Everything You Should Know Before Moving to Mount Vernon, NY
Considering a move to Mount Vernon, NY? This vibrant city of nearly 74,000 combines urban convenience with suburban charm and quick NYC access. Expect a median home price of $485,000 and average 2-bedroom rent around $1,650. Residents enjoy a diverse community, robust public transit usage, and well-rated healthcare, with commute times averaging about 37 minutes. While property and violent crime rates run a bit higher than the national average, Mount Vernon offers rich cultural diversity, a moderate cost of living, and easy access to top area colleges and city amenities.
Demographics - Mount Vernon, NY
Demographics - Mount Vernon, NY
Mount Vernon is home to nearly 74,000 residents, with a median age of 39.7 and a notably diverse population—over 60% identify as Black and 28.5% speak a language other than English at home. The city’s dense, urban environment fosters a vibrant multicultural atmosphere. There are slightly more females than males, reflecting a community with broad cultural representation.
Population:
73,893
Density:
15,500 per sq mi
Median Age:
39.7
Gender Ratio:
89 males per 100 females
Non-English Speakers Percentage:
28.5%

Ethnic Composition
White:
20.6%
Black:
60.2%
Asian:
2.0%
Others:
17.2%
Cost Of Living
What is the average cost of living in Mount Vernon, NY?
Mount Vernon’s cost of living is higher than the national average, with a cost of living index of 135.2 and median home values around $485,000. Average rent for a two-bedroom apartment is about $1,650, and essential expenses like utilities and groceries also trend above national norms. Residents should also factor in state income taxes ranging from 4.0% to 10.9%.
Median House Value:
$485,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$140
Auto Insurance:
$2,050
House Owner Cost With Mortgage:
$2,510
House Owner Cost Without Mortgage:
$830
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
135.2
Grocery:
127.4
Housing:
144.8
Utilities:
115.6
Transportation:
128.3
Health Care:
113.5
Miscellaneous:
111.2
Crime
Is Mount Vernon, NY a safe place to live?
Crime rates in Mount Vernon are somewhat above the national average, with a violent crime rate of 418 incidents per 100,000 people and a property crime rate of 1,237 per 100,000. The chance of experiencing a property crime is about 1 in 81, while violent crime risk is 1 in 239. Residents should take standard precautions but can enjoy the city’s active community life.
Violent Crimes Per 100k:
418
Property Crimes Per 100k:
1,237
Crime Index:
1,655
Chance Of Violent Crime:
1 in 239
Chance Of Property Crime:
1 in 81
Weather
What is the weather like in Mount Vernon, NY year-round?
Mount Vernon experiences all four seasons, with cold winters averaging lows around 25°F and warm summers reaching highs near 85°F. The area receives approximately 49 inches of rain annually and enjoys sunshine about 54% of the year. These weather patterns support a variety of outdoor activities throughout the year.

Winter
Min:
25°F
Max:
39°F

Spring
Min:
45°F
Max:
68°F

Summer
Min:
67°F
Max:
85°F

Fall
Min:
50°F
Max:
70°F
Average Rainfall Inches:
49.3 inches
Sunny Days Percentage:
54%
Neighbors
The median household income in Mount Vernon is $74,910, and nearly half of residents use public transportation for their commute, which averages about 37 minutes. Educational attainment is high, with 83.8% having at least a high school diploma and over 30% holding a bachelor’s degree or higher. The community is diverse, with a poverty rate of 13.1% and a strong sense of urban connectivity.
Median Income:
$54,700
Household Income:
$74,910
Family Income:
$86,110
Per Capita Income:
$32,200
Income Male:
$48,400
Income Female:
$44,900
Poverty Rate:
13.1%
Non English Speakers:
28.5%
Rent:
$1,650
Unemployment Rate:
5.8%
Public Transport Usage:
45.4%
Commute Time:
36.7 minutes

Education
High School or Higher:
83.8%
Bachelors or More:
30.4%
Education
How are the schools in Mount Vernon, NY?
Mount Vernon offers a range of educational opportunities, including public schools like Mount Vernon High School and several private options. Students benefit from favorable student-teacher ratios, and nearby colleges such as Sarah Lawrence College and Manhattan College are within a short drive. The city’s schools and proximity to higher education institutions make it appealing for families and students alike.

Public Schools
Name:
Mount Vernon High School
Street:
100 California Rd
Phone:
914-665-5300
Students:
1,560
Student Teacher Ratio:
15.2
Name:
Traphagen School
Street:
72 Lexington Ave
Phone:
914-665-5537
Students:
500
Student Teacher Ratio:
13.8

Private Schools
Name:
Sacred Heart School
Street:
24 South Third Ave
Phone:
914-668-5280
Students:
260

Colleges
Name:
Sarah Lawrence College
City:
Bronxville
State:
NY
Distance:
3 miles
Students:
1,700
Name:
Manhattan College
City:
Riverdale
State:
NY
Distance:
6 miles
Students:
3,600
Healthcare
Residents of Mount Vernon have convenient access to well-rated healthcare facilities, including Montefiore Mount Vernon Hospital and additional options in nearby New Rochelle. The city boasts a high health insurance coverage rate of 91.3% and a robust supply of physicians at 2.9 per 1,000 people. Healthcare quality is supported by a healthcare index of 76.2, ensuring local access to essential medical services.

Major Hospitals
Name:
Montefiore Mount Vernon Hospital
Address:
12 N 7th Ave, Mount Vernon, NY 10550
Phone:
(914) 664-8000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Montefiore New Rochelle Hospital
Address:
16 Guion Pl, New Rochelle, NY 10801
Phone:
(914) 632-5000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.9
Health Insurance Coverage:
91.3%
Health Care Index:
76.2
Housing Market
What is the housing market like in Mount Vernon, NY?
Mount Vernon’s housing market features a median home price of $485,000 and average rents of $1,650 for a two-bedroom apartment. Homeownership is less common, with about 39% of residents owning their homes, and the market has seen a 5.1% appreciation rate over the past year. Rental options are plentiful due to a 7.1% vacancy rate and ongoing new construction.
Median Home Price:
$485,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
38.9%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.6%
DMV Information
Mount Vernon residents are served by the New York State Department of Motor Vehicles, with the nearest office located at 1045 Park St in Peekskill. DMV services cover licensing, registrations, and other vehicle needs, and more information can be found on the official website. This ensures convenient access to essential state transportation resources.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
1045 Park St, Peekskill, NY 10566
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.