Minnesota / Hennepin County

Moving to Otsego, MN

Thinking of making a move to Otsego, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Otsego, MN

Considering a move to Otsego, MN? This welcoming community of 20,300 residents offers a blend of suburban charm and convenience, with median home prices around $390,000 and average rents near $1,680. Commute times average 31 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Otsego's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Otsego, MN

Otsego has a population of 20,300 residents, offering a diverse community with a median age of nearly 34 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 2% Black, and 2% Asian residents, and over 6% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
20,300
Density
800 per sq mi
Median Age
34.2
Gender Ratio
101 males per 100 females
Non-English Speakers Percentage
5.5%

Ethnic Composition

White
91.5%
Black
2.3%
Asian
2.2%
Others
4.0%

Cost Of Living

What is the average cost of living in Otsego, MN?

The cost of living in Otsego is higher than the national average, with a cost of living index of 107.0. Median home values are around $390,000 and average rents for a two-bedroom apartment are approximately $1,680. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$390,000
Gross Rent
$1,680
Monthly Electricity Charges
$120
Auto Insurance
$1,350
House Owner Cost With Mortgage
$2,000
House Owner Cost Without Mortgage
$600
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
107.0
Grocery
99.2
Housing
110.5
Utilities
103.7
Transportation
102.5
Health Care
104.0
Miscellaneous
98.2

Crime

Is Otsego, MN a safe place to live?

Otsego is considered a safe community, with a low violent crime rate of 58 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
58
Property Crimes Per 100k
1,125
Crime Index
1,183
Chance Of Violent Crime
1 in 1,724
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Otsego, MN year-round?

Otsego experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 6°F. The area receives about 32 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
6°F
Max
25°F

Summer

Min
58°F
Max
83°F

Spring

Min
33°F
Max
62°F

Fall

Min
36°F
Max
63°F
Average Rainfall Inches
31.5 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $110,850 and a low poverty rate of 3.8%. Over 97% of residents have at least a high school diploma, and nearly 38% hold a bachelor's degree or higher. Commute times average 31 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$50,100
Household Income
$110,850
Family Income
$124,000
Per Capita Income
$41,200
Income Male
$59,000
Income Female
$47,600
Poverty Rate
3.8%
Non English Speakers
6.0%
Rent
$1,680
Unemployment Rate
2.8%
Public Transport Usage
0.5%
Commute Time
31.2 minutes

Education

High School or Higher
97.2%
Bachelors or More
38.0%

Education

How are the schools in Otsego, MN?

Otsego offers quality education options, with public schools like Otsego Elementary School and Rogers High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Anoka-Ramsey Community College and University of Northwestern – St. Paul. The community is committed to educational excellence for all age groups.

Public Schools

Name
Otsego Elementary School
Street
8125 NE River Rd
Phone
763-241-3494
Students
680
Student Teacher Ratio
17.1
Name
Rogers High School
Street
21000 141st Ave N, Rogers, MN 55374
Phone
763-274-3140
Students
1,750
Student Teacher Ratio
20.4

Private Schools

Name
St. Michael Catholic School
Street
14 Main St N, St Michael, MN 55376
Phone
763-497-3887
Students
410

Colleges

Name
Anoka-Ramsey Community College
City
Coon Rapids
State
MN
Distance
17 miles
Students
12,000
Name
University of Northwestern – St. Paul
City
St. Paul
State
MN
Distance
36 miles
Students
3,500

Healthcare

Otsego residents have access to quality healthcare, with major hospitals like Buffalo Hospital - Allina Health and Maple Grove Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 96.3% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Buffalo Hospital - Allina Health
Address
303 Catlin St, Buffalo, MN 55313
Phone
(763) 682-1212
Type
General & Surgical
Emergency Services
Yes
Name
Maple Grove Hospital
Address
9875 Hospital Dr, Maple Grove, MN 55369
Phone
(763) 581-1000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
96.3%
Health Care Index
79.4

Housing Market

What is the housing market like in Otsego, MN?

The local housing market is strong, with a median home price of $390,000 and an owner-occupied rate of nearly 86%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 4.1%. Otsego offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$390,000
Average Rent For 2 Bedroom
$1,680
Owner Occupied Rate
86.4%
Rental Vacancy Rate
4.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
2.7%
Foreclosure Rate
0.3%

DMV Information

Residents of Otsego handle vehicle services through the Minnesota Department of Public Safety – Driver and Vehicle Services, conveniently located in St Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Department of Public Safety – Driver and Vehicle Services
Address
445 Minnesota St, St Paul, MN 55101
Phone
651-297-2126

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Otsego, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Otsego, review the core fields on this page: population 20,300, median home value $390,000, average rent for 2 bedroom $1,680, commute time 31.2 minutes, and sunny days percentage 56%.

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