South Dakota / County

Moving to Pactola Lake, SD

Thinking of making a move to Pactola Lake, SD? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Pactola Lake, SD

Considering a move to Pactola Lake, SD? This welcoming community of 120 residents offers a blend of suburban charm and convenience, with median home prices around $312,000 and average rents near $1,050. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (64% annually), ideal for families and commuters alike. Explore Pactola Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Pactola Lake, SD

Pactola Lake has a population of 120 residents, offering a diverse community with a median age of nearly 49 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
120
Density
10 per sq mi (estimated; rural area)
Median Age
49.0
Gender Ratio
105 males per 100 females
Non-English Speakers Percentage
3.5%

Ethnic Composition

White
91.5%
Black
0.5%
Asian
0.5%
Others
7.5%

Cost Of Living

What is the average cost of living in Pactola Lake, SD?

The cost of living in Pactola Lake is higher than the national average, with a cost of living index of 99.0. Median home values are around $312,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$312,000
Gross Rent
$1,050
Monthly Electricity Charges
$115
Auto Insurance
$1,150
House Owner Cost With Mortgage
$1,375
House Owner Cost Without Mortgage
$470
State Taxes
Low: 0% (no state income tax)| High: 0% (no state income tax)
Cost Of Living Index
99.0
Grocery
98.0
Housing
93.0
Utilities
102.0
Transportation
97.5
Health Care
96.5
Miscellaneous
100.2

Crime

Is Pactola Lake, SD a safe place to live?

Pactola Lake is considered a safe community, with a low violent crime rate of 133 incidents per 100,000 residents and a property crime chance of 1 in 88. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in South Dakota.

Violent Crimes Per 100k
133
Property Crimes Per 100k
1,130
Crime Index
1,263
Chance Of Violent Crime
1 in 752
Chance Of Property Crime
1 in 88

Weather

What is the weather like in Pactola Lake, SD year-round?

Pactola Lake experiences four distinct seasons, with warm summers reaching highs of 82°F and cold winters dipping to 13°F. The area receives about 23 inches of rainfall annually and enjoys sunshine on 64% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
13°F
Max
36°F

Summer

Min
54°F
Max
82°F

Spring

Min
31°F
Max
61°F

Fall

Min
33°F
Max
61°F
Average Rainfall Inches
22.5 inches
Sunny Days Percentage
64%

Neighbors

The neighborhood boasts a healthy median household income of $69,500 and a low poverty rate of 8.1%. Over 93% of residents have at least a high school diploma, and nearly 29% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,000
Household Income
$69,500
Family Income
$75,900
Per Capita Income
$33,200
Income Male
$42,500
Income Female
$34,000
Poverty Rate
8.1%
Non English Speakers
3.5%
Rent
$1,050
Unemployment Rate
3.1%
Public Transport Usage
0.5%
Commute Time
27.2 minutes

Education

High School or Higher
92.8%
Bachelors or More
28.6%

Education

How are the schools in Pactola Lake, SD?

Pactola Lake offers quality education options, with public schools like Hill City Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including South Dakota School of Mines & Technology. The community is committed to educational excellence for all age groups.

Public Schools

Name
Hill City Elementary School
Street
488 E Main St
Phone
605-574-2761
Students
320
Student Teacher Ratio
13.6

Private Schools

Name
Rapid City Christian School
Street
23757 Arena Dr
Phone
605-341-3377
Students
420

Colleges

Name
South Dakota School of Mines & Technology
City
Rapid City
State
SD
Distance
20 miles
Students
2,400

Healthcare

Pactola Lake residents have access to quality healthcare, with major hospitals like Monument Health Rapid City Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 90.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Monument Health Rapid City Hospital
Address
353 Fairmont Blvd, Rapid City, SD 57701
Phone
(605) 755-1000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
90.8%
Health Care Index
78.5

Housing Market

What is the housing market like in Pactola Lake, SD?

The local housing market is strong, with a median home price of $312,000 and an owner-occupied rate of nearly 74%. The market has seen a 6.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.8%. Pactola Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$312,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
74.3%
Rental Vacancy Rate
6.8%
Home Appreciation Rate (1yr)
6.2%
New Construction Rate
0.7%
Foreclosure Rate
0.2%

DMV Information

Residents of Pactola Lake handle vehicle services through the South Dakota Department of Public Safety – Driver Licensing, conveniently located in Rapid City. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
South Dakota
Department
South Dakota Department of Public Safety – Driver Licensing
Address
1300 E. Catron Blvd., Rapid City, SD 57701
Phone
1-605-773-6883

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Pactola Lake, SD

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Pactola Lake, review the core fields on this page: population 120, median home value $312,000, average rent for 2 bedroom $1,050, commute time 27.2 minutes, and sunny days percentage 64%.

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