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Everything You Should Know Before Moving to Palm Bay, FL

Thinking of moving to Palm Bay, FL? With a population of around 123,000, Palm Bay offers affordable living—median home prices average $294,000 and rents are about $1,420. Enjoy a warm, sunny climate with 68% sunny days and mild winters. Commute times are reasonable at under 28 minutes, and crime rates are moderate for the region. The city boasts good owner-occupied housing, access to local healthcare, and a selection of public and private schools, making it a great option for families and retirees alike.

Demographics - Palm Bay, FL

Demographics - Palm Bay, FL

Palm Bay is home to approximately 123,000 residents with a median age of 41, reflecting a balanced and diverse community. The city’s population features a mix of ethnic backgrounds, with over 16% speaking a language other than English at home, and a nearly even gender ratio. Its suburban density fosters a welcoming environment for families, professionals, and retirees alike.

demograph population
Population:
122,942
demograph density
Density:
1,900 per sq mi
demograph median age
Median Age:
41.1
Demograph Gender Ratio
Gender Ratio:
97 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
16.5%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
62.4%
demograph blacks
Black:
20.1%
demograph asian
Asian:
2.6%
demograph others
Others:
14.9%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Palm Bay, FL?

Palm Bay offers an affordable cost of living, with a median home value around $294,000 and typical rents near $1,420. Residents benefit from Florida's absence of state income tax and a cost of living index slightly below the national average, making it an attractive choice for budget-conscious movers. Utility and transportation costs are close to U.S. norms, while housing remains especially accessible compared to many parts of the state.

cost of living medianHouseValue
Median House Value:
$294,000
cost of living grossRent
Gross Rent:
$1,420
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$140
cost of living autoInsurance
Auto Insurance:
$2,010
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,570
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$470
cost of living stateTaxes State Taxes:
Low:
0%
|
High:
0%
cost of living costOfLivingIndex
Cost Of Living Index:
95.3
cost of living grocery
Grocery:
97.0
cost of living housing
Housing:
85.1
cost of living utilities
Utilities:
104.5
cost of living transportation
Transportation:
100.6
cost of living health-care
Health Care:
98.8
cost of living miscellaneous
Miscellaneous:
95.0

Crime

Crime

Is Palm Bay, FL a safe place to live?

Palm Bay experiences moderate crime rates, with about 337 violent crimes and 1,715 property crimes per 100,000 residents. The chance of experiencing a violent crime is roughly 1 in 297, which is consistent with many mid-sized Florida cities. Overall, the city's safety profile is typical for the region, providing a reasonable sense of security for families and individuals.

crime voilentCrimes
Violent Crimes Per 100k:
337
crime propertyCrime
Property Crimes Per 100k:
1,715
crime crimeIndex
Crime Index:
2,052
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 297
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 58
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Weather

Weather

What is the weather like in Palm Bay, FL year-round?

Palm Bay boasts a warm, subtropical climate with mild winters averaging lows around 50°F and hot, humid summers reaching highs near 91°F. The area enjoys about 68% sunny days annually and receives over 53 inches of rainfall, contributing to lush landscapes. Residents can expect comfortable outdoor living year-round with pleasant spring and fall seasons.

weather winterWinter
weather min
Min:
50°F
weather max
Max:
73°F
weather springSpring
weather min
Min:
65°F
weather max
Max:
86°F
weather summerSummer
weather min
Min:
72°F
weather max
Max:
91°F
weather fallFall
weather min
Min:
65°F
weather max
Max:
85°F
weather averageRainfallInches
Average Rainfall Inches:
53.6 inches
weather sunnyDays Percentage
Sunny Days Percentage:
68%

Neighbors

Neighbors

Palm Bay’s neighborhoods feature a median household income of $62,300 and a family income of $76,000, with a poverty rate of about 14%. Most residents commute just under 28 minutes, with very limited reliance on public transportation. The community is well-educated, with over 90% of adults holding at least a high school diploma, supporting a stable and engaged local population.

neighbor medianIncome
Median Income:
$36,200
neighbor householdIncome
Household Income:
$62,300
neighbor familyIncome
Family Income:
$76,000
neighbor perCapitaIncome
Per Capita Income:
$28,900
neighbor incomeMale
Income Male:
$41,000
neighbor incomeFemale
Income Female:
$34,500
neighbor povertyRate
Poverty Rate:
13.7%
neighbor nonEnglishSpeakers
Non English Speakers:
16.5%
neighbor rent
Rent:
$1,420
neighbor unemployment
Unemployment Rate:
4.1%
neighbor publicTransport
Public Transport Usage:
0.5%
neighbor commuteTime
Commute Time:
27.9 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
90.8%
neighbor bachelors
Bachelors or More:
21.2%
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Education

Education

How are the schools in Palm Bay, FL?

