Kentucky / County

Moving to Mount Sterling, KY

Thinking of making a move to Mount Sterling, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Mount Sterling, KY

Considering a move to Mount Sterling, KY? This welcoming community of 7,200 residents offers a blend of suburban charm and convenience, with median home prices around $185,000 and average rents near $850. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (55% annually), ideal for families and commuters alike. Explore Mount Sterling's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Mount Sterling, KY

Mount Sterling has a population of 7,200 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 89% White, 7% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
7,200
Density
1,500 per sq mi
Median Age
39.2
Gender Ratio
93 males per 100 females
Non-English Speakers Percentage
3.8%

Ethnic Composition

White
89.0%
Black
6.5%
Asian
1.0%
Others
3.5%

Cost Of Living

What is the average cost of living in Mount Sterling, KY?

The cost of living in Mount Sterling is higher than the national average, with a cost of living index of 83.4. Median home values are around $185,000 and average rents for a two-bedroom apartment are approximately $850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$185,000
Gross Rent
$850
Monthly Electricity Charges
$145
Auto Insurance
$1,760
House Owner Cost With Mortgage
$1,350
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
83.4
Grocery
92.0
Housing
67.5
Utilities
97.8
Transportation
90.5
Health Care
94.0
Miscellaneous
89.6

Crime

Is Mount Sterling, KY a safe place to live?

Mount Sterling is considered a safe community, with a low violent crime rate of 260 incidents per 100,000 residents and a property crime chance of 1 in 58. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
260
Property Crimes Per 100k
1,720
Crime Index
1,980
Chance Of Violent Crime
1 in 385
Chance Of Property Crime
1 in 58

Weather

What is the weather like in Mount Sterling, KY year-round?

Mount Sterling experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 27°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 55% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
44°F

Summer

Min
67°F
Max
88°F

Spring

Min
47°F
Max
71°F

Fall

Min
48°F
Max
72°F
Average Rainfall Inches
47.8 inches
Sunny Days Percentage
55%

Neighbors

The neighborhood boasts a healthy median household income of $53,500 and a low poverty rate of 18.5%. Over 84% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$53,500
Family Income
$66,000
Per Capita Income
$25,500
Income Male
$39,000
Income Female
$31,000
Poverty Rate
18.5%
Non English Speakers
6.5%
Rent
$850
Unemployment Rate
5.0%
Public Transport Usage
1.5%
Commute Time
21.8 minutes

Education

High School or Higher
84.0%
Bachelors or More
17.5%

Education

How are the schools in Mount Sterling, KY?

Mount Sterling offers quality education options, with public schools like Mt. Sterling Elementary School and Montgomery County Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Montgomery County Adult Education and Morehead State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Mt. Sterling Elementary School
Street
700 Indian Mound Dr
Phone
(859) 497-8760
Students
430
Student Teacher Ratio
15.0
Name
Montgomery County Middle School
Street
745 Woodford Dr
Phone
(859) 497-8762
Students
620
Student Teacher Ratio
14.7

Private Schools

Name
Owingsville Christian Academy
Street
121 W Main St
Phone
(606) 674-2004
Students
125

Colleges

Name
Montgomery County Adult Education
City
Mount Sterling
State
KY
Distance
0 miles
Students
250
Name
Morehead State University
City
Morehead
State
KY
Distance
30 miles
Students
9,000

Healthcare

Mount Sterling residents have access to quality healthcare, with major hospitals like Saint Joseph Mount Sterling and Clark Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 90.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Saint Joseph Mount Sterling
Address
625 N Maysville St, Mount Sterling, KY 40353
Phone
(859) 497-5000
Type
General & Surgical
Emergency Services
Yes
Name
Clark Regional Medical Center
Address
175 Hospital Dr, Winchester, KY 40391
Phone
(859) 745-0200
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
90.4%
Health Care Index
68.2

Housing Market

What is the housing market like in Mount Sterling, KY?

The local housing market is strong, with a median home price of $185,000 and an owner-occupied rate of nearly 62%. The market has seen a 4.8% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Mount Sterling offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$185,000
Average Rent For 2 Bedroom
$850
Owner Occupied Rate
61.5%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
4.8%
New Construction Rate
1.2%
Foreclosure Rate
0.8%

DMV Information

Residents of Mount Sterling handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
(502) 564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Mount Sterling, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Mount Sterling, review the core fields on this page: population 7,200, median home value $185,000, average rent for 2 bedroom $850, commute time 21.8 minutes, and sunny days percentage 55%.

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