Illinois / Kendall County

Moving to Oswego, IL

Thinking of making a move to Oswego, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Oswego, IL

Considering a move to Oswego, IL? This welcoming community of 36,400 residents offers a blend of suburban charm and convenience, with median home prices around $320,000 and average rents near $1,700. Commute times average 34 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Oswego's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Oswego, IL

Oswego has a population of 36,400 residents, offering a diverse community with a median age of nearly 35 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 70% White, 9% Black, and 6% Asian residents, and over 11% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
36,400
Density
2,500 per sq mi
Median Age
35.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
11.0%

Ethnic Composition

White
70.0%
Black
8.5%
Asian
5.5%
Others
16.0%

Cost Of Living

What is the average cost of living in Oswego, IL?

The cost of living in Oswego is higher than the national average, with a cost of living index of 104.5. Median home values are around $320,000 and average rents for a two-bedroom apartment are approximately $1,700. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$320,000
Gross Rent
$1,700
Monthly Electricity Charges
$110
Auto Insurance
$1,350
House Owner Cost With Mortgage
$2,050
House Owner Cost Without Mortgage
$685
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
104.5
Grocery
102.0
Housing
104.0
Utilities
100.5
Transportation
106.0
Health Care
101.8
Miscellaneous
102.5

Crime

Is Oswego, IL a safe place to live?

Oswego is considered a safe community, with a low violent crime rate of 78 incidents per 100,000 residents and a property crime chance of 1 in 110. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
78
Property Crimes Per 100k
910
Crime Index
988
Chance Of Violent Crime
1 in 1,280
Chance Of Property Crime
1 in 110

Weather

What is the weather like in Oswego, IL year-round?

Oswego experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 16°F. The area receives about 37 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
16°F
Max
34°F

Summer

Min
62°F
Max
84°F

Spring

Min
39°F
Max
66°F

Fall

Min
40°F
Max
65°F
Average Rainfall Inches
36.7 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $111,300 and a low poverty rate of 4.6%. Over 95% of residents have at least a high school diploma, and nearly 42% hold a bachelor's degree or higher. Commute times average 34 minutes, and almost 3% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$46,500
Household Income
$111,300
Family Income
$121,000
Per Capita Income
$41,200
Income Male
$59,000
Income Female
$48,000
Poverty Rate
4.6%
Non English Speakers
11.0%
Rent
$1,700
Unemployment Rate
3.8%
Public Transport Usage
3.0%
Commute Time
33.7 minutes

Education

High School or Higher
95.0%
Bachelors or More
41.5%

Education

How are the schools in Oswego, IL?

Oswego offers quality education options, with public schools like Oswego High School and Traughber Junior High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Waubonsee Community College and Aurora University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Oswego High School
Street
4250 Route 71
Phone
630-636-2000
Students
2,800
Student Teacher Ratio
17.5
Name
Traughber Junior High School
Street
570 Colchester Dr
Phone
630-636-3200
Students
950
Student Teacher Ratio
15.2

Private Schools

Name
St. Anne Catholic School
Street
500 Oak St
Phone
630-554-3872
Students
220

Colleges

Name
Waubonsee Community College
City
Sugar Grove
State
IL
Distance
7 miles
Students
8,400
Name
Aurora University
City
Aurora
State
IL
Distance
8 miles
Students
5,800

Healthcare

Oswego residents have access to quality healthcare, with major hospitals like Rush Copley Medical Center and AMITA Health Mercy Medical Center Aurora nearby. The community benefits from a high physician-to-resident ratio of 2.6 per 1,000 people and 94.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Rush Copley Medical Center
Address
2000 Ogden Ave, Aurora, IL 60504
Phone
(630) 978-6200
Type
General & Surgical
Emergency Services
Yes
Name
AMITA Health Mercy Medical Center Aurora
Address
1325 N Highland Ave, Aurora, IL 60506
Phone
(630) 892-0211
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.6
Health Insurance Coverage
94.0%
Health Care Index
75.1

Housing Market

What is the housing market like in Oswego, IL?

The local housing market is strong, with a median home price of $320,000 and an owner-occupied rate of nearly 83%. The market has seen a 5.6% appreciation over the past year, and rental vacancy rates remain moderate at 4.1%. Oswego offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$320,000
Average Rent For 2 Bedroom
$1,700
Owner Occupied Rate
83.2%
Rental Vacancy Rate
4.1%
Home Appreciation Rate (1yr)
5.6%
New Construction Rate
2.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Oswego handle vehicle services through the Illinois Secretary of State - DMV, conveniently located in Aurora. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State - DMV
Address
339 E. Indian Trail, Aurora, IL 60505
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Oswego, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Oswego, review the core fields on this page: population 36,400, median home value $320,000, average rent for 2 bedroom $1,700, commute time 33.7 minutes, and sunny days percentage 54%.

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