Everything You Should Know Before Moving to Oscawana Lake, NY
Considering a move to Oscawana Lake, NY? This quaint lakeside community of about 1,350 residents offers peaceful living, with a median home price of $507,000 and average rents near $1,650. The area boasts low crime rates (65 violent crimes per 100k), scenic natural surroundings, and strong public schools. With a commute averaging 36.5 minutes, a high rate of homeownership, and four distinct seasons, Oscawana Lake is ideal for those seeking a safe, family-friendly lifestyle close to nature.
Demographics - Oscawana Lake, NY
Demographics - Oscawana Lake, NY
Oscawana Lake is a small, close-knit community of about 1,350 people, featuring a median age of 47 and a population density of 340 per square mile. The area is predominantly White, with some diversity and nearly one in ten residents speaking a language other than English at home. Its balanced gender ratio and mature population make it a tranquil setting for families and retirees.
Population:
1,350
Density:
340 per sq mi
Median Age:
47.3
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
9.5%
Ethnic Composition
White:
85.1%
Black:
2.8%
Asian:
2.1%
Others:
10.0%
Cost Of Living
What is the average cost of living in Oscawana Lake, NY?
Living in Oscawana Lake comes with a higher-than-average cost of living, reflected in a median home value of $507,000 and a cost of living index of 135. Housing, utilities, and groceries are notably above national averages, making it a better fit for those with stable incomes. State taxes range from 4% to nearly 11%, which can impact long-term affordability.
Median House Value:
$507,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$150
Auto Insurance:
$1,900
House Owner Cost With Mortgage:
$2,500
House Owner Cost Without Mortgage:
$900
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
135.0
Grocery:
122.0
Housing:
150.0
Utilities:
118.0
Transportation:
127.0
Health Care:
112.0
Miscellaneous:
115.0
Crime
Is Oscawana Lake, NY a safe place to live?
Oscawana Lake boasts notably low crime rates, with just 65 violent crimes and 510 property crimes per 100,000 residents. Residents enjoy a strong sense of safety, with odds of experiencing violent crime at only 1 in 1,540. This peaceful environment makes it attractive for families and those seeking a secure place to live.
Violent Crimes Per 100k:
65
Property Crimes Per 100k:
510
Crime Index:
575
Chance Of Violent Crime:
1 in 1,540
Chance Of Property Crime:
1 in 196
Weather
What is the weather like in Oscawana Lake, NY year-round?
The area experiences four distinct seasons, with warm summers reaching up to 84°F and cold winters dipping to 19°F. Annual rainfall is moderate at 48.5 inches, and residents enjoy sunny days just over half the year. This climate is ideal for those who appreciate seasonal changes and outdoor activities year-round.
Winter
Min:
19°F
Max:
37°F
Spring
Min:
40°F
Max:
67°F
Summer
Min:
62°F
Max:
84°F
Fall
Min:
44°F
Max:
69°F
Average Rainfall Inches:
48.5 inches
Sunny Days Percentage:
53%
Neighbors
Oscawana Lake's neighborhoods are characterized by strong household incomes—median family income is $118,000—and a low poverty rate of 5.9%. Most residents are well-educated, with over 43% holding a bachelor’s degree or higher, and commute times average about 36 minutes. The community maintains a low unemployment rate, contributing to its stable, prosperous feel.
Median Income:
$52,000
Household Income:
$108,600
Family Income:
$118,000
Per Capita Income:
$46,300
Income Male:
$57,000
Income Female:
$48,000
Poverty Rate:
5.9%
Non English Speakers:
13.2%
Rent:
$1,650
Unemployment Rate:
3.8%
Public Transport Usage:
3.5%
Commute Time:
36.5 minutes
Education
High School or Higher:
94.5%
Bachelors or More:
43.2%
Education
How are the schools in Oscawana Lake, NY?
Oscawana Lake offers access to quality public schools, including Putnam Valley Elementary and High School, both known for low student-teacher ratios. Families also benefit from nearby private schools and higher education options such as Pace University and Westchester Community College located within a short drive. The area’s educational resources support lifelong learning and strong academic outcomes.
Public Schools
Name:
Putnam Valley Elementary School
Street:
171 Oscawana Lake Rd
Phone:
845-528-8092
Students:
460
Student Teacher Ratio:
11.5
Name:
Putnam Valley High School
Street:
146 Peekskill Hollow Rd
Phone:
845-526-7847
Students:
540
Student Teacher Ratio:
12.3
Private Schools
Name:
Carmel Academy
Street:
30 Radio Circle Dr, Mount Kisco
Phone:
914-472-5431
Students:
250
Colleges
Name:
Pace University – Pleasantville
City:
Pleasantville
State:
NY
Distance:
18 miles
Students:
5,700
Name:
Westchester Community College
City:
Valhalla
State:
NY
Distance:
22 miles
Students:
12,000
Healthcare
Residents have convenient access to major hospitals like NewYork-Presbyterian Hudson Valley Hospital and Putnam Hospital Center, both offering emergency services. With 3 physicians per 1,000 residents and 94% health insurance coverage, healthcare in Oscawana Lake is accessible and reliable. The health care index suggests quality local medical services for both families and seniors.
Major Hospitals
Name:
NewYork-Presbyterian Hudson Valley Hospital
Address:
1980 Crompond Rd, Cortlandt Manor, NY 10567
Phone:
(914) 737-9000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Putnam Hospital Center
Address:
670 Stoneleigh Ave, Carmel, NY 10512
Phone:
(845) 279-5711
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.0
Health Insurance Coverage:
94.0%
Health Care Index:
78.4
Housing Market
What is the housing market like in Oscawana Lake, NY?
Oscawana Lake features a robust housing market, with a median home price of $507,000 and over 81% owner-occupancy. Home values have appreciated by nearly 7% over the past year, indicating a healthy investment climate. Rental options are available, with average rents for a two-bedroom around $1,650 and a low vacancy rate ensuring steady demand.
Median Home Price:
$507,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
81.2%
Rental Vacancy Rate:
3.4%
Home Appreciation Rate (1yr):
6.8%
New Construction Rate:
1.1%
Foreclosure Rate:
0.4%
DMV Information
Oscawana Lake residents are served by the New York State Department of Motor Vehicles office in nearby Peekskill. The DMV provides a full range of licensing and registration services, and information is easily accessible via their official website. This convenient location makes vehicle-related tasks straightforward for locals.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
84 N. Division St, Peekskill, NY 10566
Phone:
1-718-477-4820
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.