Indiana / St Joseph County

Moving to Osceola, IN

Thinking of making a move to Osceola, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Osceola, IN

Considering a move to Osceola, IN? This welcoming community of 2,470 residents offers a blend of suburban charm and convenience, with median home prices around $192,000 and average rents near $1,120. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (52% annually), ideal for families and commuters alike. Explore Osceola's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Osceola, IN

Osceola has a population of 2,470 residents, offering a diverse community with a median age of nearly 36 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
2,470
Density
1,215 per sq mi
Median Age
36.4
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
4.1%

Ethnic Composition

White
91.5%
Black
1.2%
Asian
0.6%
Others
6.7%

Cost Of Living

What is the average cost of living in Osceola, IN?

The cost of living in Osceola is higher than the national average, with a cost of living index of 83.0. Median home values are around $192,000 and average rents for a two-bedroom apartment are approximately $1,120. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$192,000
Gross Rent
$1,120
Monthly Electricity Charges
$120
Auto Insurance
$1,045
House Owner Cost With Mortgage
$1,085
House Owner Cost Without Mortgage
$390
State Taxes
Low: 3.23%| High: 3.23%
Cost Of Living Index
83.0
Grocery
96.4
Housing
62.1
Utilities
97.2
Transportation
85.6
Health Care
93.3
Miscellaneous
89.5

Crime

Is Osceola, IN a safe place to live?

Osceola is considered a safe community, with a low violent crime rate of 158 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
158
Property Crimes Per 100k
1,120
Crime Index
1,278
Chance Of Violent Crime
1 in 633
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Osceola, IN year-round?

Osceola experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 18°F. The area receives about 39 inches of rainfall annually and enjoys sunshine on 52% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
33°F

Summer

Min
61°F
Max
84°F

Spring

Min
38°F
Max
61°F

Fall

Min
41°F
Max
63°F
Average Rainfall Inches
39.3 inches
Sunny Days Percentage
52%

Neighbors

The neighborhood boasts a healthy median household income of $70,100 and a low poverty rate of 7.9%. Over 91% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,500
Household Income
$70,100
Family Income
$79,500
Per Capita Income
$27,800
Income Male
$45,000
Income Female
$36,000
Poverty Rate
7.9%
Non English Speakers
4.1%
Rent
$1,120
Unemployment Rate
4.9%
Public Transport Usage
0.5%
Commute Time
23.7 minutes

Education

High School or Higher
90.6%
Bachelors or More
18.2%

Education

How are the schools in Osceola, IN?

Osceola offers quality education options, with public schools like Osceola Elementary School and PHM Middle School at Discovery known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Bethel University and Indiana University South Bend. The community is committed to educational excellence for all age groups.

Public Schools

Name
Osceola Elementary School
Street
13323 County Road 42
Phone
574-674-8464
Students
370
Student Teacher Ratio
17.1
Name
PHM Middle School at Discovery
Street
10050 Brummitt Rd
Phone
574-674-9381
Students
740
Student Teacher Ratio
17.0

Private Schools

Name
Calvary Christian School
Street
53494 Fir Rd
Phone
574-674-0100
Students
140

Colleges

Name
Bethel University
City
Mishawaka
State
IN
Distance
7 miles
Students
1,450
Name
Indiana University South Bend
City
South Bend
State
IN
Distance
13 miles
Students
4,300

Healthcare

Osceola residents have access to quality healthcare, with major hospitals like Saint Joseph Health System Mishawaka Medical Center and Elkhart General Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 91.3% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Saint Joseph Health System Mishawaka Medical Center
Address
5215 Holy Cross Pkwy, Mishawaka, IN 46545
Phone
(574) 335-5000
Type
General & Surgical
Emergency Services
Yes
Name
Elkhart General Hospital
Address
600 East Blvd, Elkhart, IN 46514
Phone
(574) 294-2621
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
91.3%
Health Care Index
78.1

Housing Market

What is the housing market like in Osceola, IN?

The local housing market is strong, with a median home price of $192,000 and an owner-occupied rate of nearly 82%. The market has seen a 4.7% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Osceola offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$192,000
Average Rent For 2 Bedroom
$1,120
Owner Occupied Rate
81.8%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.7%
New Construction Rate
1.2%
Foreclosure Rate
0.7%

DMV Information

Residents of Osceola handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in South Bend. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
3231 E. Jefferson Blvd, South Bend, IN 46615
Phone
888-692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Osceola, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Osceola, review the core fields on this page: population 2,470, median home value $192,000, average rent for 2 bedroom $1,120, commute time 23.7 minutes, and sunny days percentage 52%.

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