Everything You Should Know Before Moving to Ottawa Lake, MI
Considering Ottawa Lake, MI for your next move? This small, peaceful community of about 4,100 offers affordable living, with median home prices around $235,000 and rents averaging $950. Crime rates are low, and residents enjoy an average 25-minute commute. With a high owner-occupancy rate, solid schools, and easy access to larger cities and hospitals, Ottawa Lake is a great choice for families or anyone seeking a quiet, friendly Midwest lifestyle.
Demographics - Ottawa Lake, MI
Demographics - Ottawa Lake, MI
Ottawa Lake has a population of around 4,100, with a median age of 44.2, reflecting a balanced and mature community. The area is predominantly White, with small representations from other backgrounds, and most residents speak English at home. Its moderate population density and nearly equal gender ratio contribute to a close-knit, welcoming atmosphere.
Population:
4,100
Density:
110 per sq mi
Median Age:
44.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
4.3%
Ethnic Composition
White:
93.2%
Black:
2.1%
Asian:
0.8%
Others:
3.9%
Cost Of Living
What is the average cost of living in Ottawa Lake, MI?
Living in Ottawa Lake is affordable, with a cost of living index below the national average and median home values around $235,000. Monthly rents average $950, and utility expenses remain reasonable, making it attractive for both homeowners and renters. State income taxes are low, further supporting budget-friendly living.
Median House Value:
$235,000
Gross Rent:
$950
Monthly Electricity Charges:
$120
Auto Insurance:
$1,450
House Owner Cost With Mortgage:
$1,420
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
87.9
Grocery:
96.0
Housing:
70.1
Utilities:
97.0
Transportation:
88.2
Health Care:
91.4
Miscellaneous:
94.2
Crime
Is Ottawa Lake, MI a safe place to live?
Ottawa Lake experiences very low crime, with violent crime rates far below national averages and a 1 in 1,610 chance of being a victim. Property crime remains uncommon, offering residents peace of mind. The overall safety makes it a comfortable choice for families and individuals alike.
Violent Crimes Per 100k:
62
Property Crimes Per 100k:
650
Crime Index:
712
Chance Of Violent Crime:
1 in 1,610
Chance Of Property Crime:
1 in 154
Weather
What is the weather like in Ottawa Lake, MI year-round?
Residents enjoy a full four seasons, with warm summers reaching into the mid-80s and chilly winters averaging lows around 18°F. The area receives about 34.5 inches of rain annually and enjoys sunshine about half the year. These conditions offer a classic Midwest climate with plenty of variety throughout the year.
Winter
Min:
18°F
Max:
34°F
Spring
Min:
39°F
Max:
65°F
Summer
Min:
60°F
Max:
84°F
Fall
Min:
41°F
Max:
67°F
Average Rainfall Inches:
34.5 inches
Sunny Days Percentage:
51%
Neighbors
The community features a median household income of $74,200 and a low poverty rate, reflecting relative economic stability. Most residents commute about 25 minutes to work, and unemployment is below the national average. High rates of educational attainment and homeownership foster a strong sense of community.
Median Income:
$37,800
Household Income:
$74,200
Family Income:
$85,000
Per Capita Income:
$31,900
Income Male:
$44,000
Income Female:
$36,500
Poverty Rate:
7.6%
Non English Speakers:
4.3%
Rent:
$950
Unemployment Rate:
3.9%
Public Transport Usage:
0.2%
Commute Time:
25.0 minutes
Education
High School or Higher:
92.1%
Bachelors or More:
24.7%
Education
How are the schools in Ottawa Lake, MI?
Families benefit from quality local schools, including Whiteford Elementary and Middle/High School, both with favorable student-to-teacher ratios. Private schooling options and proximity to Monroe County Community College and the University of Toledo expand educational opportunities. The community values education, with high graduation and college attendance rates.
Public Schools
Name:
Whiteford Elementary School
Street:
6655 Consear Rd
Phone:
734-856-1443
Students:
390
Student Teacher Ratio:
18.0
Name:
Whiteford Middle/High School
Street:
6655 Consear Rd
Phone:
734-856-1443
Students:
400
Student Teacher Ratio:
19.2
Private Schools
Name:
St. Anthony Catholic School
Street:
4609 St. Anthony Rd
Phone:
734-854-1162
Students:
170
Colleges
Name:
Monroe County Community College
City:
Monroe
State:
MI
Distance:
14 miles
Students:
3,500
Name:
University of Toledo
City:
Toledo
State:
OH
Distance:
11 miles
Students:
16,000
Healthcare
Ottawa Lake residents have access to nearby hospitals like ProMedica Monroe Regional Hospital and St. Luke's Hospital, both offering emergency services. Health insurance coverage is high at over 92%, and there are two physicians per 1,000 residents. Overall, the area provides reliable healthcare options for families and individuals.
Major Hospitals
Name:
ProMedica Monroe Regional Hospital
Address:
718 N Macomb St, Monroe, MI 48162
Phone:
(734) 240-8400
Type:
General & Surgical
Emergency Services:
Yes
Name:
St. Luke's Hospital
Address:
5901 Monclova Rd, Maumee, OH 43537
Phone:
(419) 893-5911
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
92.7%
Health Care Index:
77.2
Housing Market
What is the housing market like in Ottawa Lake, MI?
The housing market in Ottawa Lake is stable, with a median home price of $235,000 and a high owner-occupied rate of 87.5%. Rental options are available, with average rents for a two-bedroom at $950 and low vacancy rates. Home appreciation is healthy, making it a solid place for investment or long-term living.
Median Home Price:
$235,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
87.5%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
Residents handle vehicle and licensing needs through the Michigan Department of State, conveniently located in nearby Monroe. The office offers a range of DMV services and can be reached by phone or online. Access to services is straightforward for new arrivals and longtime residents alike.
State:
Michigan
Department:
Michigan Department of State
Address:
706 S. Monroe St, Monroe, MI 48161
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.