Illinois / County

Moving to Otter Creek, IL

Thinking of making a move to Otter Creek, IL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Otter Creek, IL

Considering a move to Otter Creek, IL? This welcoming community of 180 residents offers a blend of suburban charm and convenience, with median home prices around $178,000 and average rents near $920. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Otter Creek's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Otter Creek, IL

Otter Creek has a population of 180 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 1% Black, and 0% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
180
Density
120 per sq mi
Median Age
41.8
Gender Ratio
101 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
96.0%
Black
0.8%
Asian
0.4%
Others
2.8%

Cost Of Living

What is the average cost of living in Otter Creek, IL?

The cost of living in Otter Creek is higher than the national average, with a cost of living index of 85.4. Median home values are around $178,000 and average rents for a two-bedroom apartment are approximately $920. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$178,000
Gross Rent
$920
Monthly Electricity Charges
$142
Auto Insurance
$1,560
House Owner Cost With Mortgage
$1,240
House Owner Cost Without Mortgage
$460
State Taxes
Low: 4.95%| High: 4.95%
Cost Of Living Index
85.4
Grocery
92.1
Housing
68.5
Utilities
99.2
Transportation
91.0
Health Care
95.8
Miscellaneous
88.7

Crime

Is Otter Creek, IL a safe place to live?

Otter Creek is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 102. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Illinois.

Violent Crimes Per 100k
210
Property Crimes Per 100k
980
Crime Index
1,190
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 102

Weather

What is the weather like in Otter Creek, IL year-round?

Otter Creek experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 18°F. The area receives about 39 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
34°F

Summer

Min
64°F
Max
86°F

Spring

Min
42°F
Max
68°F

Fall

Min
45°F
Max
70°F
Average Rainfall Inches
38.6 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $62,500 and a low poverty rate of 12.8%. Over 89% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$49,000
Household Income
$62,500
Family Income
$72,000
Per Capita Income
$28,500
Income Male
$40,500
Income Female
$31,500
Poverty Rate
12.8%
Non English Speakers
4.1%
Rent
$920
Unemployment Rate
5.3%
Public Transport Usage
0.6%
Commute Time
26.8 minutes

Education

High School or Higher
89.4%
Bachelors or More
18.6%

Education

How are the schools in Otter Creek, IL?

Otter Creek offers quality education options, with public schools like Riverton Elementary School and Riverton High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lincoln Land Community College and University of Illinois Springfield. The community is committed to educational excellence for all age groups.

Public Schools

Name
Riverton Elementary School
Street
10100 Main St
Phone
217-435-8201
Students
320
Student Teacher Ratio
13.5
Name
Riverton High School
Street
8413 Illinois St
Phone
217-629-8500
Students
410
Student Teacher Ratio
14.1

Private Schools

Name
Sacred Heart School
Street
407 S 2nd St
Phone
217-217-0000
Students
85

Colleges

Name
Lincoln Land Community College
City
Springfield
State
IL
Distance
12 miles
Students
7,200
Name
University of Illinois Springfield
City
Springfield
State
IL
Distance
14 miles
Students
4,600

Healthcare

Otter Creek residents have access to quality healthcare, with major hospitals like HSHS St. John's Hospital and Memorial Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 91.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
HSHS St. John's Hospital
Address
800 E Carpenter St, Springfield, IL 62769
Phone
(217) 544-6464
Type
General & Surgical
Emergency Services
Yes
Name
Memorial Medical Center
Address
701 N 1st St, Springfield, IL 62781
Phone
(217) 788-3000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
91.0%
Health Care Index
67.2

Housing Market

What is the housing market like in Otter Creek, IL?

The local housing market is strong, with a median home price of $178,000 and an owner-occupied rate of nearly 80%. The market has seen a 3.1% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Otter Creek offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$178,000
Average Rent For 2 Bedroom
$920
Owner Occupied Rate
79.6%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
3.1%
New Construction Rate
0.8%
Foreclosure Rate
0.4%

DMV Information

Residents of Otter Creek handle vehicle services through the Illinois Secretary of State, Driver Services Department, conveniently located in Springfield. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Illinois
Department
Illinois Secretary of State, Driver Services Department
Address
501 S. 2nd St., Springfield, IL 62756
Phone
1-800-252-8980

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Otter Creek, IL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Otter Creek, review the core fields on this page: population 180, median home value $178,000, average rent for 2 bedroom $920, commute time 26.8 minutes, and sunny days percentage 54%.

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