Everything You Should Know Before Moving to Oto, IA
Thinking of moving to Oto, IA? This small, welcoming town of just 108 residents offers a tranquil rural lifestyle with affordable housing—median home prices around $80,000 and average rents of $585. Crime rates are very low, and commutes average just 25 minutes. Oto features a close-knit community, access to quality K-12 schools, and a pleasant climate with 58% sunny days each year. With low cost of living and peaceful Midwestern charm, Oto is ideal for those seeking a slower pace and friendly neighbors.
Demographics - Oto, IA
Oto, Iowa is a small rural town with a population of just 108 people, characterized by a close-knit, predominantly White community and a median age of 49.5. The area has a balanced gender ratio and a low percentage of non-English speakers, offering a friendly, familiar atmosphere for newcomers.
Population:
108
Density:
545 per sq mi
Median Age:
49.5
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
2.0%

Ethnic Composition
White:
95.0%
Black:
0.0%
Asian:
0.0%
Others:
5.0%
Cost Of Living
What is the average cost of living in Oto, IA?
Oto offers a highly affordable cost of living, with median home values near $80,000 and average rent around $585. Essential expenses such as utilities and groceries are below national averages, making this town attractive for budget-conscious individuals and families.
Median House Value:
$80,000
Gross Rent:
$585
Monthly Electricity Charges:
$110
Auto Insurance:
$900
House Owner Cost With Mortgage:
$740
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
0.33%
|
High:
8.53%
Cost Of Living Index:
85.0
Grocery:
94.0
Housing:
60.0
Utilities:
98.0
Transportation:
85.0
Health Care:
93.0
Miscellaneous:
90.0
Crime
Is Oto, IA a safe place to live?
Residents of Oto enjoy a low crime environment, with violent crime significantly below national averages and property crime relatively rare. The chances of experiencing a violent crime are about 1 in 833, helping to foster a sense of safety and peace of mind.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,050
Crime Index:
1,170
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Oto, IA year-round?
Oto experiences all four seasons, with cold winters averaging lows of 10°F and warm summers reaching highs of 86°F. The town enjoys 58% sunny days each year and receives around 32.5 inches of annual rainfall, supporting a pleasant and varied climate.

Winter
Min:
10°F
Max:
29°F

Spring
Min:
36°F
Max:
63°F

Summer
Min:
60°F
Max:
86°F

Fall
Min:
37°F
Max:
64°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
58%
Neighbors
The local community has a median household income of $50,000 and a low unemployment rate of 3.5%. Most residents have at least a high school diploma, and average commute times are just 25 minutes, reflecting the area's relaxed pace and accessible amenities.
Median Income:
$32,500
Household Income:
$50,000
Family Income:
$55,000
Per Capita Income:
$25,000
Income Male:
$32,000
Income Female:
$28,000
Poverty Rate:
14.0%
Non English Speakers:
2.0%
Rent:
$585
Unemployment Rate:
3.5%
Public Transport Usage:
0.0%
Commute Time:
25.0 minutes

Education
High School or Higher:
90.0%
Bachelors or More:
15.0%
Education
How are the schools in Oto, IA?
Oto is served by quality public schools like Maple Valley-Anthon Oto High School and Elementary, both offering favorable student-teacher ratios. For higher education, Western Iowa Tech Community College in Sioux City is about 30 miles away, supporting local educational advancement.

Public Schools
Name:
Maple Valley-Anthon Oto High School
Street:
501 S. 7th St
Phone:
712-881-1317
Students:
210
Student Teacher Ratio:
14.0
Name:
Maple Valley-Anthon Oto Elementary School
Street:
400 S. 5th St
Phone:
712-881-1317
Students:
350
Student Teacher Ratio:
13.5

Colleges
Name:
Western Iowa Tech Community College
City:
Sioux City
State:
IA
Distance:
30 miles
Students:
5,500
Healthcare
Oto residents have access to nearby healthcare facilities such as Horn Memorial Hospital and MercyOne Siouxland Medical Center, both offering emergency services. With 92% health insurance coverage and a solid physician-to-population ratio, the area provides reliable healthcare options for families and individuals.

Major Hospitals
Name:
Horn Memorial Hospital
Address:
701 E Second St, Ida Grove, IA 51445
Phone:
(712) 364-3311
Type:
Critical Access
Emergency Services:
Yes
Name:
MercyOne Siouxland Medical Center
Address:
801 5th St, Sioux City, IA 51101
Phone:
(712) 279-3500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
92.0%
Health Care Index:
68.0
Housing Market
What is the housing market like in Oto, IA?
The housing market in Oto is highly accessible, with median home prices at $80,000 and rent for a two-bedroom apartment averaging $600. A high owner-occupancy rate of 80% and steady home appreciation indicate a stable and welcoming market for buyers and renters alike.
Median Home Price:
$80,000
Average Rent For 2 Bedroom:
$600
Owner Occupied Rate:
80.0%
Rental Vacancy Rate:
7.0%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.5%
Foreclosure Rate:
0.6%
DMV Information
Residents can access motor vehicle services through the Iowa Department of Transportation, conveniently located in Ankeny with online resources available. The department provides essential services such as licensing, registration, and information for Iowa drivers.
State:
Iowa
Department:
Iowa Department of Transportation
Address:
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone:
1-800-532-1121
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.