Iowa / Woodbury County

Moving to Oto, IA

Thinking of making a move to Oto, IA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Oto, IA

Considering a move to Oto, IA? This welcoming community of 80 residents offers a blend of suburban charm and convenience, with median home prices around $115,000 and average rents near $750. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Oto's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Oto, IA

Oto has a population of 80 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 0% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
80
Density
1,000 per sq mi
Median Age
42.0
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.0%

Ethnic Composition

White
96.0%
Black
0.0%
Asian
0.0%
Others
4.0%

Cost Of Living

What is the average cost of living in Oto, IA?

The cost of living in Oto is higher than the national average, with a cost of living index of 80.5. Median home values are around $115,000 and average rents for a two-bedroom apartment are approximately $750. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$115,000
Gross Rent
$750
Monthly Electricity Charges
$125
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,020
House Owner Cost Without Mortgage
$360
State Taxes
Low: 0.0%| High: 8.53%
Cost Of Living Index
80.5
Grocery
92.0
Housing
55.0
Utilities
98.5
Transportation
94.0
Health Care
93.5
Miscellaneous
91.0

Crime

Is Oto, IA a safe place to live?

Oto is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 87. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Iowa.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,150
Crime Index
1,360
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 87

Weather

What is the weather like in Oto, IA year-round?

Oto experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 10°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
10°F
Max
32°F

Summer

Min
62°F
Max
86°F

Spring

Min
40°F
Max
68°F

Fall

Min
42°F
Max
70°F
Average Rainfall Inches
31.5 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $58,000 and a low poverty rate of 9.5%. Over 91% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$42,000
Household Income
$58,000
Family Income
$70,000
Per Capita Income
$28,500
Income Male
$38,000
Income Female
$31,000
Poverty Rate
9.5%
Non English Speakers
3.0%
Rent
$750
Unemployment Rate
3.2%
Public Transport Usage
0.5%
Commute Time
22.0 minutes

Education

High School or Higher
91.0%
Bachelors or More
18.0%

Education

How are the schools in Oto, IA?

Oto offers quality education options, with public schools like West Harrison Elementary School and West Harrison Middle/High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Iowa Western Community College and University of Nebraska Omaha. The community is committed to educational excellence for all age groups.

Public Schools

Name
West Harrison Elementary School
Street
410 Pine St
Phone
712-647-2228
Students
220
Student Teacher Ratio
11.5
Name
West Harrison Middle/High School
Street
410 Pine St
Phone
712-647-2228
Students
180
Student Teacher Ratio
10.8

Private Schools

Name
St. Patrick School
Street
305 Elm St
Phone
712-258-4727
Students
85

Colleges

Name
Iowa Western Community College
City
Council Bluffs
State
IA
Distance
33 miles
Students
5,500
Name
University of Nebraska Omaha
City
Omaha
State
NE
Distance
38 miles
Students
15,000

Healthcare

Oto residents have access to quality healthcare, with major hospitals like Myrtue Medical Center and CHI Health Missouri Valley nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 92.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Myrtue Medical Center
Address
250 5th St, Harlan, IA 51537
Phone
(712) 755-4500
Type
General & Surgical
Emergency Services
Yes
Name
CHI Health Missouri Valley
Address
631 N Logan St, Missouri Valley, IA 51555
Phone
(712) 642-2781
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
92.0%
Health Care Index
67.5

Housing Market

What is the housing market like in Oto, IA?

The local housing market is strong, with a median home price of $115,000 and an owner-occupied rate of nearly 78%. The market has seen a 3.1% appreciation over the past year, and rental vacancy rates remain moderate at 7.5%. Oto offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$115,000
Average Rent For 2 Bedroom
$750
Owner Occupied Rate
78.0%
Rental Vacancy Rate
7.5%
Home Appreciation Rate (1yr)
3.1%
New Construction Rate
0.4%
Foreclosure Rate
0.8%

DMV Information

Residents of Oto handle vehicle services through the Iowa Department of Transportation, Motor Vehicle Division, conveniently located in Ames. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Iowa
Department
Iowa Department of Transportation, Motor Vehicle Division
Address
800 Lincoln Way, Ames, IA 50010
Phone
1-515-244-8725

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Oto, IA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Oto, review the core fields on this page: population 80, median home value $115,000, average rent for 2 bedroom $750, commute time 22.0 minutes, and sunny days percentage 58%.

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