New York / Oswego County

Moving to Oswego, NY

Thinking of making a move to Oswego, NY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Oswego, NY

Considering a move to Oswego, NY? This welcoming community of 16,600 residents offers a blend of suburban charm and convenience, with median home prices around $134,000 and average rents near $910. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (45% annually), ideal for families and commuters alike. Explore Oswego's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Oswego, NY

Oswego has a population of 16,600 residents, offering a diverse community with a median age of nearly 32 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 89% White, 4% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
16,600
Density
2,700 per sq mi
Median Age
31.5
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
4.5%

Ethnic Composition

White
89.2%
Black
3.6%
Asian
1.4%
Others
5.8%

Cost Of Living

What is the average cost of living in Oswego, NY?

The cost of living in Oswego is higher than the national average, with a cost of living index of 84.6. Median home values are around $134,000 and average rents for a two-bedroom apartment are approximately $910. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$134,000
Gross Rent
$910
Monthly Electricity Charges
$125
Auto Insurance
$1,040
House Owner Cost With Mortgage
$1,185
House Owner Cost Without Mortgage
$515
State Taxes
Low: 4.0%| High: 8.82%
Cost Of Living Index
84.6
Grocery
97.0
Housing
55.3
Utilities
103.8
Transportation
98.5
Health Care
100.1
Miscellaneous
97.8

Crime

Is Oswego, NY a safe place to live?

Oswego is considered a safe community, with a low violent crime rate of 204 incidents per 100,000 residents and a property crime chance of 1 in 63. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in New York.

Violent Crimes Per 100k
204
Property Crimes Per 100k
1,590
Crime Index
1,794
Chance Of Violent Crime
1 in 490
Chance Of Property Crime
1 in 63

Weather

What is the weather like in Oswego, NY year-round?

Oswego experiences four distinct seasons, with warm summers reaching highs of 80°F and cold winters dipping to 15°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 45% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
15°F
Max
32°F

Summer

Min
59°F
Max
80°F

Spring

Min
35°F
Max
62°F

Fall

Min
40°F
Max
65°F
Average Rainfall Inches
44.7 inches
Sunny Days Percentage
45%

Neighbors

The neighborhood boasts a healthy median household income of $50,200 and a low poverty rate of 21.3%. Over 89% of residents have at least a high school diploma, and nearly 23% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$39,600
Household Income
$50,200
Family Income
$65,900
Per Capita Income
$24,900
Income Male
$39,900
Income Female
$32,800
Poverty Rate
21.3%
Non English Speakers
4.5%
Rent
$910
Unemployment Rate
5.8%
Public Transport Usage
2.4%
Commute Time
18.7 minutes

Education

High School or Higher
89.0%
Bachelors or More
23.4%

Education

How are the schools in Oswego, NY?

Oswego offers quality education options, with public schools like Oswego High School and Charles E Riley Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including SUNY Oswego and Cayuga Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Oswego High School
Street
2 Buccaneer Blvd
Phone
315-341-2200
Students
1,100
Student Teacher Ratio
13.9
Name
Charles E Riley Elementary School
Street
269 E 8th St
Phone
315-341-2800
Students
410
Student Teacher Ratio
11.7

Private Schools

Name
Trinity Catholic School
Street
115 E 5th St
Phone
315-343-6700
Students
190

Colleges

Name
SUNY Oswego
City
Oswego
State
NY
Distance
0 miles
Students
7,000
Name
Cayuga Community College
City
Fulton
State
NY
Distance
12 miles
Students
3,800

Healthcare

Oswego residents have access to quality healthcare, with major hospitals like Oswego Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.0 per 1,000 people and 94.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Oswego Hospital
Address
110 W 6th St, Oswego, NY 13126
Phone
(315) 349-5511
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.0
Health Insurance Coverage
94.5%
Health Care Index
77.9

Housing Market

What is the housing market like in Oswego, NY?

The local housing market is strong, with a median home price of $134,000 and an owner-occupied rate of nearly 51%. The market has seen a 5.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.6%. Oswego offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$134,000
Average Rent For 2 Bedroom
$910
Owner Occupied Rate
50.5%
Rental Vacancy Rate
8.6%
Home Appreciation Rate (1yr)
5.2%
New Construction Rate
0.7%
Foreclosure Rate
0.7%

DMV Information

Residents of Oswego handle vehicle services through the New York State Department of Motor Vehicles, conveniently located in Oswego. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
New York
Department
New York State Department of Motor Vehicles
Address
384 East River Road, Oswego, NY 13126
Phone
1-800-698-2931

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Oswego, NY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Oswego, review the core fields on this page: population 16,600, median home value $134,000, average rent for 2 bedroom $910, commute time 18.7 minutes, and sunny days percentage 45%.

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