Minnesota / Sherburne County

Moving to Otsego, MN

Thinking of making a move to Otsego, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Otsego, MN

Considering a move to Otsego, MN? This welcoming community of 23,900 residents offers a blend of suburban charm and convenience, with median home prices around $410,000 and average rents near $1,550. Commute times average 31 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Otsego's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Otsego, MN

Otsego has a population of 23,900 residents, offering a diverse community with a median age of nearly 36 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 84% White, 3% Black, and 6% Asian residents, and over 9% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
23,900
Density
1,050 per sq mi
Median Age
35.8
Gender Ratio
101 males per 100 females
Non-English Speakers Percentage
8.6%

Ethnic Composition

White
83.5%
Black
3.4%
Asian
5.8%
Others
7.3%

Cost Of Living

What is the average cost of living in Otsego, MN?

The cost of living in Otsego is higher than the national average, with a cost of living index of 108.4. Median home values are around $410,000 and average rents for a two-bedroom apartment are approximately $1,550. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$410,000
Gross Rent
$1,550
Monthly Electricity Charges
$145
Auto Insurance
$1,620
House Owner Cost With Mortgage
$2,250
House Owner Cost Without Mortgage
$760
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
108.4
Grocery
103.8
Housing
115.6
Utilities
101.9
Transportation
104.7
Health Care
102.6
Miscellaneous
100.8

Crime

Is Otsego, MN a safe place to live?

Otsego is considered a safe community, with a low violent crime rate of 90 incidents per 100,000 residents and a property crime chance of 1 in 88. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
90
Property Crimes Per 100k
1,140
Crime Index
1,230
Chance Of Violent Crime
1 in 1,110
Chance Of Property Crime
1 in 88

Weather

What is the weather like in Otsego, MN year-round?

Otsego experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 8°F. The area receives about 30 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
8°F
Max
28°F

Summer

Min
62°F
Max
83°F

Spring

Min
38°F
Max
63°F

Fall

Min
41°F
Max
65°F
Average Rainfall Inches
30.2 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $119,000 and a low poverty rate of 3.9%. Over 95% of residents have at least a high school diploma, and nearly 34% hold a bachelor's degree or higher. Commute times average 31 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$52,500
Household Income
$119,000
Family Income
$128,000
Per Capita Income
$42,800
Income Male
$61,000
Income Female
$49,000
Poverty Rate
3.9%
Non English Speakers
9.8%
Rent
$1,550
Unemployment Rate
3.3%
Public Transport Usage
2.4%
Commute Time
31.4 minutes

Education

High School or Higher
94.8%
Bachelors or More
33.6%

Education

How are the schools in Otsego, MN?

Otsego offers quality education options, with public schools like Otsego Elementary School and Prairie View Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Anoka-Ramsey Community College and North Hennepin Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Otsego Elementary School
Street
5860 70th St NE
Phone
763-241-3450
Students
820
Student Teacher Ratio
16.1
Name
Prairie View Middle School
Street
8210 101st St NE
Phone
763-241-3530
Students
1,050
Student Teacher Ratio
17.2

Private Schools

Name
St. Michael Catholic School
Street
14 Central Ave E
Phone
763-497-5294
Students
420

Colleges

Name
Anoka-Ramsey Community College
City
Coon Rapids
State
MN
Distance
18 miles
Students
8,700
Name
North Hennepin Community College
City
Brooklyn Park
State
MN
Distance
19 miles
Students
5,100

Healthcare

Otsego residents have access to quality healthcare, with major hospitals like North Memorial Health Hospital and Mercy Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.4 per 1,000 people and 95.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
North Memorial Health Hospital
Address
3300 Oakdale Ave N, Robbinsdale, MN 55422
Phone
(763) 520-5200
Type
General & Surgical
Emergency Services
Yes
Name
Mercy Hospital
Address
4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433
Phone
(763) 236-6000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.4
Health Insurance Coverage
95.1%
Health Care Index
77.8

Housing Market

What is the housing market like in Otsego, MN?

The local housing market is strong, with a median home price of $410,000 and an owner-occupied rate of nearly 84%. The market has seen a 4.9% appreciation over the past year, and rental vacancy rates remain moderate at 4.6%. Otsego offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$410,000
Average Rent For 2 Bedroom
$1,550
Owner Occupied Rate
84.1%
Rental Vacancy Rate
4.6%
Home Appreciation Rate (1yr)
4.9%
New Construction Rate
3.8%
Foreclosure Rate
0.3%

DMV Information

Residents of Otsego handle vehicle services through the Minnesota Driver and Vehicle Services, conveniently located in St. Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Driver and Vehicle Services
Address
445 Minnesota St, Suite 190, St. Paul, MN 55101
Phone
(651) 297-2126

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Otsego, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Otsego, review the core fields on this page: population 23,900, median home value $410,000, average rent for 2 bedroom $1,550, commute time 31.4 minutes, and sunny days percentage 54%.

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