Everything You Should Know Before Moving to Oxford, FL
Considering a move to Oxford, FL? This friendly community of about 3,254 residents attracts many retirees with its warm, sunny climate (70% sunny days) and affordable housing—median home prices around $345,000 and average rents at $1,420. Oxford offers a low violent crime rate of 128 per 100K, short 22-minute commutes, and excellent access to healthcare via The Villages Hospital. Education options are solid, and the cost of living is just above the national average, making Oxford a relaxed and comfortable place to call home.
Demographics - Oxford, FL
Demographics - Oxford, FL
Oxford, FL is a small, welcoming community of approximately 3,254 residents with a notably high median age of 67.8, making it especially appealing for retirees. The population is predominantly White, with modest diversity, and around 8.5% speak a language other than English at home. The area offers a balanced gender ratio and a comfortable suburban atmosphere.
Population:
3,254
Density:
460 per sq mi
Median Age:
67.8
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
8.5%
Ethnic Composition
White:
87.1%
Black:
6.5%
Asian:
2.1%
Others:
4.3%
Cost Of Living
What is the average cost of living in Oxford, FL?
The cost of living in Oxford hovers just above the national average, with a cost of living index of 101.3. Housing costs are moderate, with a median home value of $345,000 and average rent at $1,420, while Florida's lack of state income tax provides additional financial relief. Utilities and groceries remain in line with national costs, supporting a comfortable lifestyle for residents.
Median House Value:
$345,000
Gross Rent:
$1,420
Monthly Electricity Charges:
$125
Auto Insurance:
$2,020
House Owner Cost With Mortgage:
$1,920
House Owner Cost Without Mortgage:
$590
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
101.3
Grocery:
99.4
Housing:
105.7
Utilities:
98.1
Transportation:
102.8
Health Care:
97.2
Miscellaneous:
100.0
Crime
Is Oxford, FL a safe place to live?
Oxford boasts a low violent crime rate of 128 per 100,000 residents and property crime remains moderate, offering residents a safe and secure environment. The chance of experiencing violent crime is 1 in 780, making it a reassuring choice for families and retirees. The community's overall crime index reflects its reputation for safety.
Violent Crimes Per 100k:
128
Property Crimes Per 100k:
1,120
Crime Index:
1,248
Chance Of Violent Crime:
1 in 780
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Oxford, FL year-round?
Residents enjoy a mild, subtropical climate with winter lows around 48°F and summer highs reaching 92°F. Oxford receives about 50.8 inches of annual rainfall and enjoys sunny weather nearly 70% of the year, creating an ideal environment for outdoor activities and a relaxed lifestyle. The seasonal changes are gentle, making the area attractive year-round.
Winter
Min:
48°F
Max:
72°F
Spring
Min:
58°F
Max:
84°F
Summer
Min:
71°F
Max:
92°F
Fall
Min:
59°F
Max:
84°F
Average Rainfall Inches:
50.8 inches
Sunny Days Percentage:
70%
Neighbors
Oxford's households typically see a median income of $60,400, with a poverty rate of 9.3% and a low unemployment rate at 3.7%. Most residents commute about 22 minutes to work, and nearly 90% hold at least a high school diploma. The community is largely owner-occupied, reflecting stability and a strong sense of neighborhood connection.
Median Income:
$37,600
Household Income:
$60,400
Family Income:
$74,800
Per Capita Income:
$32,100
Income Male:
$41,800
Income Female:
$29,200
Poverty Rate:
9.3%
Non English Speakers:
8.5%
Rent:
$1,420
Unemployment Rate:
3.7%
Public Transport Usage:
0.7%
Commute Time:
22.1 minutes
Education
High School or Higher:
89.9%
Bachelors or More:
30.1%
Education
How are the schools in Oxford, FL?
Oxford offers access to both public and private schools, such as Wildwood Middle High School and Villages Charter School, with student-teacher ratios supportive of individualized attention. Local schools are complemented by nearby colleges like Lake-Sumter State College, just 14 miles away, providing higher education opportunities. The area's educational attainment is strong, with nearly 90% of residents holding a high school diploma or higher.
Public Schools
Name:
Wildwood Middle High School
Street:
700 Huey St
Phone:
352-748-1314
Students:
1,100
Student Teacher Ratio:
17.2
Name:
Lake Panasoffkee Elementary School
Street:
790 CR 482 N
Phone:
352-793-2828
Students:
650
Student Teacher Ratio:
15.4
Private Schools
Name:
Villages Charter School
Street:
350 Tatonka Terrace
Phone:
352-259-2350
Students:
3,300
Colleges
Name:
Lake-Sumter State College
City:
Leesburg
State:
FL
Distance:
14 miles
Students:
4,500
Name:
Beacon College
City:
Leesburg
State:
FL
Distance:
14 miles
Students:
400
Healthcare
Oxford residents have reliable access to healthcare, highlighted by the nearby UF Health The Villages Hospital offering comprehensive emergency services. The area has 2.6 physicians per 1,000 people and a high health insurance coverage rate of 92.7%. Healthcare quality is solid, supporting the needs of an older population.
Major Hospitals
Name:
UF Health The Villages Hospital
Address:
1451 El Camino Real, The Villages, FL 32159
Phone:
(352) 751-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
92.7%
Health Care Index:
77.2
Housing Market
What is the housing market like in Oxford, FL?
The Oxford housing market is stable, with a median home price of $345,000 and an 82.5% owner-occupancy rate. Rents for a two-bedroom average $1,420, while home values have appreciated by 4.7% over the past year. The low foreclosure rate and moderate rental vacancies indicate a healthy and attractive real estate environment.
Median Home Price:
$345,000
Average Rent For 2 Bedroom:
$1,420
Owner Occupied Rate:
82.5%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
2.1%
Foreclosure Rate:
0.3%
DMV Information
Residents are served by the Florida Department of Highway Safety and Motor Vehicles located in nearby Wildwood, offering convenient access to driver and vehicle services. The DMV provides comprehensive resources both in-person and online, simplifying the process for new arrivals. Florida's efficient DMV system makes vehicle registration and licensing straightforward.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
820 E. Gulf Atlantic Hwy, Wildwood, FL 34785
Phone:
(850) 617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.