Michigan / County

Moving to Ottawa Lake, MI

Thinking of making a move to Ottawa Lake, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Ottawa Lake, MI

Considering a move to Ottawa Lake, MI? This welcoming community of 4,100 residents offers a blend of suburban charm and convenience, with median home prices around $235,000 and average rents near $950. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (51% annually), ideal for families and commuters alike. Explore Ottawa Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Ottawa Lake, MI

Ottawa Lake has a population of 4,100 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 2% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
4,100
Density
110 per sq mi
Median Age
44.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
4.3%

Ethnic Composition

White
93.2%
Black
2.1%
Asian
0.8%
Others
3.9%

Cost Of Living

What is the average cost of living in Ottawa Lake, MI?

The cost of living in Ottawa Lake is higher than the national average, with a cost of living index of 87.9. Median home values are around $235,000 and average rents for a two-bedroom apartment are approximately $950. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$235,000
Gross Rent
$950
Monthly Electricity Charges
$120
Auto Insurance
$1,450
House Owner Cost With Mortgage
$1,420
House Owner Cost Without Mortgage
$480
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
87.9
Grocery
96.0
Housing
70.1
Utilities
97.0
Transportation
88.2
Health Care
91.4
Miscellaneous
94.2

Crime

Is Ottawa Lake, MI a safe place to live?

Ottawa Lake is considered a safe community, with a low violent crime rate of 62 incidents per 100,000 residents and a property crime chance of 1 in 154. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
62
Property Crimes Per 100k
650
Crime Index
712
Chance Of Violent Crime
1 in 1,610
Chance Of Property Crime
1 in 154

Weather

What is the weather like in Ottawa Lake, MI year-round?

Ottawa Lake experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 18°F. The area receives about 35 inches of rainfall annually and enjoys sunshine on 51% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
34°F

Summer

Min
60°F
Max
84°F

Spring

Min
39°F
Max
65°F

Fall

Min
41°F
Max
67°F
Average Rainfall Inches
34.5 inches
Sunny Days Percentage
51%

Neighbors

The neighborhood boasts a healthy median household income of $74,200 and a low poverty rate of 7.6%. Over 92% of residents have at least a high school diploma, and nearly 25% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$37,800
Household Income
$74,200
Family Income
$85,000
Per Capita Income
$31,900
Income Male
$44,000
Income Female
$36,500
Poverty Rate
7.6%
Non English Speakers
4.3%
Rent
$950
Unemployment Rate
3.9%
Public Transport Usage
0.2%
Commute Time
25.0 minutes

Education

High School or Higher
92.1%
Bachelors or More
24.7%

Education

How are the schools in Ottawa Lake, MI?

Ottawa Lake offers quality education options, with public schools like Whiteford Elementary School and Whiteford Middle/High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Monroe County Community College and University of Toledo. The community is committed to educational excellence for all age groups.

Public Schools

Name
Whiteford Elementary School
Street
6655 Consear Rd
Phone
734-856-1443
Students
390
Student Teacher Ratio
18.0
Name
Whiteford Middle/High School
Street
6655 Consear Rd
Phone
734-856-1443
Students
400
Student Teacher Ratio
19.2

Private Schools

Name
St. Anthony Catholic School
Street
4609 St. Anthony Rd
Phone
734-854-1162
Students
170

Colleges

Name
Monroe County Community College
City
Monroe
State
MI
Distance
14 miles
Students
3,500
Name
University of Toledo
City
Toledo
State
OH
Distance
11 miles
Students
16,000

Healthcare

Ottawa Lake residents have access to quality healthcare, with major hospitals like ProMedica Monroe Regional Hospital and St. Luke's Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.0 per 1,000 people and 92.7% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
ProMedica Monroe Regional Hospital
Address
718 N Macomb St, Monroe, MI 48162
Phone
(734) 240-8400
Type
General & Surgical
Emergency Services
Yes
Name
St. Luke's Hospital
Address
5901 Monclova Rd, Maumee, OH 43537
Phone
(419) 893-5911
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.0
Health Insurance Coverage
92.7%
Health Care Index
77.2

Housing Market

What is the housing market like in Ottawa Lake, MI?

The local housing market is strong, with a median home price of $235,000 and an owner-occupied rate of nearly 88%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 4.1%. Ottawa Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$235,000
Average Rent For 2 Bedroom
$950
Owner Occupied Rate
87.5%
Rental Vacancy Rate
4.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
0.8%
Foreclosure Rate
0.6%

DMV Information

Residents of Ottawa Lake handle vehicle services through the Michigan Department of State, conveniently located in Monroe. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Department of State
Address
706 S. Monroe St, Monroe, MI 48161
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Ottawa Lake, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Ottawa Lake, review the core fields on this page: population 4,100, median home value $235,000, average rent for 2 bedroom $950, commute time 25.0 minutes, and sunny days percentage 51%.

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