Everything You Should Know Before Moving to Otter, MT
Thinking about a move to Otter, MT? This tiny rural community of just 90 people offers wide open spaces and a laid-back lifestyle, with affordable housing options—median home prices are $178,000 and average rents around $750. Crime rates are very low, and residents enjoy a high percentage of sunny days. Commute times average 34 minutes, and while local amenities are modest, basic healthcare and K-12 education are available within driving distance. Otter is perfect for those seeking tranquility, natural beauty, and a close-knit community.
Demographics - Otter, MT
Otter, MT is a small and close-knit community with a population of just 90 residents and a low density of 1 person per square mile. The median age is 51, and the population is predominantly White, with a slightly higher number of males than females. The area appeals to those seeking a peaceful rural lifestyle among a mature demographic.
Population:
90
Density:
1 per sq mi
Median Age:
51.0
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
95.6%
Others:
0.9%
Cost Of Living
What is the average cost of living in Otter, MT?
The cost of living in Otter is affordable, with a median home value of $178,000 and average rents around $750 per month. The overall cost of living index is below the national average, making it budget-friendly for both homeowners and renters. Utilities and everyday expenses are also reasonable, supporting a comfortable lifestyle for residents.
Median House Value:
$178,000
Gross Rent:
$750
Monthly Electricity Charges:
$110
Auto Insurance:
$1,050
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$395
State Taxes:
Low:
1.0%
|
High:
6.9%
Cost Of Living Index:
92.4
Grocery:
95.0
Housing:
70.0
Utilities:
98.0
Transportation:
88.0
Health Care:
94.0
Miscellaneous:
91.0
Crime
Is Otter, MT a safe place to live?
Otter enjoys very low crime rates, with only 85 violent crimes and 410 property crimes per 100,000 people, making it a safe place to live. The chances of experiencing violent or property crime are minimal compared to national averages. Residents can expect a secure and peaceful environment.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
410
Crime Index:
495
Chance Of Violent Crime:
1 in 1,175
Chance Of Property Crime:
1 in 244
Weather
What is the weather like in Otter, MT year-round?
Residents in Otter experience a full range of seasons, with cold winters averaging lows of 9°F and warm summers reaching highs of 86°F. The town receives about 15.8 inches of rainfall annually and enjoys 62% sunny days, offering plenty of opportunities to enjoy the outdoors.

Winter
Min:
9°F
Max:
33°F

Spring
Min:
32°F
Max:
62°F

Summer
Min:
47°F
Max:
86°F

Fall
Min:
29°F
Max:
61°F
Average Rainfall Inches:
15.8 inches
Sunny Days Percentage:
62%
Neighbors
Otter's households have a median income of $49,000, and most adults have completed high school, with a notable percentage holding college degrees. The poverty rate is 13.5%, and unemployment remains low at 3.8%, reflecting a stable and supportive local community. Commute times average 34 minutes, and nearly all residents rely on personal vehicles.
Median Income:
$32,500
Household Income:
$49,000
Family Income:
$58,000
Per Capita Income:
$28,500
Income Male:
$34,000
Income Female:
$27,000
Poverty Rate:
13.5%
Non English Speakers:
2.1%
Rent:
$750
Unemployment Rate:
3.8%
Public Transport Usage:
0.0%
Commute Time:
34 minutes

Education
High School or Higher:
91.0%
Bachelors or More:
22.0%
Education
How are the schools in Otter, MT?
Students in Otter attend public schools within the Broadus School District, which offers a low student-teacher ratio of 11.5 for personalized attention. Higher education is accessible at Miles Community College, located 78 miles away in Miles City. While options are limited locally, essential K-12 and college opportunities are available within a reasonable commute.

Public Schools
Name:
Broadus School District #79J
Street:
500 N Trautman Ave
Phone:
406-436-2658
Students:
340
Student Teacher Ratio:
11.5

Colleges
Name:
Miles Community College
City:
Miles City
State:
MT
Distance:
78 miles
Students:
400
Healthcare
Healthcare in Otter is anchored by the nearby Powder River Medical Clinic in Broadus, though emergency services are not available locally. Residents benefit from a strong rate of health insurance coverage at 90.2% and access to about 1.1 physicians per 1,000 people. Healthcare resources are modest but accessible within a reasonable drive.

Major Hospitals
Name:
Powder River Medical Clinic
Address:
709 Wilbur Ave, Broadus, MT 59317
Phone:
(406) 436-2651
Type:
Rural Health Clinic
Emergency Services:
No
Physicians Per 1000:
1.1
Health Insurance Coverage:
90.2%
Health Care Index:
69.4
Housing Market
What is the housing market like in Otter, MT?
Otter's housing market features affordable options, with a median home price of $178,000 and average rent for a two-bedroom at $750. The community has a high owner-occupied rate of 75.2%, low foreclosure rates, and modest home appreciation, making it attractive for buyers seeking long-term stability.
Median Home Price:
$178,000
Average Rent For 2 Bedroom:
$750
Owner Occupied Rate:
75.2%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
3.5%
New Construction Rate:
0.5%
Foreclosure Rate:
0.1%
DMV Information
Residents of Otter handle vehicle registration and licensing through the Montana Motor Vehicle Division, with services available at the main office in Helena or online. The DMV provides comprehensive support for all driving and vehicle needs. Information and resources are accessible via the state's official website.
State:
Montana
Department:
Montana Motor Vehicle Division
Address:
302 N Roberts, Helena, MT 59620
Phone:
1-406-444-3933
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.