Everything You Should Know Before Moving to Owenton, KY
Considering Owenton, KY for your next move? This small town of 1,530 residents offers affordable living, with median home prices around $127,000 and average rent at $700. Crime rates are low, and you'll enjoy a relaxed pace with an average commute of just 27.7 minutes. Owenton features a friendly, close-knit community, a mild climate with 56% sunny days, and access to local schools and healthcare—making it a solid choice for those seeking a quieter lifestyle.
Demographics - Owenton, KY
Demographics - Owenton, KY
Owenton is a small, close-knit community of 1,530 people, with a median age of 43.7 and a population density that gives the town a comfortable, neighborly feel. The population is predominantly White, with a small percentage of non-English speakers, making it a welcoming place for families and retirees alike.
Population:
1,530
Density:
1,150 per sq mi
Median Age:
43.7
Gender Ratio:
89 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
95.8%
Black:
1.2%
Asian:
0.3%
Others:
2.7%
Cost Of Living
What is the average cost of living in Owenton, KY?
Living costs in Owenton are notably affordable, with a median home value of $127,000 and average rents around $700 per month. The overall cost of living index is well below the national average, making it an attractive option for budget-conscious individuals and families.
Median House Value:
$127,000
Gross Rent:
$700
Monthly Electricity Charges:
$130
Auto Insurance:
$1,390
House Owner Cost With Mortgage:
$940
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
5.0%
|
High:
5.0%
Cost Of Living Index:
79.1
Grocery:
92.0
Housing:
50.3
Utilities:
93.7
Transportation:
85.6
Health Care:
92.4
Miscellaneous:
88.2
Crime
Is Owenton, KY a safe place to live?
Owenton experiences low crime rates, with violent crime being rare and property crime significantly below national averages. Residents enjoy a strong sense of safety, contributing to the town's appeal as a family-friendly place to live.
Violent Crimes Per 100k:
125
Property Crimes Per 100k:
1,060
Crime Index:
1,185
Chance Of Violent Crime:
1 in 800
Chance Of Property Crime:
1 in 94
Weather
What is the weather like in Owenton, KY year-round?
Owenton features a mild, four-season climate with warm summers, cool winters, and an average of 56% sunny days throughout the year. Annual rainfall is moderate, supporting lush, green surroundings and a comfortable outdoor lifestyle.

Winter
Min:
25°F
Max:
43°F

Spring
Min:
44°F
Max:
67°F

Summer
Min:
64°F
Max:
86°F

Fall
Min:
46°F
Max:
69°F
Average Rainfall Inches:
47.1 inches
Sunny Days Percentage:
56%
Neighbors
The community in Owenton is friendly and tight-knit, with a median household income of $37,900 and a poverty rate of 23.1%. Most residents commute about 28 minutes to work and value education, as shown by the high rate of high school graduates.
Median Income:
$29,300
Household Income:
$37,900
Family Income:
$49,600
Per Capita Income:
$20,800
Income Male:
$39,000
Income Female:
$28,000
Poverty Rate:
23.1%
Non English Speakers:
2.5%
Rent:
$700
Unemployment Rate:
5.7%
Public Transport Usage:
0.0%
Commute Time:
27.7 minutes

Education
High School or Higher:
80.5%
Bachelors or More:
14.0%
Education
How are the schools in Owenton, KY?
Owenton offers public schooling at Owen County High School and Maurice Bowling Middle School, both featuring manageable class sizes. Higher education is accessible nearby, with Northern Kentucky University just under 50 miles away, making educational opportunities within easy reach.

Public Schools
Name:
Owen County High School
Street:
2340 Hwy 22 E
Phone:
502-484-5509
Students:
490
Student Teacher Ratio:
17.2
Name:
Maurice Bowling Middle School
Street:
2545 US Hwy 127 N
Phone:
502-484-5740
Students:
350
Student Teacher Ratio:
16.5

Colleges
Name:
Northern Kentucky University
City:
Highland Heights
State:
KY
Distance:
48 miles
Students:
16,200
Healthcare
Residents have access to nearby healthcare services, including Owen County Hospital and St. Elizabeth Grant Hospital, both offering emergency care. The area maintains a high rate of health insurance coverage and a good number of physicians per capita for a small town.

Major Hospitals
Name:
Owen County Hospital
Address:
118 W Seminary St, Owenton, KY 40359
Phone:
(502) 484-3404
Type:
Critical Access Hospital
Emergency Services:
Yes
Name:
St. Elizabeth Grant Hospital
Address:
238 Barnes Rd, Williamstown, KY 41097
Phone:
(859) 824-8240
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
90.2%
Health Care Index:
68.4
Housing Market
What is the housing market like in Owenton, KY?
The housing market in Owenton is stable and affordable, with a median home price of $127,000 and healthy rates of owner occupancy. Rental options are available with average rates at $700 for a two-bedroom, and the area has seen modest home appreciation in recent years.
Median Home Price:
$127,000
Average Rent For 2 Bedroom:
$700
Owner Occupied Rate:
54.8%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Vehicle registration and licensing in Owenton are managed by the Kentucky Division of Motor Vehicle Licensing, conveniently located in Frankfort. Residents can access services online or by phone, streamlining the process for new arrivals.
State:
Kentucky
Department:
Kentucky Division of Motor Vehicle Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.