Everything You Should Know Before Moving to Otsego, MN
Considering a move to Otsego, MN? This growing city of around 20,300 residents offers a family-friendly feel with a high homeownership rate (86.4%) and a median home price near $390,000. Crime is notably low, with just 58 violent crimes per 100K, and schools serve the community well. Residents enjoy affordable living, short commutes (about 31 minutes), and four-season weather with plenty of sunny days. Explore Otsego’s welcoming neighborhoods, top-rated schools, and convenient lifestyle for your next home.
Demographics - Otsego, MN
Demographics - Otsego, MN
Otsego, MN is home to about 20,300 residents, reflecting a youthful median age of 34.2 and a fairly balanced gender ratio. The city is predominantly White, with 91.5% of the population, and features a modest proportion of non-English speakers at 5.5%. Its moderate population density offers a comfortable suburban atmosphere for families and newcomers alike.
Population:
20,300
Density:
800 per sq mi
Median Age:
34.2
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
5.5%
Ethnic Composition
White:
91.5%
Black:
2.3%
Asian:
2.2%
Others:
4.0%
Cost Of Living
What is the average cost of living in Otsego, MN?
The cost of living in Otsego is slightly above the national average, with a cost of living index of 107.0. Homeowners can expect a median house value of $390,000 and average rents around $1,680, while utilities and groceries are moderately priced. Minnesota's state tax rates range from 5.35% to 9.85%, contributing to overall affordability for many families.
Median House Value:
$390,000
Gross Rent:
$1,680
Monthly Electricity Charges:
$120
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$2,000
House Owner Cost Without Mortgage:
$600
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
107.0
Grocery:
99.2
Housing:
110.5
Utilities:
103.7
Transportation:
102.5
Health Care:
104.0
Miscellaneous:
98.2
Crime
Is Otsego, MN a safe place to live?
Otsego enjoys a low crime rate, with only 58 violent crimes and 1,125 property crimes per 100,000 residents, making it a safe choice for families and individuals. The chance of experiencing a violent crime is a reassuringly low 1 in 1,724. Residents benefit from peace of mind in this secure suburban community.
Violent Crimes Per 100k:
58
Property Crimes Per 100k:
1,125
Crime Index:
1,183
Chance Of Violent Crime:
1 in 1,724
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Otsego, MN year-round?
Residents experience all four seasons in Otsego, with cold winters averaging lows of 6°F and warm summers reaching up to 83°F. The city receives about 31.5 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers a balanced mix of outdoor opportunities throughout the year.
Winter
Min:
6°F
Max:
25°F
Spring
Min:
33°F
Max:
62°F
Summer
Min:
58°F
Max:
83°F
Fall
Min:
36°F
Max:
63°F
Average Rainfall Inches:
31.5 inches
Sunny Days Percentage:
56%
Neighbors
Otsego’s neighborhoods are marked by strong household incomes, with the median at $110,850 and a family income of $124,000. The area features a low poverty rate of 3.8% and high educational attainment, as 97.2% have at least a high school diploma. With a low unemployment rate and an average commute of just over 31 minutes, residents enjoy a stable and prosperous community.
Median Income:
$50,100
Household Income:
$110,850
Family Income:
$124,000
Per Capita Income:
$41,200
Income Male:
$59,000
Income Female:
$47,600
Poverty Rate:
3.8%
Non English Speakers:
6.0%
Rent:
$1,680
Unemployment Rate:
2.8%
Public Transport Usage:
0.5%
Commute Time:
31.2 minutes
Education
High School or Higher:
97.2%
Bachelors or More:
38.0%
Education
How are the schools in Otsego, MN?
Otsego offers quality educational options through its public schools, like Otsego Elementary and Rogers High School, and private institutions such as St. Michael Catholic School. Higher education is easily accessible, with colleges like Anoka-Ramsey Community College just 17 miles away. The community places a strong emphasis on education, supporting families with diverse academic needs.
Public Schools
Name:
Otsego Elementary School
Street:
8125 NE River Rd
Phone:
763-241-3494
Students:
680
Student Teacher Ratio:
17.1
Name:
Rogers High School
Street:
21000 141st Ave N, Rogers, MN 55374
Phone:
763-274-3140
Students:
1,750
Student Teacher Ratio:
20.4
Private Schools
Name:
St. Michael Catholic School
Street:
14 Main St N, St Michael, MN 55376
Phone:
763-497-3887
Students:
410
Colleges
Name:
Anoka-Ramsey Community College
City:
Coon Rapids
State:
MN
Distance:
17 miles
Students:
12,000
Name:
University of Northwestern – St. Paul
City:
St. Paul
State:
MN
Distance:
36 miles
Students:
3,500
Healthcare
Healthcare access in Otsego is robust, with major hospitals like Buffalo Hospital and Maple Grove Hospital serving the region. There are about 2.1 physicians per 1,000 residents, and health insurance coverage is high at 96.3%. Residents benefit from reliable medical care and emergency services close to home.
Major Hospitals
Name:
Buffalo Hospital - Allina Health
Address:
303 Catlin St, Buffalo, MN 55313
Phone:
(763) 682-1212
Type:
General & Surgical
Emergency Services:
Yes
Name:
Maple Grove Hospital
Address:
9875 Hospital Dr, Maple Grove, MN 55369
Phone:
(763) 581-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
96.3%
Health Care Index:
79.4
Housing Market
What is the housing market like in Otsego, MN?
Otsego's housing market is attractive to buyers, featuring a median home price of $390,000 and a high owner-occupancy rate of 86.4%. The average rent for a two-bedroom unit is $1,680, while home values have appreciated by 4.6% over the past year. Low vacancy and foreclosure rates reflect a healthy, stable market.
Median Home Price:
$390,000
Average Rent For 2 Bedroom:
$1,680
Owner Occupied Rate:
86.4%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
2.7%
Foreclosure Rate:
0.3%
DMV Information
Driver and vehicle services for Otsego residents are handled by the Minnesota Department of Public Safety, located in St. Paul. Services such as licensing, registration, and title transfers can be accessed both in person and online through the state website. The department offers comprehensive support for new and existing drivers.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota St, St Paul, MN 55101
Phone:
651-297-2126
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.