Everything You Should Know Before Moving to Mount Palatine, IL
Considering a move to Mount Palatine, IL? With a small, close-knit population of about 120 and a median home price near $112,000, the area offers affordable rural living. Residents enjoy low crime rates, short commute times (average 27 minutes), and easy access to nearby healthcare and schools. With a cost of living index at 86 and 58% sunny days annually, Mount Palatine is an appealing choice for those seeking peace, affordability, and a relaxed pace in central Illinois.
Demographics - Mount Palatine, IL
Demographics - Mount Palatine, IL
Mount Palatine is a small, close-knit community with about 120 residents and a median age of 48, reflecting a mature population. The area is predominantly White, with 95% of residents identifying as such, and a nearly balanced gender ratio. Most people speak English at home, creating a familiar and welcoming environment for newcomers.
Population:
120
Density:
45 per sq mi
Median Age:
48.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
95.0%
Black:
1.0%
Asian:
1.0%
Others:
3.0%
Cost Of Living
What is the average cost of living in Mount Palatine, IL?
The cost of living in Mount Palatine is well below the national average, with a cost of living index of 86. Housing is especially affordable, as the median home value is around $112,000 and typical rent is about $675 per month. Everyday expenses like groceries, utilities, and transportation remain budget-friendly for residents.
Median House Value:
$112,000
Gross Rent:
$675
Monthly Electricity Charges:
$110
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
86.0
Grocery:
94.0
Housing:
72.0
Utilities:
95.0
Transportation:
89.0
Health Care:
97.0
Miscellaneous:
90.0
Crime
Is Mount Palatine, IL a safe place to live?
Mount Palatine experiences very low crime rates, with just 65 violent crimes and 520 property crimes per 100,000 people each year. Residents enjoy a safe, peaceful environment, with the chance of being a victim of violent crime at just 1 in 1,540. This safety factor contributes greatly to the town's relaxed, rural appeal.
Violent Crimes Per 100k:
65
Property Crimes Per 100k:
520
Crime Index:
585
Chance Of Violent Crime:
1 in 1,540
Chance Of Property Crime:
1 in 190
Weather
What is the weather like in Mount Palatine, IL year-round?
Residents enjoy four distinct seasons, including warm summers with highs around 84°F and chilly winters dipping to 14°F. The area receives about 36.8 inches of rainfall annually and 58% of days are sunny, offering plenty of opportunities for outdoor activities. Spring and fall bring mild, comfortable temperatures ideal for enjoying the countryside.
Winter
Min:
14°F
Max:
33°F
Spring
Min:
38°F
Max:
64°F
Summer
Min:
60°F
Max:
84°F
Fall
Min:
41°F
Max:
64°F
Average Rainfall Inches:
36.8 inches
Sunny Days Percentage:
58%
Neighbors
The community boasts a median household income of $56,000 and a low unemployment rate of 4.1%, reflecting economic stability. Most adults have completed high school, and nearly 15% hold a bachelor's degree or higher. With an average commute time of 27 minutes, residents benefit from a relaxed rural pace and close community ties.
Median Income:
$34,500
Household Income:
$56,000
Family Income:
$62,000
Per Capita Income:
$27,500
Income Male:
$42,000
Income Female:
$32,000
Poverty Rate:
11.5%
Non English Speakers:
2.5%
Rent:
$675
Unemployment Rate:
4.1%
Public Transport Usage:
0.0%
Commute Time:
27.2 minutes
Education
High School or Higher:
91.0%
Bachelors or More:
14.3%
Education
How are the schools in Mount Palatine, IL?
Mount Palatine is served by local public schools like Lostant Elementary, which offers small class sizes with a student-teacher ratio of 10.5. While private school options are limited, higher education is accessible at Illinois Valley Community College, located just 18 miles away. Families benefit from a supportive educational environment in a rural setting.
Public Schools
Name:
Lostant Elementary School
Street:
315 W 3rd St
Phone:
815-368-3392
Students:
115
Student Teacher Ratio:
10.5
Colleges
Name:
Illinois Valley Community College
City:
Oglesby
State:
IL
Distance:
18 miles
Students:
3,200
Healthcare
Mount Palatine residents have access to quality healthcare, with major hospitals like St. Margaret's Health - Peru and OSF Saint Paul Medical Center nearby. The town has about 1.4 physicians per 1,000 people, and over 91% of residents have health insurance. Emergency services and general medical care are readily available within a short drive.
Major Hospitals
Name:
St. Margaret's Health - Peru
Address:
925 West St, Peru, IL 61354
Phone:
(815) 223-3300
Type:
General & Surgical
Emergency Services:
Yes
Name:
OSF Saint Paul Medical Center
Address:
1401 E 12th St, Mendota, IL 61342
Phone:
(815) 539-7461
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.4
Health Insurance Coverage:
91.5%
Health Care Index:
69.0
Housing Market
What is the housing market like in Mount Palatine, IL?
The housing market in Mount Palatine is stable and affordable, with a median home price of $112,000 and a high owner-occupancy rate of 83%. Rental options are available, with average two-bedroom rents at $675 per month and a modest 6.2% rental vacancy rate. Home values have appreciated slightly in the past year, making it a solid choice for homeowners.
Median Home Price:
$112,000
Average Rent For 2 Bedroom:
$675
Owner Occupied Rate:
83.0%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
2.4%
New Construction Rate:
0.2%
Foreclosure Rate:
0.4%
DMV Information
Driver and vehicle services for Mount Palatine are handled by the Illinois Secretary of State Driver Services facility in nearby Streator. Residents can access licensing, title, and registration services at this convenient location. More information and resources are available on the official Illinois Secretary of State website.
State:
Illinois
Department:
Illinois Secretary of State Driver Services
Address:
2012 North Bloomington St, Streator, IL 61364
Phone:
(815) 672-6910
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.