Everything You Should Know Before Moving to Moss, TN
Considering a move to Moss, TN? This small rural community of around 600 residents offers affordable living, with median home prices at $145,000 and rents averaging $680. You'll enjoy low violent crime rates (190 per 100k), a relaxed pace of life, and short commutes of about 28 minutes. Moss features a mild climate with 58% sunny days, and while local schools are small, the area retains a strong sense of community. If you’re seeking budget-friendly housing and a quiet, scenic lifestyle in Tennessee, Moss could be your perfect fit.
Demographics - Moss, TN
Moss, TN is a tight-knit rural community of about 600 people, with a predominantly White population and a median age of 44, reflecting a mature and stable demographic. The area has a balanced gender ratio and a very low percentage of non-English speakers, making it a close and familiar environment for newcomers. Residents can expect a peaceful small-town vibe with low population density.
Population:
600
Density:
35 per sq mi
Median Age:
44.1
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
95.0%
Black:
1.2%
Asian:
0.3%
Others:
3.5%
Cost Of Living
What is the average cost of living in Moss, TN?
Living in Moss is highly affordable, with median home values at $145,000 and average rents around $680, well below national averages. Residents benefit from a cost of living index of 80.2, making daily expenses like groceries, utilities, and transportation budget-friendly. Tennessee’s favorable tax rates further enhance overall affordability for both homeowners and renters.
Median House Value:
$145,000
Gross Rent:
$680
Monthly Electricity Charges:
$130
Auto Insurance:
$1,040
House Owner Cost With Mortgage:
$970
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
0%
|
High:
6.0%
Cost Of Living Index:
80.2
Grocery:
91.2
Housing:
62.4
Utilities:
95.9
Transportation:
84.7
Health Care:
86.5
Miscellaneous:
88.4
Crime
Is Moss, TN a safe place to live?
Moss is a safe place to call home, with a low violent crime rate of 190 incidents per 100,000 people and a 1 in 525 chance of being affected. Property crime is also relatively modest, offering peace of mind for families and individuals alike. The community’s safety contributes to its welcoming and secure atmosphere.
Violent Crimes Per 100k:
190
Property Crimes Per 100k:
1,350
Crime Index:
1,540
Chance Of Violent Crime:
1 in 525
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Moss, TN year-round?
Moss enjoys a mild climate with warm summers reaching highs of 88°F and winters rarely dipping below 26°F. The area receives about 54 inches of annual rainfall and sees sunshine 58% of the year, making it ideal for those who appreciate all four seasons and outdoor activities. Residents experience comfortable transitional weather during spring and fall.

Winter
Min:
26°F
Max:
46°F

Spring
Min:
48°F
Max:
72°F

Summer
Min:
65°F
Max:
88°F

Fall
Min:
49°F
Max:
73°F
Average Rainfall Inches:
54.4 inches
Sunny Days Percentage:
58%
Neighbors
The Moss community is friendly and hard-working, with a median household income of $41,900 and a family income of $52,100. Most residents drive to work, facing average commutes of 28 minutes, and the area has a 17.2% poverty rate. Education levels are solid, with over 80% holding at least a high school diploma.
Median Income:
$28,800
Household Income:
$41,900
Family Income:
$52,100
Per Capita Income:
$22,600
Income Male:
$31,500
Income Female:
$25,900
Poverty Rate:
17.2%
Non English Speakers:
2.5%
Rent:
$680
Unemployment Rate:
4.7%
Public Transport Usage:
0.2%
Commute Time:
28.3 minutes

Education
High School or Higher:
81.9%
Bachelors or More:
13.6%
Education
How are the schools in Moss, TN?
Moss is served by small but dedicated public schools, including Clay County High School and Celina K-8, both offering favorable student-teacher ratios. While there are no private schools, higher education is accessible through Volunteer State Community College’s Livingston Center, just 19 miles away. The area’s educational offerings foster a supportive environment for students of all ages.

Public Schools
Name:
Clay County High School
Street:
860 Clay County Hwy
Phone:
931-243-2340
Students:
320
Student Teacher Ratio:
15.2
Name:
Celina K-8 School
Street:
1324 Mitchell St
Phone:
931-243-2391
Students:
370
Student Teacher Ratio:
14.6

Colleges
Name:
Volunteer State Community College - Livingston Center
City:
Livingston
State:
TN
Distance:
19 miles
Students:
1,200
Healthcare
Residents have access to nearby hospitals such as Cumberland River Hospital and Livingston Regional Hospital, both offering emergency services. Healthcare coverage is strong, with nearly 89% of residents insured and a healthcare index of 67.8. The physician-to-population ratio ensures basic medical needs are met within a reasonable distance.

Major Hospitals
Name:
Cumberland River Hospital
Address:
100 Old Jefferson St, Celina, TN 38551
Phone:
(931) 243-3581
Type:
General & Emergency
Emergency Services:
Yes
Name:
Livingston Regional Hospital
Address:
315 Oak St, Livingston, TN 38570
Phone:
(931) 823-5611
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
88.7%
Health Care Index:
67.8
Housing Market
What is the housing market like in Moss, TN?
Moss features an affordable housing market with a median home price of $145,000 and average rent for a two-bedroom at $680. The majority of homes are owner-occupied, and the area sees steady appreciation, making it attractive for buyers seeking long-term value. Low foreclosure and vacancy rates indicate a stable local market.
Median Home Price:
$145,000
Average Rent For 2 Bedroom:
$680
Owner Occupied Rate:
76.1%
Rental Vacancy Rate:
7.3%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.6%
Foreclosure Rate:
0.8%
DMV Information
Driver services for Moss residents are provided by the Tennessee Department of Safety and Homeland Security, located in Nashville. Essential licensing and vehicle registration resources are accessible both online and by phone, streamlining DMV tasks for locals. The state’s DMV website offers comprehensive information for all driver-related needs.
State:
Tennessee
Department:
Tennessee Department of Safety and Homeland Security
Address:
1150 Foster Avenue, Nashville, TN 37243
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.