime and a 1 in 47 chance for property crime. It's important for new residents to be aware and take standard precautions in the area.
Violent Crimes Per 100k:
417
Property Crimes Per 100k:
2,140
Crime Index:
2,557
Chance Of Violent Crime:
1 in 240
Chance Of Property Crime:
1 in 47
Weather
What is the weather like in Monticello, NY year-round?
Monticello experiences all four seasons, with cold winters dipping to 16°F and warm summers reaching up to 79°F. The area receives about 46 inches of annual rainfall and enjoys sunshine nearly half the year, making it ideal for those who appreciate seasonal variety.

Winter
Min:
16°F
Max:
33°F

Spring
Min:
35°F
Max:
62°F

Summer
Min:
56°F
Max:
79°F

Fall
Min:
38°F
Max:
66°F
Average Rainfall Inches:
46.0 inches
Sunny Days Percentage:
49%
Neighbors
Monticello's neighborhoods have a median household income of $40,920 and a relatively high poverty rate of 28.3%. Most residents have completed high school, and the average commute is a manageable 22 minutes, reflecting a small-town lifestyle.
Median Income:
$34,700
Household Income:
$40,920
Family Income:
$47,880
Per Capita Income:
$18,950
Income Male:
$37,500
Income Female:
$29,100
Poverty Rate:
28.3%
Non English Speakers:
22.3%
Rent:
$1,150
Unemployment Rate:
7.8%
Public Transport Usage:
1.1%
Commute Time:
22.3 minutes

Education
High School or Higher:
81.9%
Bachelors or More:
16.2%
Education
How are the schools in Monticello, NY?
Monticello offers a range of educational opportunities, including public schools with favorable student-teacher ratios and a nearby community college, SUNY Sullivan, just 7 miles away. The area supports both K-12 and higher education, making it suitable for families and students.

Public Schools
Name:
Monticello High School
Street:
39 Breakey Ave
Phone:
845-794-8840
Students:
840
Student Teacher Ratio:
13.8
Name:
Robert J. Kaiser Middle School
Street:
45 Breakey Ave
Phone:
845-796-3058
Students:
720
Student Teacher Ratio:
12.6
Name:
George L. Cooke Elementary School
Street:
69 Richardson Ave
Phone:
845-794-8830
Students:
560
Student Teacher Ratio:
13.5

Private Schools
Name:
St. Peter's Regional School
Street:
121 Lincoln Pl, Liberty, NY 12754
Phone:
845-292-4525
Students:
110

Colleges
Name:
SUNY Sullivan
City:
Loch Sheldrake
State:
NY
Distance:
7 miles
Students:
1,200
Healthcare
Local healthcare is anchored by Garnet Health Medical Center – Catskills, offering general and emergency services. With 1.9 physicians per 1,000 residents and over 91% health insurance coverage, Monticello residents have solid access to medical care.

Major Hospitals
Name:
Garnet Health Medical Center – Catskills, Harris Campus
Address:
68 Harris-Bushville Rd, Harris, NY 12742
Phone:
(845) 794-3300
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
91.1%
Health Care Index:
69.3
Housing Market
What is the housing market like in Monticello, NY?
Monticello's housing market is affordable, with a median home price of $156,000 and average two-bedroom rents at $1,150. The area has a higher proportion of renters and a moderate rental vacancy rate, making it accessible for both buyers and renters.
Median Home Price:
$156,000
Average Rent For 2 Bedroom:
$1,150
Owner Occupied Rate:
36.7%
Rental Vacancy Rate:
8.4%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Monticello residents are served by the New York State Department of Motor Vehicles office at 4058 State Route 42, providing essential licensing and registration services locally. The DMV is easily accessible for new arrivals and long-time residents alike.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
4058 State Route 42, Monticello, NY 12701
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.