Everything You Should Know Before Moving to Osceola, IN
Considering Osceola, IN for your next move? With a small-town feel and a population of 2,470, Osceola offers affordable living—median home prices are just $192,000 and average rents around $1,120. Residents enjoy reasonable commute times of 24 minutes, low violent crime, and access to quality schools in the Penn-Harris-Madison district. You’ll experience all four seasons, a friendly community, and proximity to top healthcare and colleges, making Osceola a welcoming and practical choice for families and professionals alike.
Demographics - Osceola, IN
Demographics - Osceola, IN
Osceola, Indiana is a close-knit community of 2,470 residents, with a predominantly White population and a median age of 36.4 years. The town has a balanced gender ratio and a moderate population density, providing a small-town atmosphere with a diverse but largely English-speaking population.
Population:
2,470
Density:
1,215 per sq mi
Median Age:
36.4
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
4.1%

Ethnic Composition
White:
91.5%
Black:
1.2%
Asian:
0.6%
Others:
6.7%
Cost Of Living
What is the average cost of living in Osceola, IN?
Osceola offers an affordable cost of living, with a median home value of $192,000 and average rents at $1,120. The overall cost of living index is significantly below the national average, making it an attractive option for budget-conscious families and individuals.
Median House Value:
$192,000
Gross Rent:
$1,120
Monthly Electricity Charges:
$120
Auto Insurance:
$1,045
House Owner Cost With Mortgage:
$1,085
House Owner Cost Without Mortgage:
$390
State Taxes:
Low:
3.23%
|
High:
3.23%
Cost Of Living Index:
83.0
Grocery:
96.4
Housing:
62.1
Utilities:
97.2
Transportation:
85.6
Health Care:
93.3
Miscellaneous:
89.5
Crime
Is Osceola, IN a safe place to live?
Osceola experiences a low rate of violent crime, with only 158 incidents per 100,000 people and a 1 in 633 chance of being a victim. Property crime is more common but remains at manageable levels for a small town.
Violent Crimes Per 100k:
158
Property Crimes Per 100k:
1,120
Crime Index:
1,278
Chance Of Violent Crime:
1 in 633
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Osceola, IN year-round?
Residents of Osceola enjoy all four distinct seasons, from snowy winters to warm, sunny summers with highs reaching 84°F. The area sees about 39 inches of annual rainfall and enjoys sunshine more than half the year, offering a balanced climate for outdoor activities.

Winter
Min:
18°F
Max:
33°F

Spring
Min:
38°F
Max:
61°F

Summer
Min:
61°F
Max:
84°F

Fall
Min:
41°F
Max:
63°F
Average Rainfall Inches:
39.3 inches
Sunny Days Percentage:
52%
Neighbors
Households in Osceola have a median income of $70,100, and the poverty rate is relatively low at 7.9%. The community values education, with over 90% of adults holding at least a high school diploma, and residents typically experience short commute times and low unemployment.
Median Income:
$38,500
Household Income:
$70,100
Family Income:
$79,500
Per Capita Income:
$27,800
Income Male:
$45,000
Income Female:
$36,000
Poverty Rate:
7.9%
Non English Speakers:
4.1%
Rent:
$1,120
Unemployment Rate:
4.9%
Public Transport Usage:
0.5%
Commute Time:
23.7 minutes

Education
High School or Higher:
90.6%
Bachelors or More:
18.2%
Education
How are the schools in Osceola, IN?
Families in Osceola benefit from quality public and private schools, with favorable student-teacher ratios and access to well-regarded institutions in the Penn-Harris-Madison district. Nearby colleges, such as Bethel University and Indiana University South Bend, provide additional educational opportunities within a short drive.

Public Schools
Name:
Osceola Elementary School
Street:
13323 County Road 42
Phone:
574-674-8464
Students:
370
Student Teacher Ratio:
17.1
Name:
PHM Middle School at Discovery
Street:
10050 Brummitt Rd
Phone:
574-674-9381
Students:
740
Student Teacher Ratio:
17.0

Private Schools
Name:
Calvary Christian School
Street:
53494 Fir Rd
Phone:
574-674-0100
Students:
140

Colleges
Name:
Bethel University
City:
Mishawaka
State:
IN
Distance:
7 miles
Students:
1,450
Name:
Indiana University South Bend
City:
South Bend
State:
IN
Distance:
13 miles
Students:
4,300
Healthcare
Osceola residents have convenient access to major hospitals in nearby Mishawaka and Elkhart, with a high rate of health insurance coverage at 91.3%. The area maintains a strong healthcare index and offers a solid ratio of physicians per capita.

Major Hospitals
Name:
Saint Joseph Health System Mishawaka Medical Center
Address:
5215 Holy Cross Pkwy, Mishawaka, IN 46545
Phone:
(574) 335-5000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Elkhart General Hospital
Address:
600 East Blvd, Elkhart, IN 46514
Phone:
(574) 294-2621
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
91.3%
Health Care Index:
78.1
Housing Market
What is the housing market like in Osceola, IN?
The housing market in Osceola is stable, with a median home price of $192,000 and owner-occupancy rates above 80%. Home values have appreciated by nearly 5% over the past year, indicating a healthy and growing market with affordable options.
Median Home Price:
$192,000
Average Rent For 2 Bedroom:
$1,120
Owner Occupied Rate:
81.8%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Local residents utilize the Indiana Bureau of Motor Vehicles in South Bend for licensing and registration needs, with convenient access to services both in-person and online.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
3231 E. Jefferson Blvd, South Bend, IN 46615
Phone:
888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.