Everything You Should Know Before Moving to Mossy Head, FL
Considering a move to Mossy Head, FL? This small, friendly community of about 1,200 offers affordable living with a median home price of $220,000 and average rent around $1,100. Residents enjoy warm, sunny weather most of the year, low commute times at 28.5 minutes, and access to local schools and healthcare. While crime rates are moderate for the region, Mossy Head stands out for its quiet, rural atmosphere, reasonable cost of living, and beautiful Northwest Florida climate—making it a great option for those seeking a slower pace and outdoor lifestyle.
Demographics - Mossy Head, FL
Demographics - Mossy Head, FL
Mossy Head is a small, close-knit community with a population of approximately 1,200 people, a median age of 42, and a predominantly White population. The area features a balanced gender ratio and a modest percentage of non-English speakers, contributing to a friendly and welcoming atmosphere. Residents enjoy a low population density, offering a peaceful, rural lifestyle.
Population:
1,200
Density:
100 per sq mi
Median Age:
42.0
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
85.0%
Black:
8.0%
Asian:
1.0%
Others:
6.0%
Cost Of Living
What is the average cost of living in Mossy Head, FL?
Living in Mossy Head is affordable, with a median home value of $220,000 and an average rent of $1,100 per month. The overall cost of living index is below the national average, and Florida’s lack of state income tax adds to the financial appeal for residents. Utility and transportation costs are reasonable, making the area attractive for families and retirees alike.
Median House Value:
$220,000
Gross Rent:
$1,100
Monthly Electricity Charges:
$150
Auto Insurance:
$2,150
House Owner Cost With Mortgage:
$1,250
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
0.0%
|
High:
0.0%
Cost Of Living Index:
93.0
Grocery:
97.5
Housing:
86.0
Utilities:
102.0
Transportation:
94.0
Health Care:
95.0
Miscellaneous:
96.0
Crime
Is Mossy Head, FL a safe place to live?
Mossy Head experiences moderate crime rates, with a violent crime rate of 230 incidents per 100,000 residents and property crime occurring at a rate of 1,650 per 100,000. The chance of being a victim of violent crime is about 1 in 435, and property crime is 1 in 61, which is typical for rural communities in the region. Overall, the area is considered safe and family-friendly for those seeking a quieter lifestyle.
Violent Crimes Per 100k:
230
Property Crimes Per 100k:
1,650
Crime Index:
1,880
Chance Of Violent Crime:
1 in 435
Chance Of Property Crime:
1 in 61
Weather
What is the weather like in Mossy Head, FL year-round?
Residents of Mossy Head enjoy a mild climate, with warm summers reaching highs in the low 90s and comfortable winters with lows around 40°F. The area receives about 63 inches of rainfall annually and sees sunshine nearly two-thirds of the year, making it ideal for those who appreciate outdoor activities and a generally pleasant climate.
Winter
Min:
40°F
Max:
64°F
Spring
Min:
52°F
Max:
78°F
Summer
Min:
71°F
Max:
92°F
Fall
Min:
54°F
Max:
80°F
Average Rainfall Inches:
63 inches
Sunny Days Percentage:
62%
Neighbors
Local households in Mossy Head have a median income of $52,700, and about 85% of adults hold a high school diploma or higher. Commute times average under 30 minutes, and the unemployment rate is relatively low at 4.0%. The community features a modest poverty rate, and most residents rely on personal vehicles rather than public transportation.
Median Income:
$36,500
Household Income:
$52,700
Family Income:
$58,200
Per Capita Income:
$26,000
Income Male:
$30,500
Income Female:
$25,000
Poverty Rate:
14.8%
Non English Speakers:
3.5%
Rent:
$1,100
Unemployment Rate:
4.0%
Public Transport Usage:
0.2%
Commute Time:
28.5 minutes
Education
High School or Higher:
85.0%
Bachelors or More:
13.5%
Education
How are the schools in Mossy Head, FL?
Mossy Head is served by local public schools such as Paxton School and Mossy Head School, both offering favorable student-to-teacher ratios for a supportive learning environment. Higher education opportunities are accessible at Northwest Florida State College, located about 25 miles away. The community values education, with a high rate of high school completion among residents.
Public Schools
Name:
Paxton School
Street:
21893 US-331, Paxton, FL 32538
Phone:
850-892-1230
Students:
800
Student Teacher Ratio:
15.5
Name:
Mossy Head School (Elementary)
Street:
13270 US-90, DeFuniak Springs, FL 32433
Phone:
850-892-1290
Students:
350
Student Teacher Ratio:
14.8
Colleges
Name:
Northwest Florida State College
City:
Niceville
State:
FL
Distance:
25 miles
Students:
6,500
Healthcare
Mossy Head residents have access to nearby hospitals such as North Okaloosa Medical Center and Healthmark Regional Medical Center, both offering general and emergency services within a short drive. Healthcare coverage is high, with over 85% insured, and there are about 1.3 physicians per 1,000 residents, ensuring reasonable access to medical care.
Major Hospitals
Name:
North Okaloosa Medical Center
Address:
151 E Redstone Ave, Crestview, FL 32539
Phone:
(850) 689-8100
Type:
General & Surgical
Emergency Services:
Yes
Name:
Healthmark Regional Medical Center
Address:
4413 US-331, DeFuniak Springs, FL 32435
Phone:
(850) 951-4500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
85.5%
Health Care Index:
79.0
Housing Market
What is the housing market like in Mossy Head, FL?
The local housing market in Mossy Head is affordable and stable, with a median home price of $220,000 and average two-bedroom rent at $1,100. Homeownership is common, with 77% of residents owning their homes, and recent appreciation rates suggest a healthy, growing market. Rental vacancy rates are moderate, offering options for both buyers and renters.
Median Home Price:
$220,000
Average Rent For 2 Bedroom:
$1,100
Owner Occupied Rate:
77.0%
Rental Vacancy Rate:
7.0%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
2.5%
Foreclosure Rate:
0.8%
DMV Information
Mossy Head residents are served by the Florida Department of Highway Safety and Motor Vehicles, located in nearby DeFuniak Springs. The local DMV office provides convenient access to licensing and vehicle registration services, with information available online or by phone for added convenience.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
83 N. 6th Street, DeFuniak Springs, FL 32433
Phone:
(850) 892-8121
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.