Everything You Should Know Before Moving to Oswego, IL
Considering a move to Oswego, IL? This family-friendly city of 36,400 offers affordable living with a median home price around $320,000 and average rents near $1,700. Oswego boasts low crime rates, a strong educational system, and a median household income above $111,000. Enjoy a suburban lifestyle with 54% sunny days, good healthcare access, and a moderate cost of living—plus easy commutes to nearby Aurora and Chicago. If you value safety, schools, and community, Oswego is a great place to call home.
Demographics - Oswego, IL
Demographics - Oswego, IL
Oswego, Illinois is a growing suburb with a population of about 36,400 people, a balanced gender ratio, and a median age just over 35. The community is predominantly White, with a diverse mix including Black, Asian, and other ethnic groups, while around 11% of residents speak a language other than English at home. This blend creates a welcoming and inclusive atmosphere for new residents.
Population:
36,400
Density:
2,500 per sq mi
Median Age:
35.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
11.0%
Ethnic Composition
White:
70.0%
Black:
8.5%
Asian:
5.5%
Others:
16.0%
Cost Of Living
What is the average cost of living in Oswego, IL?
The cost of living in Oswego is slightly above the national average, with a median home value of $320,000 and average rents around $1,700. Utilities and groceries are reasonably priced, and Illinois’ flat income tax rate of 4.95% helps keep overall expenses manageable. Residents enjoy a comfortable suburban lifestyle with moderate monthly costs.
Median House Value:
$320,000
Gross Rent:
$1,700
Monthly Electricity Charges:
$110
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$2,050
House Owner Cost Without Mortgage:
$685
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
104.5
Grocery:
102.0
Housing:
104.0
Utilities:
100.5
Transportation:
106.0
Health Care:
101.8
Miscellaneous:
102.5
Crime
Is Oswego, IL a safe place to live?
Oswego boasts a low crime rate compared to national averages, with only 78 violent crimes per 100,000 residents and a 1 in 1,280 chance of being affected. Property crime is also lower than in many similar communities, contributing to a strong sense of safety and peace of mind for families and individuals alike.
Violent Crimes Per 100k:
78
Property Crimes Per 100k:
910
Crime Index:
988
Chance Of Violent Crime:
1 in 1,280
Chance Of Property Crime:
1 in 110
Weather
What is the weather like in Oswego, IL year-round?
Residents experience all four seasons, with cold winters averaging lows of 16°F, warm summers reaching highs of 84°F, and pleasant springs and falls. The area receives about 36.7 inches of rainfall annually and enjoys sunshine on more than half the days each year, offering a balanced Midwest climate.
Winter
Min:
16°F
Max:
34°F
Spring
Min:
39°F
Max:
66°F
Summer
Min:
62°F
Max:
84°F
Fall
Min:
40°F
Max:
65°F
Average Rainfall Inches:
36.7 inches
Sunny Days Percentage:
54%
Neighbors
Oswego’s neighborhoods are characterized by strong median household incomes over $111,000 and a low poverty rate around 4.6%. Most residents hold at least a high school diploma, and many have a bachelor's degree or higher, fostering a well-educated and prosperous community ideal for families and professionals.
Median Income:
$46,500
Household Income:
$111,300
Family Income:
$121,000
Per Capita Income:
$41,200
Income Male:
$59,000
Income Female:
$48,000
Poverty Rate:
4.6%
Non English Speakers:
11.0%
Rent:
$1,700
Unemployment Rate:
3.8%
Public Transport Usage:
3.0%
Commute Time:
33.7 minutes
Education
High School or Higher:
95.0%
Bachelors or More:
41.5%
Education
How are the schools in Oswego, IL?
Oswego features well-rated public schools like Oswego High School and Traughber Junior High, complemented by private options such as St. Anne Catholic School. The area is also near higher education institutions, including Waubonsee Community College and Aurora University, making it an excellent location for families prioritizing educational opportunities.
Public Schools
Name:
Oswego High School
Street:
4250 Route 71
Phone:
630-636-2000
Students:
2,800
Student Teacher Ratio:
17.5
Name:
Traughber Junior High School
Street:
570 Colchester Dr
Phone:
630-636-3200
Students:
950
Student Teacher Ratio:
15.2
Private Schools
Name:
St. Anne Catholic School
Street:
500 Oak St
Phone:
630-554-3872
Students:
220
Colleges
Name:
Waubonsee Community College
City:
Sugar Grove
State:
IL
Distance:
7 miles
Students:
8,400
Name:
Aurora University
City:
Aurora
State:
IL
Distance:
8 miles
Students:
5,800
Healthcare
Oswego residents have convenient access to major hospitals like Rush Copley Medical Center and AMITA Health Mercy Medical Center in nearby Aurora, both offering emergency services. With 2.6 physicians per 1,000 people and a high health insurance coverage rate of 94%, the community enjoys quality medical care and reliable health resources.
Major Hospitals
Name:
Rush Copley Medical Center
Address:
2000 Ogden Ave, Aurora, IL 60504
Phone:
(630) 978-6200
Type:
General & Surgical
Emergency Services:
Yes
Name:
AMITA Health Mercy Medical Center Aurora
Address:
1325 N Highland Ave, Aurora, IL 60506
Phone:
(630) 892-0211
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
94.0%
Health Care Index:
75.1
Housing Market
What is the housing market like in Oswego, IL?
The local housing market is strong, with median home prices at $320,000 and a high owner-occupancy rate of over 83%. Home values have appreciated by 5.6% in the past year, while rental options remain accessible with average two-bedroom rents at $1,700. Low foreclosure and vacancy rates make Oswego a stable and appealing place to invest in real estate.
Median Home Price:
$320,000
Average Rent For 2 Bedroom:
$1,700
Owner Occupied Rate:
83.2%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
5.6%
New Construction Rate:
2.2%
Foreclosure Rate:
0.4%
DMV Information
Residents can access motor vehicle services at the Illinois Secretary of State DMV in nearby Aurora, providing convenient options for licensing, registration, and other needs. The office offers comprehensive information and online resources through the official state website, ensuring an efficient experience for drivers in Oswego.
State:
Illinois
Department:
Illinois Secretary of State - DMV
Address:
339 E. Indian Trail, Aurora, IL 60505
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.