Everything You Should Know Before Moving to Osage Beach, MO
Considering a move to Osage Beach, MO? This welcoming lakeside community of 4,900 residents offers affordable living with a median home price of $271,000 and average rents around $1,020. You'll enjoy short 19-minute commutes, abundant sunny days, and convenient access to Lake Regional Hospital. While property crime is somewhat higher than average, Osage Beach features quality schools and a slower pace of life, making it ideal for families and retirees seeking recreation and scenic views at Lake of the Ozarks.
Demographics - Osage Beach, MO
Demographics - Osage Beach, MO
Osage Beach is a small lakeside city with a population of 4,900, a median age of 49.5, and a predominantly White community. The city features a balanced gender ratio and a modest percentage of non-English speakers, offering a relaxed environment that appeals to retirees and families alike.
Population:
4,900
Density:
470 per sq mi
Median Age:
49.5
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
4.6%

Ethnic Composition
White:
93.5%
Black:
0.8%
Asian:
0.7%
Others:
5.0%
Cost Of Living
What is the average cost of living in Osage Beach, MO?
Living in Osage Beach is affordable, with a median home value of $271,000 and average rents at $1,020. The overall cost of living index is below the national average, making it an attractive option for those seeking value without sacrificing amenities.
Median House Value:
$271,000
Gross Rent:
$1,020
Monthly Electricity Charges:
$127
Auto Insurance:
$1,380
House Owner Cost With Mortgage:
$1,420
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
1.5%
|
High:
5.4%
Cost Of Living Index:
87.4
Grocery:
96.8
Housing:
74.5
Utilities:
97.9
Transportation:
91.2
Health Care:
94.5
Miscellaneous:
85.2
Crime
Is Osage Beach, MO a safe place to live?
Osage Beach experiences a higher property crime rate, with a 1 in 43 chance, while violent crime remains less common at 1 in 294. Residents should take standard precautions, but most find the area safe for day-to-day life.
Violent Crimes Per 100k:
340
Property Crimes Per 100k:
2,350
Crime Index:
2,690
Chance Of Violent Crime:
1 in 294
Chance Of Property Crime:
1 in 43
Weather
What is the weather like in Osage Beach, MO year-round?
Residents enjoy four distinct seasons, with warm summers reaching highs of 89°F and mild winters averaging 44°F. The city receives about 41.5 inches of rainfall each year and boasts 62% sunny days, making it ideal for outdoor activities.

Winter
Min:
23°F
Max:
44°F

Spring
Min:
45°F
Max:
69°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
45°F
Max:
70°F
Average Rainfall Inches:
41.5 inches
Sunny Days Percentage:
62%
Neighbors
The community has a median household income of $57,800 and a low unemployment rate of 3.7%. Most neighbors have at least a high school diploma, and average commute times are a short 19 minutes, fostering a friendly and connected atmosphere.
Median Income:
$34,200
Household Income:
$57,800
Family Income:
$69,000
Per Capita Income:
$37,900
Income Male:
$41,500
Income Female:
$29,600
Poverty Rate:
13.2%
Non English Speakers:
4.6%
Rent:
$1,020
Unemployment Rate:
3.7%
Public Transport Usage:
0.8%
Commute Time:
19.1 minutes

Education
High School or Higher:
93.5%
Bachelors or More:
24.1%
Education
How are the schools in Osage Beach, MO?
Osage Beach offers quality public and private education options, with student-teacher ratios around 15:1 and access to a local community college. The city's schools and higher education opportunities support families and lifelong learners alike.

Public Schools
Name:
Osage Beach Elementary School
Street:
662 Osage Beach Rd
Phone:
573-348-2461
Students:
410
Student Teacher Ratio:
15.4
Name:
School of the Osage High School
Street:
636 Hwy 42
Phone:
573-348-0115
Students:
620
Student Teacher Ratio:
16.2

Private Schools
Name:
Lakeview Christian Academy
Street:
31 Wood River Rd
Phone:
573-348-1282
Students:
68

Colleges
Name:
State Fair Community College - Lake of the Ozarks
City:
Osage Beach
State:
MO
Distance:
0 miles
Students:
800
Healthcare
Osage Beach provides quality healthcare with Lake Regional Hospital offering emergency services and a high rate of insured residents. With 2.1 physicians per 1,000 people, healthcare access is reliable and convenient for locals.

Major Hospitals
Name:
Lake Regional Hospital
Address:
54 Hospital Dr, Osage Beach, MO 65065
Phone:
(573) 348-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
91.5%
Health Care Index:
70.5
Housing Market
What is the housing market like in Osage Beach, MO?
Homeownership is common, with 59% of residents owning their homes and a median price of $271,000. The area features reasonable rent for a two-bedroom apartment and steady home appreciation, making it favorable for both buyers and renters.
Median Home Price:
$271,000
Average Rent For 2 Bedroom:
$1,020
Owner Occupied Rate:
59.2%
Rental Vacancy Rate:
11.5%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Local DMV services are managed by the Missouri Department of Revenue at a convenient Osage Beach location, offering easy access to driver licensing and vehicle registration. Residents can find information and handle transactions both in-person and online.
State:
Missouri
Department:
Missouri Department of Revenue – Motor Vehicle and Driver Licensing Division
Address:
1002 Industrial Dr, Osage Beach, MO 65065
Phone:
(573) 348-2265
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.