Florida / Putnam County

Moving to Palatka, FL

Thinking of making a move to Palatka, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Palatka, FL

Considering a move to Palatka, FL? This welcoming community of 10,485 residents offers a blend of suburban charm and convenience, with median home prices around $143,000 and average rents near $945. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (65% annually), ideal for families and commuters alike. Explore Palatka's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Palatka, FL

Palatka has a population of 10,485 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 49% White, 44% Black, and 1% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
10,485
Density
1,100 per sq mi
Median Age
39.7
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
7.8%

Ethnic Composition

White
49.2%
Black
44.4%
Asian
0.7%
Others
5.7%

Cost Of Living

What is the average cost of living in Palatka, FL?

The cost of living in Palatka is higher than the national average, with a cost of living index of 80.6. Median home values are around $143,000 and average rents for a two-bedroom apartment are approximately $945. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$143,000
Gross Rent
$945
Monthly Electricity Charges
$150
Auto Insurance
$2,150
House Owner Cost With Mortgage
$1,095
House Owner Cost Without Mortgage
$370
State Taxes
Low: 0% (no state income tax)| High: 0% (no state income tax)
Cost Of Living Index
80.6
Grocery
97.2
Housing
48.1
Utilities
97.9
Transportation
87.5
Health Care
94.0
Miscellaneous
93.0

Crime

Is Palatka, FL a safe place to live?

Palatka is considered a safe community, with a low violent crime rate of 677 incidents per 100,000 residents and a property crime chance of 1 in 24. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
677
Property Crimes Per 100k
4,251
Crime Index
4,928
Chance Of Violent Crime
1 in 148
Chance Of Property Crime
1 in 24

Weather

What is the weather like in Palatka, FL year-round?

Palatka experiences four distinct seasons, with warm summers reaching highs of 92°F and cold winters dipping to 45°F. The area receives about 51 inches of rainfall annually and enjoys sunshine on 65% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
45°F
Max
69°F

Summer

Min
71°F
Max
92°F

Spring

Min
55°F
Max
83°F

Fall

Min
57°F
Max
83°F
Average Rainfall Inches
51.3 inches
Sunny Days Percentage
65%

Neighbors

The neighborhood boasts a healthy median household income of $34,900 and a low poverty rate of 28.6%. Over 81% of residents have at least a high school diploma, and nearly 11% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$23,800
Household Income
$34,900
Family Income
$41,700
Per Capita Income
$19,900
Income Male
$28,100
Income Female
$22,200
Poverty Rate
28.6%
Non English Speakers
7.8%
Rent
$945
Unemployment Rate
7.6%
Public Transport Usage
0.4%
Commute Time
22.5 minutes

Education

High School or Higher
81.1%
Bachelors or More
11.2%

Education

How are the schools in Palatka, FL?

Palatka offers quality education options, with public schools like Palatka High School and Mellon Learning Center known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including St. Johns River State College and University of Florida. The community is committed to educational excellence for all age groups.

Public Schools

Name
Palatka High School
Street
302 Mellon Rd
Phone
386-329-0577
Students
1,020
Student Teacher Ratio
19.3
Name
Mellon Learning Center
Street
301 Mellon Rd
Phone
386-329-0545
Students
320
Student Teacher Ratio
14.7

Private Schools

Name
St. Johns Christian School
Street
311 SR 19 N
Phone
386-328-3882
Students
210

Colleges

Name
St. Johns River State College
City
Palatka
State
FL
Distance
0 miles
Students
7,800
Name
University of Florida
City
Gainesville
State
FL
Distance
40 miles
Students
56,000

Healthcare

Palatka residents have access to quality healthcare, with major hospitals like Putnam Community Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 84.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Putnam Community Medical Center
Address
611 Zeagler Dr, Palatka, FL 32177
Phone
(386) 328-5711
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
84.5%
Health Care Index
67.3

Housing Market

What is the housing market like in Palatka, FL?

The local housing market is strong, with a median home price of $143,000 and an owner-occupied rate of nearly 50%. The market has seen a 6.2% appreciation over the past year, and rental vacancy rates remain moderate at 11.4%. Palatka offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$143,000
Average Rent For 2 Bedroom
$945
Owner Occupied Rate
49.7%
Rental Vacancy Rate
11.4%
Home Appreciation Rate (1yr)
6.2%
New Construction Rate
1.1%
Foreclosure Rate
0.9%

DMV Information

Residents of Palatka handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Palatka. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
1301 Reid St, Palatka, FL 32177
Phone
(386) 329-0260

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Palatka, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Palatka, review the core fields on this page: population 10,485, median home value $143,000, average rent for 2 bedroom $945, commute time 22.5 minutes, and sunny days percentage 65%.

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