Everything You Should Know Before Moving to Olmstead, KY
Looking to settle in a peaceful rural setting? Olmstead, KY is a small community of about 400 residents, offering affordable living with a median home price of $132,000 and average rents around $740. The town enjoys a low violent crime rate of 110 per 100K and boasts 59% sunny days annually, with mild winters and warm summers. Commute times average just 26.5 minutes, and the local Olmstead Elementary is a central hub for families. With low housing costs, a close-knit feel, and easy access to nearby cities, Olmstead is ideal for those seeking a quiet lifestyle with small-town charm.
Demographics - Olmstead, KY
Demographics - Olmstead, KY
Olmstead, KY is a tight-knit rural community of about 400 people, with a median age just over 40 and a population that is predominantly White. The town has a balanced gender ratio and a small percentage of non-English speakers, fostering a welcoming and familiar atmosphere.
Population:
400
Density:
60 per sq mi
Median Age:
40.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
89.0%
Black:
7.5%
Asian:
0.5%
Others:
3.0%
Cost Of Living
What is the average cost of living in Olmstead, KY?
Living in Olmstead is highly affordable, with median home values around $132,000 and average rents near $740 per month. The overall cost of living index is notably lower than the national average, making it an attractive option for budget-conscious families and retirees.
Median House Value:
$132,000
Gross Rent:
$740
Monthly Electricity Charges:
$110
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$980
House Owner Cost Without Mortgage:
$340
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
82.5
Grocery:
93.4
Housing:
68.1
Utilities:
98.3
Transportation:
89.9
Health Care:
91.5
Miscellaneous:
93.0
Crime
Is Olmstead, KY a safe place to live?
Olmstead experiences a low violent crime rate of 110 per 100,000 people, offering residents a strong sense of safety. Property crime is moderate, with a 1 in 87 chance annually, which is typical for small rural towns.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
1,150
Crime Index:
1,260
Chance Of Violent Crime:
1 in 910
Chance Of Property Crime:
1 in 87
Weather
What is the weather like in Olmstead, KY year-round?
Residents enjoy a varied climate with mild winters averaging 27–46°F, warm summers reaching up to 89°F, and a generous 59% of days being sunny. Annual rainfall is moderate at 51 inches, supporting lush surroundings and comfortable outdoor living.

Winter
Min:
27°F
Max:
46°F

Spring
Min:
48°F
Max:
71°F

Summer
Min:
66°F
Max:
89°F

Fall
Min:
48°F
Max:
72°F
Average Rainfall Inches:
51 inches
Sunny Days Percentage:
59%
Neighbors
Household incomes in Olmstead average around $56,500, with a median income of $32,000 and a poverty rate of 13.2%. Most residents commute about 26 minutes to work, and the area boasts a high school graduation rate of nearly 88%, reflecting a stable and connected community.
Median Income:
$32,000
Household Income:
$56,500
Family Income:
$63,000
Per Capita Income:
$24,300
Income Male:
$39,000
Income Female:
$29,800
Poverty Rate:
13.2%
Non English Speakers:
2.5%
Rent:
$740
Unemployment Rate:
5.1%
Public Transport Usage:
0.2%
Commute Time:
26.5 minutes

Education
High School or Higher:
87.5%
Bachelors or More:
16.0%
Education
How are the schools in Olmstead, KY?
Olmstead Elementary School is the community’s educational centerpiece, serving around 320 students with a favorable student-teacher ratio of 15:1. Higher education opportunities are accessible at Western Kentucky University, located just 32 miles away in Bowling Green.

Public Schools
Name:
Olmstead Elementary School
Street:
6648 Olmstead Rd
Phone:
270-726-3128
Students:
320
Student Teacher Ratio:
15.2

Colleges
Name:
Western Kentucky University
City:
Bowling Green
State:
KY
Distance:
32 miles
Students:
16,000
Healthcare
Healthcare needs are served locally by Logan Memorial Hospital in nearby Russellville, with 1.5 physicians per 1,000 residents and over 90% of the population insured. The area offers accessible medical care and reliable emergency services for peace of mind.

Major Hospitals
Name:
Logan Memorial Hospital
Address:
1625 Nashville St, Russellville, KY 42276
Phone:
(270) 726-4011
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
90.8%
Health Care Index:
67.2
Housing Market
What is the housing market like in Olmstead, KY?
The housing market in Olmstead is stable, featuring a median home price of $132,000 and a high owner-occupancy rate of over 72%. Home values have appreciated modestly at 3.6% in the past year, while rental options remain affordable and vacancy rates are low.
Median Home Price:
$132,000
Average Rent For 2 Bedroom:
$750
Owner Occupied Rate:
72.5%
Rental Vacancy Rate:
7.3%
Home Appreciation Rate (1yr):
3.6%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Driver services in Olmstead are provided by the Kentucky Transportation Cabinet, with the nearest office located in Frankfort. Residents can access licensing and vehicle registration information online at drive.ky.gov or by calling 502-564-1257.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.