Illinois / Kendall County

Moving to Oswego, IL

Thinking of making a move to Oswego, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Oswego, IL

Considering a move to Oswego, IL? This welcoming community of 35,500 residents offers a blend of suburban charm and convenience, with median home prices around $355,000 and average rents near $1,730. Commute times average 32 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Oswego's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Oswego, IL

Oswego has a population of 35,500 residents, offering a diverse community with a median age of nearly 36 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 71% White, 8% Black, and 9% Asian residents, and over 18% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
35,500
Density
2,450 per sq mi
Median Age
35.9
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
18.2%

Ethnic Composition

White
70.5%
Black
7.8%
Asian
8.7%
Others
13.0%

Cost Of Living

What is the average cost of living in Oswego, IL?

The cost of living in Oswego is higher than the national average, with a cost of living index of 108.4. Median home values are around $355,000 and average rents for a two-bedroom apartment are approximately $1,730. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$355,000
Gross Rent
$1,730
Monthly Electricity Charges
$128
Auto Insurance
$1,720
House Owner Cost With Mortgage
$2,050
House Owner Cost Without Mortgage
$620
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
108.4
Grocery
101.8
Housing
116.2
Utilities
98.7
Transportation
103.5
Health Care
97.9
Miscellaneous
102.1

Crime

Is Oswego, IL a safe place to live?

Oswego is considered a safe community, with a low violent crime rate of 84 incidents per 100,000 residents and a property crime chance of 1 in 109. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
84
Property Crimes Per 100k
920
Crime Index
1,004
Chance Of Violent Crime
1 in 1,190
Chance Of Property Crime
1 in 109

Weather

What is the weather like in Oswego, IL year-round?

Oswego experiences four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to 18°F. The area receives about 39 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
34°F

Summer

Min
65°F
Max
85°F

Spring

Min
42°F
Max
65°F

Fall

Min
45°F
Max
67°F
Average Rainfall Inches
38.8 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $119,500 and a low poverty rate of 4.8%. Over 94% of residents have at least a high school diploma, and nearly 43% hold a bachelor's degree or higher. Commute times average 32 minutes, and almost 4% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$58,000
Household Income
$119,500
Family Income
$131,000
Per Capita Income
$44,800
Income Male
$59,500
Income Female
$45,500
Poverty Rate
4.8%
Non English Speakers
20.1%
Rent
$1,730
Unemployment Rate
4.5%
Public Transport Usage
3.8%
Commute Time
32.4 minutes

Education

High School or Higher
94.1%
Bachelors or More
42.8%

Education

How are the schools in Oswego, IL?

Oswego offers quality education options, with public schools like Oswego High School and Thompson Junior High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Waubonsee Community College and Aurora University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Oswego High School
Street
4250 IL-71
Phone
630-636-2200
Students
2,700
Student Teacher Ratio
15.4
Name
Thompson Junior High School
Street
440 Boulder Hill Pass
Phone
630-636-3200
Students
950
Student Teacher Ratio
14.9

Private Schools

Name
Oswego Christian School
Street
1840 Route 34
Phone
630-554-7452
Students
220

Colleges

Name
Waubonsee Community College
City
Sugar Grove
State
IL
Distance
14 miles
Students
10,000
Name
Aurora University
City
Aurora
State
IL
Distance
10 miles
Students
5,700

Healthcare

Oswego residents have access to quality healthcare, with major hospitals like Rush Copley Medical Center and Morris Hospital & Healthcare Centers nearby. The community benefits from a high physician-to-resident ratio of 2.5 per 1,000 people and 94.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Rush Copley Medical Center
Address
2011 Aurora Ave, Aurora, IL 60506
Phone
(630) 978-6200
Type
General & Surgical
Emergency Services
Yes
Name
Morris Hospital & Healthcare Centers
Address
150 W High St, Morris, IL 60450
Phone
(815) 942-2932
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.5
Health Insurance Coverage
94.0%
Health Care Index
72.8

Housing Market

What is the housing market like in Oswego, IL?

The local housing market is strong, with a median home price of $355,000 and an owner-occupied rate of nearly 82%. The market has seen a 4.3% appreciation over the past year, and rental vacancy rates remain moderate at 5.1%. Oswego offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$355,000
Average Rent For 2 Bedroom
$1,730
Owner Occupied Rate
82.4%
Rental Vacancy Rate
5.1%
Home Appreciation Rate (1yr)
4.3%
New Construction Rate
1.7%
Foreclosure Rate
0.4%

DMV Information

Residents of Oswego handle vehicle services through the Illinois Secretary of State Vehicle Services Department, conveniently located in Springfield. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State Vehicle Services Department
Address
501 S. 2nd St., Springfield, IL 62756
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Oswego, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Oswego, review the core fields on this page: population 35,500, median home value $355,000, average rent for 2 bedroom $1,730, commute time 32.4 minutes, and sunny days percentage 53%.

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