Florida / County

Moving to Palm Bay, FL

Thinking of making a move to Palm Bay, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Palm Bay, FL

Considering a move to Palm Bay, FL? This welcoming community of 122,942 residents offers a blend of suburban charm and convenience, with median home prices around $294,000 and average rents near $1,420. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (68% annually), ideal for families and commuters alike. Explore Palm Bay's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Palm Bay, FL

Palm Bay has a population of 122,942 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 62% White, 20% Black, and 3% Asian residents, and over 17% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
122,942
Density
1,900 per sq mi
Median Age
41.1
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
16.5%

Ethnic Composition

White
62.4%
Black
20.1%
Asian
2.6%
Others
14.9%

Cost Of Living

What is the average cost of living in Palm Bay, FL?

The cost of living in Palm Bay is higher than the national average, with a cost of living index of 95.3. Median home values are around $294,000 and average rents for a two-bedroom apartment are approximately $1,420. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$294,000
Gross Rent
$1,420
Monthly Electricity Charges
$140
Auto Insurance
$2,010
House Owner Cost With Mortgage
$1,570
House Owner Cost Without Mortgage
$470
State Taxes
Low: 0%| High: 0%
Cost Of Living Index
95.3
Grocery
97.0
Housing
85.1
Utilities
104.5
Transportation
100.6
Health Care
98.8
Miscellaneous
95.0

Crime

Is Palm Bay, FL a safe place to live?

Palm Bay is considered a safe community, with a low violent crime rate of 337 incidents per 100,000 residents and a property crime chance of 1 in 58. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
337
Property Crimes Per 100k
1,715
Crime Index
2,052
Chance Of Violent Crime
1 in 297
Chance Of Property Crime
1 in 58

Weather

What is the weather like in Palm Bay, FL year-round?

Palm Bay experiences four distinct seasons, with warm summers reaching highs of 91°F and cold winters dipping to 50°F. The area receives about 54 inches of rainfall annually and enjoys sunshine on 68% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
50°F
Max
73°F

Summer

Min
72°F
Max
91°F

Spring

Min
65°F
Max
86°F

Fall

Min
65°F
Max
85°F
Average Rainfall Inches
53.6 inches
Sunny Days Percentage
68%

Neighbors

The neighborhood boasts a healthy median household income of $62,300 and a low poverty rate of 13.7%. Over 91% of residents have at least a high school diploma, and nearly 21% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$36,200
Household Income
$62,300
Family Income
$76,000
Per Capita Income
$28,900
Income Male
$41,000
Income Female
$34,500
Poverty Rate
13.7%
Non English Speakers
16.5%
Rent
$1,420
Unemployment Rate
4.1%
Public Transport Usage
0.5%
Commute Time
27.9 minutes

Education

High School or Higher
90.8%
Bachelors or More
21.2%

Education

How are the schools in Palm Bay, FL?

Palm Bay offers quality education options, with public schools like Palm Bay Magnet High School and Southwest Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Eastern Florida State College - Palm Bay Campus and Florida Institute of Technology. The community is committed to educational excellence for all age groups.

Public Schools

Name
Palm Bay Magnet High School
Street
101 Pirate Ln
Phone
321-952-5900
Students
1,590
Student Teacher Ratio
18.5
Name
Southwest Middle School
Street
451 Eldron Blvd SW
Phone
321-952-5800
Students
1,050
Student Teacher Ratio
17.3

Private Schools

Name
St. Joseph Catholic School
Street
5320 Babcock St NE
Phone
321-723-8866
Students
290

Colleges

Name
Eastern Florida State College - Palm Bay Campus
City
Palm Bay
State
FL
Distance
0 miles
Students
3,200
Name
Florida Institute of Technology
City
Melbourne
State
FL
Distance
8 miles
Students
6,400

Healthcare

Palm Bay residents have access to quality healthcare, with major hospitals like Palm Bay Hospital and Health First Holmes Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 86.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Palm Bay Hospital
Address
1425 Malabar Rd NE, Palm Bay, FL 32907
Phone
(321) 434-8000
Type
General & Surgical
Emergency Services
Yes
Name
Health First Holmes Regional Medical Center
Address
1350 Hickory St, Melbourne, FL 32901
Phone
(321) 434-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
86.2%
Health Care Index
71.3

Housing Market

What is the housing market like in Palm Bay, FL?

The local housing market is strong, with a median home price of $294,000 and an owner-occupied rate of nearly 75%. The market has seen a 2.7% appreciation over the past year, and rental vacancy rates remain moderate at 6.6%. Palm Bay offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$294,000
Average Rent For 2 Bedroom
$1,420
Owner Occupied Rate
74.6%
Rental Vacancy Rate
6.6%
Home Appreciation Rate (1yr)
2.7%
New Construction Rate
2.5%
Foreclosure Rate
0.7%

DMV Information

Residents of Palm Bay handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
2900 Apalachee Pkwy, Tallahassee, FL 32399
Phone
1-850-617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Palm Bay, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Palm Bay, review the core fields on this page: population 122,942, median home value $294,000, average rent for 2 bedroom $1,420, commute time 27.9 minutes, and sunny days percentage 68%.

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