Everything You Should Know Before Moving to Murray, KY
Thinking of moving to Murray, KY? With a welcoming population of 17,260 and affordable housing—median home prices around $163,000 and average rents at $815—Murray is a budget-friendly college town. Residents enjoy short commute times of about 14 minutes, low violent crime rates, and a vibrant atmosphere thanks to Murray State University. The city boasts a mild climate with 60% sunny days each year and a strong focus on education, making it a great choice for families and students alike.
Demographics - Murray, KY
Demographics - Murray, KY
Murray, KY is home to about 17,260 residents, with a youthful median age of 27.8, reflecting its status as a college town. The city is predominantly White (85.2%), and about 6.5% of the population speaks a language other than English at home. Its moderate population density and balanced gender ratio contribute to a welcoming and accessible community feel.
Population:
17,260
Density:
1,530 per sq mi
Median Age:
27.8
Gender Ratio:
90 males per 100 females
Non-English Speakers Percentage:
6.5%

Ethnic Composition
White:
85.2%
Black:
6.2%
Asian:
2.8%
Others:
5.8%
Cost Of Living
What is the average cost of living in Murray, KY?
Murray offers an affordable cost of living, with a median home value of $163,000 and average rent of $815. The overall cost of living index is significantly below the national average, making it an attractive choice for budget-conscious families and students. Utilities and groceries are also reasonably priced, keeping everyday expenses manageable.
Median House Value:
$163,000
Gross Rent:
$815
Monthly Electricity Charges:
$110
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$1,040
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
2.0%
|
High:
6.0%
Cost Of Living Index:
81.0
Grocery:
93.2
Housing:
66.5
Utilities:
96.0
Transportation:
82.1
Health Care:
89.4
Miscellaneous:
78.0
Crime
Is Murray, KY a safe place to live?
Murray enjoys a low violent crime rate, with residents facing a 1 in 540 chance of being affected, and property crime rates are also moderate. The city’s overall crime index remains below national averages, making it a reassuringly safe place for newcomers and families. Community-oriented policing and a close-knit atmosphere contribute to this sense of security.
Violent Crimes Per 100k:
185
Property Crimes Per 100k:
1,610
Crime Index:
1,795
Chance Of Violent Crime:
1 in 540
Chance Of Property Crime:
1 in 62
Weather
What is the weather like in Murray, KY year-round?
Murray experiences mild seasonal changes, with warm summers peaking near 89°F and winters rarely dropping below 27°F. The city receives about 51 inches of rainfall annually and enjoys 60% sunny days, providing a pleasant climate for outdoor activities year-round. These comfortable weather patterns appeal to those seeking balanced, four-season living.

Winter
Min:
27°F
Max:
45°F

Spring
Min:
48°F
Max:
72°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
48°F
Max:
74°F
Average Rainfall Inches:
51.2 inches
Sunny Days Percentage:
60%
Neighbors
Residents in Murray benefit from a median household income of $41,500 and a low average commute of 14 minutes, making daily life convenient. While the poverty rate is higher at 25.6%, the area maintains a strong sense of community and accessibility, with most neighbors having at least a high school diploma. The small-town environment and low unemployment rate foster a friendly local atmosphere.
Median Income:
$29,000
Household Income:
$41,500
Family Income:
$65,200
Per Capita Income:
$23,800
Income Male:
$34,900
Income Female:
$28,700
Poverty Rate:
25.6%
Non English Speakers:
6.5%
Rent:
$815
Unemployment Rate:
4.8%
Public Transport Usage:
0.6%
Commute Time:
14.2 minutes

Education
High School or Higher:
90.9%
Bachelors or More:
31.5%
Education
How are the schools in Murray, KY?
Murray places a strong emphasis on education, featuring quality public schools like Murray High and Murray Middle, both known for favorable student-teacher ratios. The presence of Murray State University enriches the community with cultural and academic opportunities for both students and residents. Private school options and a high rate of educational attainment make the city ideal for families seeking strong schooling choices.

Public Schools
Name:
Murray High School
Street:
1800 Sycamore St
Phone:
270-753-5202
Students:
420
Student Teacher Ratio:
14.5
Name:
Murray Middle School
Street:
801 Main St
Phone:
270-753-5125
Students:
520
Student Teacher Ratio:
15.2

Private Schools
Name:
Eastwood Christian Academy
Street:
1600 College Farm Rd
Phone:
270-753-9241
Students:
110

Colleges
Name:
Murray State University
City:
Murray
State:
KY
Distance:
0 miles
Students:
9,400
Healthcare
Murray is served by the Murray-Calloway County Hospital, providing general and emergency care for residents. With 2.1 physicians per 1,000 people and over 91% health insurance coverage, the city offers solid access to healthcare services. The presence of quality medical facilities ensures peace of mind for families and retirees.

Major Hospitals
Name:
Murray-Calloway County Hospital
Address:
803 Poplar St, Murray, KY 42071
Phone:
(270) 762-1100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
91.7%
Health Care Index:
69.3
Housing Market
What is the housing market like in Murray, KY?
The local housing market in Murray features a median home price of $163,000 and an average two-bedroom rent of $815, keeping homeownership and renting within reach for many. About 47% of properties are owner-occupied, and the city has a low foreclosure rate, reflecting market stability. Modest home appreciation rates make Murray a viable option for both buyers and renters.
Median Home Price:
$163,000
Average Rent For 2 Bedroom:
$815
Owner Occupied Rate:
47.3%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Vehicle services in Murray are managed by the Kentucky Division of Motor Vehicle Licensing, with accessible support and online resources available through the state website. Residents can handle licensing, registration, and other DMV needs efficiently. The main office is located in Frankfort, ensuring statewide consistency in services.
State:
Kentucky
Department:
Kentucky Division of Motor Vehicle Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.