Everything You Should Know Before Moving to Neptune Beach, FL
Considering a move to Neptune Beach, FL? This lively Atlantic coast city offers a small-town feel with a population of around 7,440 and a median home price of $570,000. Residents enjoy mild winters, 64% sunny days, and short 22-minute commutes, making it perfect for beach lovers and families alike. With strong local schools and a high rate of college graduates, Neptune Beach balances coastal living with access to excellent healthcare and a crime rate below the national average. Explore the cost of living, housing, and community amenities to see why Neptune Beach is a great place to call home.
Demographics - Neptune Beach, FL
Demographics - Neptune Beach, FL
Neptune Beach is a close-knit Atlantic coast city with a population of about 7,440 and a median age of 44. Most residents identify as White, while a small but diverse community adds to its charm. The city offers a balanced gender ratio and a welcoming atmosphere for newcomers.
Population:
7,440
Density:
3,900 per sq mi
Median Age:
44.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
7.2%

Ethnic Composition
White:
91.3%
Black:
2.8%
Asian:
1.5%
Others:
4.4%
Cost Of Living
What is the average cost of living in Neptune Beach, FL?
The cost of living in Neptune Beach is higher than the national average, with a median home value of $570,000 and average rent around $2,100 per month. Residents benefit from Florida’s lack of state income tax, but housing costs and auto insurance rates can be substantial. Overall, daily expenses reflect the city’s desirable coastal location and amenities.
Median House Value:
$570,000
Gross Rent:
$2,100
Monthly Electricity Charges:
$145
Auto Insurance:
$2,320
House Owner Cost With Mortgage:
$2,450
House Owner Cost Without Mortgage:
$770
State Taxes:
Low:
0% (no state income tax)
|
High:
0%
Cost Of Living Index:
124.0
Grocery:
108.1
Housing:
147.2
Utilities:
97.9
Transportation:
105.6
Health Care:
98.3
Miscellaneous:
103.7
Crime
Is Neptune Beach, FL a safe place to live?
Neptune Beach maintains a safer environment than many similar-sized cities, with a violent crime rate of 212 incidents per 100,000 residents and a 1 in 472 chance of being affected. Property crimes are more common but still manageable, making the city appealing for families and retirees seeking peace of mind. The overall crime index is well below the national average.
Violent Crimes Per 100k:
212
Property Crimes Per 100k:
1,760
Crime Index:
1,972
Chance Of Violent Crime:
1 in 472
Chance Of Property Crime:
1 in 57
Weather
What is the weather like in Neptune Beach, FL year-round?
With mild winters averaging 47–66°F and warm summers peaking near 90°F, Neptune Beach boasts a pleasant subtropical climate. Residents enjoy about 64% sunny days each year and over 52 inches of annual rainfall, making outdoor activities and beach days a regular part of life. The weather supports a vibrant coastal lifestyle year-round.

Winter
Min:
47°F
Max:
66°F

Spring
Min:
58°F
Max:
79°F

Summer
Min:
74°F
Max:
90°F

Fall
Min:
62°F
Max:
81°F
Average Rainfall Inches:
52.1 inches
Sunny Days Percentage:
64%
Neighbors
Neptune Beach residents generally enjoy comfortable incomes, with the median household earning $87,110 and a low poverty rate of 6.8%. The community is well-educated, with over half holding a bachelor’s degree or higher, and unemployment remains low. Most locals commute about 22 minutes to work, reflecting the city’s manageable pace of life.
Median Income:
$54,800
Household Income:
$87,110
Family Income:
$98,400
Per Capita Income:
$52,200
Income Male:
$62,900
Income Female:
$47,800
Poverty Rate:
6.8%
Non English Speakers:
7.2%
Rent:
$2,100
Unemployment Rate:
3.2%
Public Transport Usage:
1.2%
Commute Time:
22.5 minutes

Education
High School or Higher:
97.1%
Bachelors or More:
54.0%
Education
How are the schools in Neptune Beach, FL?
Families in Neptune Beach have access to quality public and private schools, with strong student-teacher ratios and active community involvement. Higher education opportunities are within easy reach, as both the University of North Florida and Jacksonville University are less than 15 miles away. The city’s schools are well-regarded, supporting a high rate of college graduates.

Public Schools
Name:
Neptune Beach Elementary School
Street:
1515 Florida Blvd
Phone:
904-247-5954
Students:
760
Student Teacher Ratio:
16.6
Name:
Duncan U. Fletcher Middle School
Street:
2000 3rd St N, Jacksonville Beach
Phone:
904-247-5929
Students:
1,250
Student Teacher Ratio:
18.1

Private Schools
Name:
Beaches Chapel School
Street:
610 Florida Blvd
Phone:
904-241-4211
Students:
330

Colleges
Name:
University of North Florida
City:
Jacksonville
State:
FL
Distance:
10 miles
Students:
17,300
Name:
Jacksonville University
City:
Jacksonville
State:
FL
Distance:
14 miles
Students:
4,200
Healthcare
Access to excellent healthcare is a highlight in Neptune Beach, with major hospitals like Baptist Medical Center Beaches and Mayo Clinic Jacksonville nearby. The city has a strong physician presence and 91.8% of residents are insured, ensuring quality care for most families. Healthcare options are robust for both routine and specialized needs.

Major Hospitals
Name:
Baptist Medical Center Beaches
Address:
1350 13th Ave S, Jacksonville Beach, FL 32250
Phone:
(904) 627-2900
Type:
General & Surgical
Emergency Services:
Yes
Name:
Mayo Clinic Jacksonville
Address:
4500 San Pablo Rd S, Jacksonville, FL 32224
Phone:
(904) 953-2000
Type:
Specialty & General
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
91.8%
Health Care Index:
75.2
Housing Market
What is the housing market like in Neptune Beach, FL?
Neptune Beach’s housing market is competitive, with a median home price of $570,000 and a 68.6% owner-occupancy rate. Home values have appreciated by 7.2% over the past year, indicating steady demand. Rental options remain available, but vacancy rates are low, making it attractive for both buyers and renters.
Median Home Price:
$570,000
Average Rent For 2 Bedroom:
$2,100
Owner Occupied Rate:
68.6%
Rental Vacancy Rate:
5.1%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
1.4%
Foreclosure Rate:
0.3%
DMV Information
Residents of Neptune Beach are served by the Florida Department of Highway Safety and Motor Vehicles, located in nearby Jacksonville. The DMV provides comprehensive services including licensing, registration, and vehicle titling. Convenient online resources are also available through the state’s official website.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
7900 Baymeadows Way, Jacksonville, FL 32256
Phone:
(850) 617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.