Everything You Should Know Before Moving to Osterville, MA
Considering a move to Osterville, MA? This charming coastal village of about 3,500 residents offers a relaxed lifestyle with a median home price of $970,000 and average rent around $2,300. Crime rates are low, with just 86 violent crimes per 100,000 people, and the average commute is a quick 23.5 minutes. With excellent public and private schools nearby, high educational attainment, and beautiful Cape Cod weather featuring 54% sunny days each year, Osterville is an inviting place for those seeking a safe, scenic community.
Demographics - Osterville, MA
Demographics - Osterville, MA
Osterville is a small coastal village with a population of about 3,500, known for its predominantly older residents, as the median age is 56. The community is largely White, and the area maintains a balanced gender ratio. A small percentage of residents speak languages other than English, contributing to the village's quaint, close-knit feel.
Population:
3,500
Density:
500 per sq mi
Median Age:
56.0
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
5.5%

Ethnic Composition
White:
94.2%
Black:
1.0%
Asian:
1.1%
Others:
3.7%
Cost Of Living
What is the average cost of living in Osterville, MA?
Living in Osterville comes with a higher cost of living, reflected by a median home value of $970,000 and a cost of living index significantly above the national average. Residents can expect higher expenses for housing, utilities, and groceries, with average rents around $2,300 per month. State taxes range from 5% to 9%, further impacting overall affordability.
Median House Value:
$970,000
Gross Rent:
$2,300
Monthly Electricity Charges:
$160
Auto Insurance:
$1,650
House Owner Cost With Mortgage:
$3,400
House Owner Cost Without Mortgage:
$1,100
State Taxes:
Low:
5.0%
|
High:
9.0%
Cost Of Living Index:
142.0
Grocery:
120.0
Housing:
183.0
Utilities:
120.0
Transportation:
128.0
Health Care:
110.0
Miscellaneous:
115.0
Crime
Is Osterville, MA a safe place to live?
Osterville offers a safe environment, with violent crimes being rare—only 86 incidents per 100,000 people—and property crime rates much lower than in many urban areas. Residents generally enjoy a strong sense of security, making the village especially appealing to families and retirees.
Violent Crimes Per 100k:
86
Property Crimes Per 100k:
750
Crime Index:
836
Chance Of Violent Crime:
1 in 1,160
Chance Of Property Crime:
1 in 133
Weather
What is the weather like in Osterville, MA year-round?
Osterville experiences classic New England seasons, with warm summers averaging highs near 79°F and winters that see lows around 24°F. The area receives about 47 inches of annual rainfall and enjoys sunshine 54% of the year, creating a pleasant atmosphere for outdoor activities.

Winter
Min:
24°F
Max:
39°F

Spring
Min:
42°F
Max:
63°F

Summer
Min:
63°F
Max:
79°F

Fall
Min:
48°F
Max:
68°F
Average Rainfall Inches:
47 inches
Sunny Days Percentage:
54%
Neighbors
The community boasts a median household income of $89,000 and a low poverty rate of just over 6%, reflecting overall economic stability. Most residents are well-educated, with nearly 96% holding a high school diploma and almost half having at least a bachelor's degree. The average commute is under 24 minutes, and unemployment remains low at 3.9%.
Median Income:
$45,000
Household Income:
$89,000
Family Income:
$110,000
Per Capita Income:
$62,000
Income Male:
$60,000
Income Female:
$47,000
Poverty Rate:
6.1%
Non English Speakers:
5.5%
Rent:
$2,300
Unemployment Rate:
3.9%
Public Transport Usage:
1.2%
Commute Time:
23.5 minutes

Education
High School or Higher:
95.7%
Bachelors or More:
48.2%
Education
How are the schools in Osterville, MA?
Osterville offers access to quality education, with local public schools featuring low student-teacher ratios and a well-regarded private school, Cape Cod Academy. Higher education opportunities are nearby at Cape Cod Community College, just seven miles away. The community's commitment to education is reflected in the high percentage of residents with advanced degrees.

Public Schools
Name:
Osterville Elementary School
Street:
93 West Bay Rd
Phone:
508-420-1540
Students:
210
Student Teacher Ratio:
11.5
Name:
Barnstable Intermediate School
Street:
895 Falmouth Rd
Phone:
508-790-6497
Students:
900
Student Teacher Ratio:
12.3

Private Schools
Name:
Cape Cod Academy
Street:
50 Osterville-West Barnstable Rd
Phone:
508-428-5400
Students:
220

Colleges
Name:
Cape Cod Community College
City:
West Barnstable
State:
MA
Distance:
7 miles
Students:
3,500
Healthcare
Osterville residents benefit from excellent healthcare access, including proximity to Cape Cod Hospital in Hyannis and a high rate of insured residents at 97%. With three physicians per 1,000 people, the area supports strong medical care and services. Healthcare quality is further supported by a favorable healthcare index.

Major Hospitals
Name:
Cape Cod Hospital
Address:
27 Park St, Hyannis, MA 02601
Phone:
(508) 771-1800
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.0
Health Insurance Coverage:
97.0%
Health Care Index:
78.0
Housing Market
What is the housing market like in Osterville, MA?
The Osterville housing market is characterized by high property values, with a median home price of $970,000 and a solid 79% owner-occupancy rate. Home appreciation remains steady at 4.2% annually, and rental options are available with an average two-bedroom rent of $2,300. The market enjoys low foreclosure and vacancy rates, indicating a stable and desirable area for buyers and renters.
Median Home Price:
$970,000
Average Rent For 2 Bedroom:
$2,300
Owner Occupied Rate:
79.0%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.3%
DMV Information
Residents handle their motor vehicle needs at the Massachusetts Registry of Motor Vehicles located in nearby Hyannis. The office provides a full range of services and is easily accessible for Osterville residents. Information, appointments, and forms are available on the state DMV website.
State:
Massachusetts
Department:
Massachusetts Registry of Motor Vehicles
Address:
75 Perseverance Way, Hyannis, MA 02601
Phone:
1-857-368-8000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.