Everything You Should Know Before Moving to North Terre Haute, IN
Thinking about moving to North Terre Haute, IN? With a friendly small-town vibe and a population of about 4,200, this community offers affordable living—median home prices are just $107,000 and average rents around $780. Residents enjoy short, 20-minute commutes and 60% sunny days a year. Crime rates are moderate for the region, and local schools like Otter Creek Middle are part of a supportive educational community. North Terre Haute is a great spot for those seeking a relaxed, budget-friendly lifestyle with convenient access to Terre Haute’s amenities.
Demographics - North Terre Haute, IN
Demographics - North Terre Haute, IN
North Terre Haute is a close-knit community of around 4,200 residents with a median age nearing 40, and a population density that supports a small-town feel. The area is predominantly White and has a balanced gender ratio, with a small percentage of non-English speakers, making it welcoming and accessible for most newcomers.
Population:
4,200
Density:
1,175 per sq mi
Median Age:
39.8
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
3.2%

Ethnic Composition
White:
92.5%
Black:
2.1%
Asian:
0.7%
Others:
4.7%
Cost Of Living
What is the average cost of living in North Terre Haute, IN?
Living in North Terre Haute is notably affordable, with a cost of living index well below the national average and median home values at just $107,000. Residents benefit from low housing and utility costs, making it an attractive option for budget-conscious families and individuals.
Median House Value:
$107,000
Gross Rent:
$780
Monthly Electricity Charges:
$130
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$1,045
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
3.15%
|
High:
3.15%
Cost Of Living Index:
80.2
Grocery:
92.5
Housing:
61.0
Utilities:
93.7
Transportation:
87.4
Health Care:
88.1
Miscellaneous:
91.3
Crime
Is North Terre Haute, IN a safe place to live?
The community experiences moderate crime rates typical for the region, with a chance of property crime at about 1 in 53 and violent crime at 1 in 360. While vigilance is advised, these rates are manageable compared to larger urban areas.
Violent Crimes Per 100k:
278
Property Crimes Per 100k:
1,875
Crime Index:
2,153
Chance Of Violent Crime:
1 in 360
Chance Of Property Crime:
1 in 53
Weather
What is the weather like in North Terre Haute, IN year-round?
North Terre Haute offers four distinct seasons, with warm summers reaching highs in the mid-80s and winters dipping to the low 20s. The area enjoys about 60% sunny days annually and receives moderate rainfall, ensuring a balanced climate year-round.

Winter
Min:
20°F
Max:
38°F

Spring
Min:
40°F
Max:
66°F

Summer
Min:
64°F
Max:
86°F

Fall
Min:
43°F
Max:
68°F
Average Rainfall Inches:
42.1 inches
Sunny Days Percentage:
60%
Neighbors
Local households have a median income of just under $49,000, and most residents enjoy a manageable 20-minute commute. The community has a relatively high high school graduation rate, though the poverty level is above the national average, reflecting a mixed but resilient economic profile.
Median Income:
$27,500
Household Income:
$48,800
Family Income:
$58,900
Per Capita Income:
$23,100
Income Male:
$34,500
Income Female:
$27,800
Poverty Rate:
17.5%
Non English Speakers:
3.2%
Rent:
$780
Unemployment Rate:
5.4%
Public Transport Usage:
0.7%
Commute Time:
20.5 minutes

Education
High School or Higher:
88.7%
Bachelors or More:
14.8%
Education
How are the schools in North Terre Haute, IN?
Families have access to solid public schools like Otter Creek Middle and Lost Creek Elementary, both offering supportive learning environments and reasonable class sizes. Proximity to higher education options such as Indiana State University and Rose-Hulman Institute of Technology adds further value for students of all ages.

Public Schools
Name:
Otter Creek Middle School
Street:
4801 N Lafayette St
Phone:
812-462-4379
Students:
680
Student Teacher Ratio:
15.9
Name:
Lost Creek Elementary School
Street:
6701 E Wabash Ave
Phone:
812-877-1412
Students:
530
Student Teacher Ratio:
16.5

Private Schools
Name:
Saint Patrick School
Street:
449 S 19th St
Phone:
812-232-2157
Students:
235

Colleges
Name:
Indiana State University
City:
Terre Haute
State:
IN
Distance:
6 miles
Students:
9,300
Name:
Rose-Hulman Institute of Technology
City:
Terre Haute
State:
IN
Distance:
7 miles
Students:
2,200
Healthcare
Residents have convenient access to quality care at nearby hospitals like Union Hospital and Terre Haute Regional Hospital, both offering emergency services. With over 91% health insurance coverage and 2.1 physicians per 1,000 people, healthcare needs are well supported in the area.

Major Hospitals
Name:
Union Hospital
Address:
1606 N 7th St, Terre Haute, IN 47804
Phone:
(812) 238-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Terre Haute Regional Hospital
Address:
3901 S 7th St, Terre Haute, IN 47802
Phone:
(812) 232-0021
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
91.4%
Health Care Index:
72.4
Housing Market
What is the housing market like in North Terre Haute, IN?
North Terre Haute's housing market is highly accessible, with median home prices at $107,000 and average two-bedroom rents around $770. Most homes are owner-occupied, and the area sees steady appreciation, making it appealing for both buyers and renters.
Median Home Price:
$107,000
Average Rent For 2 Bedroom:
$770
Owner Occupied Rate:
64.2%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Local vehicle and licensing services are provided by the Indiana Bureau of Motor Vehicles at a convenient Terre Haute location, with full information and resources available online for new and existing residents.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
2920 Professional Ln, Terre Haute, IN 47802
Phone:
888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.