Everything You Should Know Before Moving to Owen, KY
Thinking of moving to Owen, KY? With a population of just over 10,800, Owen offers a quiet rural lifestyle with affordable housing—the median home price is $148,000 and average rent is $720. The violent crime rate is low at 72 per 100K, and residents enjoy a relaxed pace with an average commute of 28 minutes. While educational attainment is below the national average, Owen boasts a friendly community, low cost of living, and a climate with warm summers and mild winters—perfect for those seeking small-town charm in Kentucky.
Demographics - Owen, KY
Owen, KY is home to around 10,840 residents, with a predominantly White population and a median age of 42. The gender balance is nearly equal, and the area has a low percentage of non-English speakers, contributing to its close-knit, rural community feel.
Population:
10,840
Density:
35 per sq mi
Median Age:
42.1
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
2.8%
Ethnic Composition
White:
96.5%
Black:
1.0%
Asian:
0.4%
Others:
2.1%
Cost Of Living
What is the average cost of living in Owen, KY?
Owen offers an affordable cost of living, with a median home value of $148,000 and average rent at $720. Living expenses are notably lower than the national average, making it an attractive choice for budget-conscious residents.
Median House Value:
$148,000
Gross Rent:
$720
Monthly Electricity Charges:
$120
Auto Insurance:
$1,070
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$380
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
82.9
Grocery:
93.0
Housing:
55.0
Utilities:
97.5
Transportation:
88.5
Health Care:
89.0
Miscellaneous:
89.0
Crime
Is Owen, KY a safe place to live?
The city experiences a low violent crime rate of 72 per 100,000, offering residents a sense of safety and security. Property crimes are also below the national average, making Owen a peaceful place to call home.
Violent Crimes Per 100k:
72
Property Crimes Per 100k:
556
Crime Index:
628
Chance Of Violent Crime:
1 in 1,390
Chance Of Property Crime:
1 in 180
Weather
What is the weather like in Owen, KY year-round?
Owen enjoys four distinct seasons, with warm summers reaching highs in the mid-80s and mild winters with lows around 24°F. The area receives about 46 inches of rainfall annually and has plenty of sunny days, creating a comfortable climate for outdoor activities.
Winter
Min:
24°F
Max:
42°F
Spring
Min:
43°F
Max:
68°F
Summer
Min:
64°F
Max:
86°F
Fall
Min:
45°F
Max:
71°F
Average Rainfall Inches:
46.1 inches
Sunny Days Percentage:
56%
Neighbors
Residents in Owen have a median household income of $52,600, and the area features a moderate poverty rate of 15.8%. Most locals have at least a high school diploma, and the average commute time is just over 28 minutes, reflecting the town's rural character.
Median Income:
$32,200
Household Income:
$52,600
Family Income:
$62,000
Per Capita Income:
$25,400
Income Male:
$34,500
Income Female:
$28,100
Poverty Rate:
15.8%
Non English Speakers:
2.8%
Rent:
$720
Unemployment Rate:
4.6%
Public Transport Usage:
0.3%
Commute Time:
28.2 minutes
Education
High School or Higher:
81.5%
Bachelors or More:
14.4%
Education
How are the schools in Owen, KY?
Owen provides local public and private school options, including Owen County High School and Owenton Christian Academy, with student-teacher ratios around 14–15:1. Higher education is accessible nearby, with Northern Kentucky University just 43 miles away.
Public Schools
Name:
Owen County High School
Street:
2340 Hwy 22 E
Phone:
502-484-4197
Students:
550
Student Teacher Ratio:
15:1
Name:
Maurice Bowling Middle School
Street:
700 Hwy 22 E
Phone:
502-484-4017
Students:
400
Student Teacher Ratio:
14:1
Private Schools
Name:
Owenton Christian Academy
Street:
325 S Main St
Phone:
502-484-3750
Students:
70
Colleges
Name:
Northern Kentucky University
City:
Highland Heights
State:
KY
Distance:
43 miles
Students:
16,000
Healthcare
Healthcare in Owen is supported by local primary care and nearby emergency facilities, with about 91% of residents insured. Access to doctors is limited compared to bigger cities, but essential services are available within a short drive.
Major Hospitals
Name:
Owen County Primary Care Center
Address:
920 Hwy 22 E, Owenton, KY 40359
Phone:
(502) 484-2100
Type:
Primary & Urgent Care
Emergency Services:
No
Name:
St. Elizabeth Grant Hospital
Address:
238 Barnes Rd, Williamstown, KY 41097
Phone:
(859) 824-8240
Type:
General & Emergency
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
90.9%
Health Care Index:
68.0
Housing Market
What is the housing market like in Owen, KY?
Owen has a strong ownership market, with over 82% of homes owner-occupied and a median home price of $148,000. The local housing market is stable, boasting a low foreclosure rate and steady appreciation, making it ideal for long-term living.
Median Home Price:
$148,000
Average Rent For 2 Bedroom:
$720
Owner Occupied Rate:
82.5%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
5.0%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Residents handle licensing and registration with the Kentucky Transportation Cabinet located in Frankfort, offering convenient access and online services for all DMV needs.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.