Palm Bay offers a range of educational opportunities, including public schools like Palm Bay Magnet High and Southwest Middle School, as well as private and parochial options. The city is also home to Eastern Florida State College and is close to the Florida Institute of Technology, providing higher education options locally. These resources make Palm Bay a family-friendly city with strong support for lifelong learning.

education PublicSchoolsPublic Schools
education publicName
Name:
Palm Bay Magnet High School
education publicStreet
Street:
101 Pirate Ln
education publicPhone
Phone:
321-952-5900
education publicStudents
Students:
1,590
education publicStudentTeacherRatio
Student Teacher Ratio:
18.5


education publicName
Name:
Southwest Middle School
education publicStreet
Street:
451 Eldron Blvd SW
education publicPhone
Phone:
321-952-5800
education publicStudents
Students:
1,050
education publicStudentTeacherRatio
Student Teacher Ratio:
17.3


education privateSchoolsPrivate Schools
education privateName
Name:
St. Joseph Catholic School
education privateStreet
Street:
5320 Babcock St NE
education privatePhone
Phone:
321-723-8866
education privateStudents
Students:
290


education collegesColleges
education collegeName
Name:
Eastern Florida State College - Palm Bay Campus
education collegeCity
City:
Palm Bay
education collegeState
State:
FL
education collegeDistance
Distance:
0 miles
education collegeStudents
Students:
3,200


education collegeName
Name:
Florida Institute of Technology
education collegeCity
City:
Melbourne
education collegeState
State:
FL
education collegeDistance
Distance:
8 miles
education collegeStudents
Students:
6,400


Healthcare

Healthcare

Residents have access to quality healthcare, including Palm Bay Hospital and other major medical centers nearby, with emergency services available. With about 2.1 physicians per 1,000 residents and over 86% health insurance coverage, the city ensures essential medical support for its population. The local healthcare index indicates services are reliable and accessible for families and seniors.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Palm Bay Hospital
healthcare hospitalAddress
Address:
1425 Malabar Rd NE, Palm Bay, FL 32907
healthcare hospitalPhone
Phone:
(321) 434-8000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
Health First Holmes Regional Medical Center
healthcare hospitalAddress
Address:
1350 Hickory St, Melbourne, FL 32901
healthcare hospitalPhone
Phone:
(321) 434-7000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.1
healthcare healthInsuranceCoverage
Health Insurance Coverage:
86.2%
healthcare healthCareIndex
Health Care Index:
71.3
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Palm Bay, FL?

Palm Bay’s housing market remains accessible, with a median home price of $294,000 and a high owner-occupancy rate of nearly 75%. Rental options are available, with average two-bedroom rents at $1,420 and a low foreclosure rate of 0.7%. Steady home appreciation and ongoing new construction contribute to a healthy real estate environment for both buyers and renters.

housing market medianHomePrice
Median Home Price:
$294,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$1,420
housing market ownerOccupiedRate
Owner Occupied Rate:
74.6%
housing market rentalVacancyRate
Rental Vacancy Rate:
6.6%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
2.7%
housing market newConstructionRate
New Construction Rate:
2.5%
housing market foreclosureRate
Foreclosure Rate:
0.7%

DMV Information

DMV Information

Palm Bay residents are served by the Florida Department of Highway Safety and Motor Vehicles, which provides driver licensing, vehicle registration, and related services statewide. The main office is located in Tallahassee, but local branches and online services make access convenient. Information and resources are available on the department’s website for all motor vehicle needs.

dmv state
State:
Florida
dmv department
Department:
Florida Department of Highway Safety and Motor Vehicles
dmv address
Address:
2900 Apalachee Pkwy, Tallahassee, FL 32399
dmv phone
Phone:
1-850-617-2000
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Palm Bay, FL

Planning a relocation in or near Palm Bay? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Palm Bay.

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FAQs About Moving to Palm Bay, FL

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Check the cost of living, housing, traffic, and public transit in Palm Bay. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Palm Bay climate and weather.

Moving within Palm Bay usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Palm Bay. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Palm Bay offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Palm Bay at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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