Illinois / County

Moving to Otter Creek, IL

Thinking of making a move to Otter Creek, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Otter Creek, IL

Considering a move to Otter Creek, IL? This welcoming community of 1,150 residents offers a blend of suburban charm and convenience, with median home prices around $168,000 and average rents near $810. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Otter Creek's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Otter Creek, IL

Otter Creek has a population of 1,150 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,150
Density
30 per sq mi
Median Age
43.7
Gender Ratio
101 males per 100 females
Non-English Speakers Percentage
3.8%

Ethnic Composition

White
95.2%
Black
1.1%
Asian
0.6%
Others
3.1%

Cost Of Living

What is the average cost of living in Otter Creek, IL?

The cost of living in Otter Creek is higher than the national average, with a cost of living index of 89.0. Median home values are around $168,000 and average rents for a two-bedroom apartment are approximately $810. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$168,000
Gross Rent
$810
Monthly Electricity Charges
$120
Auto Insurance
$1,140
House Owner Cost With Mortgage
$1,120
House Owner Cost Without Mortgage
$410
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
89.0
Grocery
95.0
Housing
74.0
Utilities
97.0
Transportation
92.0
Health Care
98.0
Miscellaneous
93.0

Crime

Is Otter Creek, IL a safe place to live?

Otter Creek is considered a safe community, with a low violent crime rate of 57 incidents per 100,000 residents and a property crime chance of 1 in 119. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
57
Property Crimes Per 100k
840
Crime Index
897
Chance Of Violent Crime
1 in 1,750
Chance Of Property Crime
1 in 119

Weather

What is the weather like in Otter Creek, IL year-round?

Otter Creek experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 16°F. The area receives about 38 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
16°F
Max
35°F

Summer

Min
62°F
Max
87°F

Spring

Min
40°F
Max
66°F

Fall

Min
44°F
Max
68°F
Average Rainfall Inches
38.2 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $67,900 and a low poverty rate of 8.4%. Over 91% of residents have at least a high school diploma, and nearly 20% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$37,200
Household Income
$67,900
Family Income
$78,600
Per Capita Income
$29,800
Income Male
$42,900
Income Female
$34,600
Poverty Rate
8.4%
Non English Speakers
3.8%
Rent
$810
Unemployment Rate
4.8%
Public Transport Usage
0.7%
Commute Time
28.2 minutes

Education

High School or Higher
91.0%
Bachelors or More
19.5%

Education

How are the schools in Otter Creek, IL?

Otter Creek offers quality education options, with public schools like Jersey Community High School and Jerseyville West Elementary known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lewis and Clark Community College and Southern Illinois University Edwardsville. The community is committed to educational excellence for all age groups.

Public Schools

Name
Jersey Community High School
Street
801 N State St
Phone
618-498-5521
Students
850
Student Teacher Ratio
15.3
Name
Jerseyville West Elementary
Street
516 S Liberty St
Phone
618-498-4322
Students
430
Student Teacher Ratio
16.1

Private Schools

Name
St. Francis Xavier School
Street
506 S State St
Phone
618-498-4823
Students
120

Colleges

Name
Lewis and Clark Community College
City
Godfrey
State
IL
Distance
17 miles
Students
4,500
Name
Southern Illinois University Edwardsville
City
Edwardsville
State
IL
Distance
30 miles
Students
12,800

Healthcare

Otter Creek residents have access to quality healthcare, with major hospitals like OSF Saint Anthony's Health Center and Jersey Community Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 92.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
OSF Saint Anthony's Health Center
Address
1 Saint Anthony's Way, Alton, IL 62002
Phone
(618) 465-2571
Type
General & Surgical
Emergency Services
Yes
Name
Jersey Community Hospital
Address
400 Maple Summit Rd, Jerseyville, IL 62052
Phone
(618) 498-6402
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
92.4%
Health Care Index
77.0

Housing Market

What is the housing market like in Otter Creek, IL?

The local housing market is strong, with a median home price of $168,000 and an owner-occupied rate of nearly 84%. The market has seen a 2.6% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Otter Creek offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$168,000
Average Rent For 2 Bedroom
$810
Owner Occupied Rate
83.5%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
2.6%
New Construction Rate
0.7%
Foreclosure Rate
0.8%

DMV Information

Residents of Otter Creek handle vehicle services through the Illinois Secretary of State, conveniently located in Springfield. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State
Address
501 S. Second St., Springfield, IL 62756
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Otter Creek, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Otter Creek, review the core fields on this page: population 1,150, median home value $168,000, average rent for 2 bedroom $810, commute time 28.2 minutes, and sunny days percentage 56%.

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