South Dakota / County

Moving to Pactola Lake, SD

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Everything You Should Know Before Moving to Pactola Lake, SD

Considering a move to Pactola Lake, SD? This welcoming community of 20 residents offers a blend of suburban charm and convenience, with median home prices around $420,000 and average rents near $1,050. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (61% annually), ideal for families and commuters alike. Explore Pactola Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Pactola Lake, SD

Pactola Lake has a population of 20 residents, offering a diverse community with a median age of nearly 58 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 88% White, 0% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
20
Density
10 per sq mi
Median Age
58.0
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.0%

Ethnic Composition

White
88.0%
Black
0.0%
Asian
0.5%
Others
11.5%

Cost Of Living

What is the average cost of living in Pactola Lake, SD?

The cost of living in Pactola Lake is higher than the national average, with a cost of living index of 99.5. Median home values are around $420,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$420,000
Gross Rent
$1,050
Monthly Electricity Charges
$145
Auto Insurance
$1,520
House Owner Cost With Mortgage
$2,050
House Owner Cost Without Mortgage
$620
State Taxes
Low: 0.0%| High: 4.2%
Cost Of Living Index
99.5
Grocery
98.7
Housing
103.4
Utilities
105.2
Transportation
96.8
Health Care
101.1
Miscellaneous
97.9

Crime

Is Pactola Lake, SD a safe place to live?

Pactola Lake is considered a safe community, with a low violent crime rate of 120 incidents per 100,000 residents and a property crime chance of 1 in 147. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in South Dakota.

Violent Crimes Per 100k
120
Property Crimes Per 100k
680
Crime Index
800
Chance Of Violent Crime
1 in 833
Chance Of Property Crime
1 in 147

Weather

What is the weather like in Pactola Lake, SD year-round?

Pactola Lake experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 14°F. The area receives about 20 inches of rainfall annually and enjoys sunshine on 61% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
14°F
Max
34°F

Summer

Min
58°F
Max
84°F

Spring

Min
36°F
Max
63°F

Fall

Min
39°F
Max
66°F
Average Rainfall Inches
19.5 inches
Sunny Days Percentage
61%

Neighbors

The neighborhood boasts a healthy median household income of $78,500 and a low poverty rate of 8.5%. Over 92% of residents have at least a high school diploma, and nearly 29% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$61,000
Household Income
$78,500
Family Income
$86,000
Per Capita Income
$33,500
Income Male
$41,000
Income Female
$34,000
Poverty Rate
8.5%
Non English Speakers
4.0%
Rent
$1,050
Unemployment Rate
3.2%
Public Transport Usage
0.4%
Commute Time
22.5 minutes

Education

High School or Higher
92.0%
Bachelors or More
29.0%

Education

How are the schools in Pactola Lake, SD?

Pactola Lake offers quality education options, with public schools like Hill City Elementary School and Hill City High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Black Hills State University and South Dakota School of Mines and Technology. The community is committed to educational excellence for all age groups.

Public Schools

Name
Hill City Elementary School
Street
386 Main St
Phone
605-574-2624
Students
260
Student Teacher Ratio
12.5
Name
Hill City High School
Street
488 Main St
Phone
605-574-2680
Students
210
Student Teacher Ratio
11.8

Private Schools

Name
St. Thomas More School
Street
3000 Chapel Ln
Phone
605-343-2482
Students
520

Colleges

Name
Black Hills State University
City
Spearfish
State
SD
Distance
55 miles
Students
3,500
Name
South Dakota School of Mines and Technology
City
Rapid City
State
SD
Distance
30 miles
Students
2,600

Healthcare

Pactola Lake residents have access to quality healthcare, with major hospitals like Rapid City Hospital and Monument Health Spearfish Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 90.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Rapid City Hospital
Address
353 Fairmont Blvd, Rapid City, SD 57701
Phone
(605) 755-1000
Type
General & Surgical
Emergency Services
Yes
Name
Monument Health Spearfish Hospital
Address
1440 N Main St, Spearfish, SD 57783
Phone
(605) 644-4000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
90.5%
Health Care Index
68.4

Housing Market

What is the housing market like in Pactola Lake, SD?

The local housing market is strong, with a median home price of $420,000 and an owner-occupied rate of nearly 84%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 8.8%. Pactola Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$420,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
84.0%
Rental Vacancy Rate
8.8%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Pactola Lake handle vehicle services through the South Dakota Department of Revenue - Motor Vehicle Division, conveniently located in Pierre. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
South Dakota
Department
South Dakota Department of Revenue - Motor Vehicle Division
Address
445 E Capitol Ave, Pierre, SD 57501
Phone
(605) 773-3541

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Pactola Lake, SD

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Pactola Lake, review the core fields on this page: population 20, median home value $420,000, average rent for 2 bedroom $1,050, commute time 22.5 minutes, and sunny days percentage 61%.

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