Everything You Should Know Before Moving to North Harpersfield, NY
Thinking of moving to North Harpersfield, NY? This peaceful rural community of 1,550 residents offers affordable living, with median home prices at $178,000 and rents around $850. Enjoy very low crime rates (95 violent crimes per 100K), a relaxed average commute of 32 minutes, and scenic upstate weather with four distinct seasons. The area features small class sizes in local schools and easy access to outdoor recreation—ideal for those seeking quiet country living with essential services nearby.
Demographics - North Harpersfield, NY
Demographics - North Harpersfield, NY
North Harpersfield is a small rural community of 1,550 people, with a population density of 35 per square mile and a median age of 47.2 years. The town is predominantly White, and the gender ratio is balanced, making it a stable, close-knit place for families and retirees. Non-English speakers make up a small minority, reflecting the area's traditional character.
Population:
1,550
Density:
35 per sq mi
Median Age:
47.2
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
4.1%
Ethnic Composition
White:
94.5%
Black:
1.2%
Asian:
0.7%
Others:
3.6%
Cost Of Living
What is the average cost of living in North Harpersfield, NY?
Living in North Harpersfield is highly affordable, with a median home value of $178,000 and average rents around $850 per month. The overall cost of living index is below the national average, and housing costs are especially low, though utilities and health care are slightly higher than average. State income taxes range from 4% to 8.82%, providing potential savings for residents.
Median House Value:
$178,000
Gross Rent:
$850
Monthly Electricity Charges:
$120
Auto Insurance:
$1,230
House Owner Cost With Mortgage:
$1,210
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
89.5
Grocery:
96.4
Housing:
72.3
Utilities:
110.5
Transportation:
90.2
Health Care:
104.3
Miscellaneous:
92.0
Crime
Is North Harpersfield, NY a safe place to live?
North Harpersfield is a safe place to live, with a very low violent crime rate of just 95 incidents per 100,000 residents and a low property crime rate as well. Residents have a 1 in 1,050 chance of experiencing violent crime, which is much safer than most communities. This makes it an attractive area for those prioritizing peace of mind.
Violent Crimes Per 100k:
95
Property Crimes Per 100k:
820
Crime Index:
915
Chance Of Violent Crime:
1 in 1,050
Chance Of Property Crime:
1 in 122
Weather
What is the weather like in North Harpersfield, NY year-round?
Residents experience four distinct seasons, with cold winters averaging lows of 12°F and warm summers reaching up to 80°F. The area receives about 41.5 inches of rainfall annually and enjoys 52% sunny days, offering plenty of opportunities for outdoor activities. The climate is ideal for those who appreciate seasonal change and rural landscapes.
Winter
Min:
12°F
Max:
32°F
Spring
Min:
34°F
Max:
65°F
Summer
Min:
54°F
Max:
80°F
Fall
Min:
38°F
Max:
65°F
Average Rainfall Inches:
41.5 inches
Sunny Days Percentage:
52%
Neighbors
The community has a median household income of $54,800 and a family income of $65,900, with about 12.8% of residents living below the poverty line. Most adults have completed high school, and a fifth hold a bachelor's degree or higher, highlighting the town's educational commitment. Commutes average 32 minutes, and unemployment is relatively low at 5.2%.
Median Income:
$29,000
Household Income:
$54,800
Family Income:
$65,900
Per Capita Income:
$27,200
Income Male:
$36,000
Income Female:
$28,000
Poverty Rate:
12.8%
Non English Speakers:
4.1%
Rent:
$850
Unemployment Rate:
5.2%
Public Transport Usage:
0.7%
Commute Time:
32.1 minutes
Education
High School or Higher:
89.6%
Bachelors or More:
19.5%
Education
How are the schools in North Harpersfield, NY?
Families in North Harpersfield benefit from small local public schools, such as South Kortright and Jefferson Central, offering low student-teacher ratios around 10:1. While there are no private schools in town, SUNY Delhi, a college with 3,000 students, is just 13 miles away, providing higher education opportunities close to home.
Public Schools
Name:
South Kortright Central School
Street:
58200 State Highway 10
Phone:
607-538-9111
Students:
350
Student Teacher Ratio:
10.5
Name:
Jefferson Central School
Street:
1332 State Route 10
Phone:
607-652-7821
Students:
180
Student Teacher Ratio:
9.6
Colleges
Name:
SUNY Delhi
City:
Delhi
State:
NY
Distance:
13 miles
Students:
3,000
Healthcare
North Harpersfield residents have access to nearby general and surgical hospitals, including O'Connor Hospital and Bassett Healthcare Network. The area maintains a solid healthcare infrastructure, with about 1.7 physicians per 1,000 residents and over 92% health insurance coverage. This ensures reliable medical services and emergency care within a reasonable distance.
Major Hospitals
Name:
O'Connor Hospital
Address:
460 Andes Rd, Delhi, NY 13753
Phone:
(607) 746-0300
Type:
General & Surgical
Emergency Services:
Yes
Name:
Bassett Healthcare Network - Cooperstown
Address:
1 Atwell Rd, Cooperstown, NY 13326
Phone:
(607) 547-3456
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
92.6%
Health Care Index:
71.3
Housing Market
What is the housing market like in North Harpersfield, NY?
The housing market in North Harpersfield is stable and affordable, with a median home price of $178,000 and a high owner-occupancy rate of 85.4%. Rental options are available at an average of $850 for a two-bedroom, and vacancy and foreclosure rates are low, reflecting a healthy, steady market. Home appreciation is modest but consistent, making it appealing for long-term residents.
Median Home Price:
$178,000
Average Rent For 2 Bedroom:
$850
Owner Occupied Rate:
85.4%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
2.3%
New Construction Rate:
0.5%
Foreclosure Rate:
0.3%
DMV Information
Residents can access DMV services through the New York State Department of Motor Vehicles office in nearby Delhi, located at 207 Main Street. The office provides standard licensing, vehicle registration, and other motorist services. For more information, residents can visit the official DMV website or call the local branch.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
207 Main Street, Delhi, NY 13753
Phone:
(518) 486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.