Everything You Should Know Before Moving to Otego, NY
Thinking of moving to Otego, NY? This cozy village of just under 1,000 residents offers affordable living with a median home price of $144,000 and average rents around $800. Otego boasts low crime rates, short commute times of about 27 minutes, and a friendly, close-knit atmosphere. While schools are small and student-teacher ratios are favorable, you'll enjoy four distinct seasons and plenty of rural charm—plus easy access to healthcare and higher education in nearby Oneonta.
Demographics - Otego, NY
Otego, NY is a small village of 975 people with a predominantly White population and a median age of 44.1. The community has a balanced gender ratio and a small percentage of non-English speakers, fostering a close-knit, welcoming environment for new residents.
Population:
975
Density:
420 per sq mi
Median Age:
44.1
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
94.2%
Black:
1.1%
Asian:
0.8%
Others:
3.9%
Cost Of Living
What is the average cost of living in Otego, NY?
Otego offers an affordable cost of living, with a median home value of $144,000 and average rents around $800. Living expenses, including utilities and transportation, are below the national average, making it an attractive choice for those seeking value.
Median House Value:
$144,000
Gross Rent:
$800
Monthly Electricity Charges:
$135
Auto Insurance:
$1,060
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$500
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
85.1
Grocery:
97.2
Housing:
62.5
Utilities:
105.3
Transportation:
95.1
Health Care:
101.0
Miscellaneous:
98.0
Crime
Is Otego, NY a safe place to live?
Otego experiences very low crime rates, with violent crimes at just 83 per 100,000 residents and a low chance of property crime. This makes the village a safe and secure place to call home.
Violent Crimes Per 100k:
83
Property Crimes Per 100k:
1,110
Crime Index:
1,193
Chance Of Violent Crime:
1 in 1,200
Chance Of Property Crime:
1 in 90
Weather
What is the weather like in Otego, NY year-round?
Residents enjoy four distinct seasons, with cold winters averaging lows of 13°F, warm summers reaching up to 80°F, and moderate rainfall of about 37 inches annually. Nearly half of the days are sunny, offering a pleasant mix of weather throughout the year.
Winter
Min:
13°F
Max:
31°F
Spring
Min:
35°F
Max:
65°F
Summer
Min:
55°F
Max:
80°F
Fall
Min:
38°F
Max:
66°F
Average Rainfall Inches:
37.4 inches
Sunny Days Percentage:
48%
Neighbors
The village features a friendly atmosphere, with a median household income of $57,200 and a poverty rate of 13.4%. Most residents commute about 27 minutes for work, and nearly all have completed high school, contributing to a stable and educated community.
Median Income:
$33,000
Household Income:
$57,200
Family Income:
$68,000
Per Capita Income:
$27,400
Income Male:
$38,000
Income Female:
$29,000
Poverty Rate:
13.4%
Non English Speakers:
3.5%
Rent:
$800
Unemployment Rate:
4.8%
Public Transport Usage:
0.5%
Commute Time:
26.7 minutes
Education
High School or Higher:
92.1%
Bachelors or More:
26.7%
Education
How are the schools in Otego, NY?
Otego offers small public schools with low student-teacher ratios, ensuring personalized attention for students. Higher education opportunities are easily accessible, with SUNY Oneonta and Hartwick College located just a short drive away.
Public Schools
Name:
Otego Elementary School
Street:
5 River St
Phone:
607-988-6700
Students:
200
Student Teacher Ratio:
10.5
Name:
Unatego Junior Senior High School
Street:
2641 NY-7, Otego, NY 13825
Phone:
607-988-5000
Students:
480
Student Teacher Ratio:
11.9
Colleges
Name:
SUNY Oneonta
City:
Oneonta
State:
NY
Distance:
8 miles
Students:
6,500
Name:
Hartwick College
City:
Oneonta
State:
NY
Distance:
9 miles
Students:
1,200
Healthcare
Otego residents benefit from proximity to major healthcare facilities like A.O. Fox Hospital in nearby Oneonta, with high health insurance coverage rates of 95%. Access to physicians and essential medical services is convenient for the village's size.
Major Hospitals
Name:
A.O. Fox Hospital
Address:
1 Norton Ave, Oneonta, NY 13820
Phone:
(607) 432-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
95.1%
Health Care Index:
68.2
Housing Market
What is the housing market like in Otego, NY?
The housing market in Otego is stable and affordable, with a median home price of $144,000 and owner-occupied homes making up about three-quarters of the market. Home values have shown steady appreciation, and rental options remain accessible.
Median Home Price:
$144,000
Average Rent For 2 Bedroom:
$800
Owner Occupied Rate:
76.4%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
0.7%
Foreclosure Rate:
0.6%
DMV Information
Otego residents are served by the New York State Department of Motor Vehicles office in nearby Oneonta, offering convenient access to vehicle registration and licensing services both in person and online.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
251 Main Street, Oneonta, NY 13820
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.