Everything You Should Know Before Moving to Palm Coast, FL
Considering a move to Palm Coast, FL? With a population nearing 100,000, Palm Coast offers affordable coastal living, with median home prices around $315,000 and average rents at $1,610. Residents enjoy a low violent crime rate of just 151 per 100K, pleasant year-round weather with 66% sunny days, and an easy average commute of 26 minutes. The city boasts strong owner-occupied housing, quality schools, and proximity to both beaches and Daytona State College, making it a welcoming choice for families and retirees alike.
Demographics - Palm Coast, FL
Demographics - Palm Coast, FL
Palm Coast is home to nearly 100,000 residents, featuring a predominantly White population with a median age of 49.5, which points to a community popular with both retirees and families. The city is moderately dense and culturally diverse, with over 11% of residents speaking a language other than English at home.
Population:
98,411
Density:
1,060 per sq mi
Median Age:
49.5
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
11.2%
Ethnic Composition
White:
74.6%
Black:
14.8%
Asian:
2.5%
Others:
8.1%
Cost Of Living
What is the average cost of living in Palm Coast, FL?
Living in Palm Coast is relatively affordable, with a cost of living index slightly below the national average and median home values around $315,000. Residents benefit from Florida’s no state income tax policy and reasonable costs for essentials like groceries, utilities, and transportation.
Median House Value:
$315,000
Gross Rent:
$1,610
Monthly Electricity Charges:
$140
Auto Insurance:
$2,350
House Owner Cost With Mortgage:
$1,860
House Owner Cost Without Mortgage:
$610
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
96.8
Grocery:
97.4
Housing:
89.2
Utilities:
97.0
Transportation:
99.0
Health Care:
96.5
Miscellaneous:
98.0
Crime
Is Palm Coast, FL a safe place to live?
Palm Coast offers a safe environment, boasting a low violent crime rate of 151 incidents per 100,000 people and a property crime rate well below national averages. The chance of experiencing violent crime is just 1 in 662, giving newcomers peace of mind.
Violent Crimes Per 100k:
151
Property Crimes Per 100k:
1,054
Crime Index:
1,205
Chance Of Violent Crime:
1 in 662
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Palm Coast, FL year-round?
Enjoy mild weather year-round in Palm Coast, where winters are pleasantly cool and summers are warm but not extreme. The city sees about 66% sunny days and receives an average of 51 inches of rainfall annually, making it attractive for outdoor enthusiasts.
Winter
Min:
46°F
Max:
68°F
Spring
Min:
58°F
Max:
80°F
Summer
Min:
72°F
Max:
91°F
Fall
Min:
63°F
Max:
82°F
Average Rainfall Inches:
51.2 inches
Sunny Days Percentage:
66%
Neighbors
Palm Coast residents typically enjoy a comfortable lifestyle, with a median household income of about $60,250 and a poverty rate under 10%. The community is well-educated, with over 92% having completed high school, and the average commute time is just over 26 minutes.
Median Income:
$29,800
Household Income:
$60,250
Family Income:
$68,200
Per Capita Income:
$33,200
Income Male:
$39,700
Income Female:
$32,900
Poverty Rate:
9.8%
Non English Speakers:
11.2%
Rent:
$1,610
Unemployment Rate:
3.7%
Public Transport Usage:
0.6%
Commute Time:
26.1 minutes
Education
High School or Higher:
92.9%
Bachelors or More:
22.4%
Education
How are the schools in Palm Coast, FL?
Palm Coast offers access to quality education through well-regarded public and private schools, as well as higher education at Daytona State College’s local campus. The city provides a supportive learning environment with reasonable student-teacher ratios and a range of educational opportunities from elementary to college level.
Public Schools
Name:
Matanzas High School
Street:
3535 Old Kings Rd N
Phone:
386-447-1575
Students:
1,675
Student Teacher Ratio:
19.2
Name:
Belle Terre Elementary School
Street:
5545 Belle Terre Pkwy
Phone:
386-447-1500
Students:
1,110
Student Teacher Ratio:
15.4
Private Schools
Name:
Palm Coast Community School
Street:
1 Pine Lakes Pkwy N
Phone:
386-447-4345
Students:
295
Colleges
Name:
Daytona State College - Flagler/Palm Coast Campus
City:
Palm Coast
State:
FL
Distance:
0 miles
Students:
2,200
Name:
University of North Florida
City:
Jacksonville
State:
FL
Distance:
60 miles
Students:
17,300
Healthcare
Healthcare in Palm Coast is accessible, with major hospitals like AdventHealth Palm Coast offering comprehensive emergency and surgical services. Nearly 87% of residents have health insurance, and the city maintains a solid healthcare index and a good ratio of physicians per capita.
Major Hospitals
Name:
AdventHealth Palm Coast
Address:
60 Memorial Medical Pkwy, Palm Coast, FL 32164
Phone:
(386) 586-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Flagler Health+ (ER Only)
Address:
1 AdventHealth Way, Palm Coast, FL 32137
Phone:
(904) 819-5155
Type:
Emergency Room
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
87.3%
Health Care Index:
74.2
Housing Market
What is the housing market like in Palm Coast, FL?
The housing market in Palm Coast is strong and stable, featuring a median home price of $315,000 and a high owner-occupancy rate above 80%. Home values are appreciating steadily, while the rental market remains accessible with average rents at $1,610 per month.
Median Home Price:
$315,000
Average Rent For 2 Bedroom:
$1,610
Owner Occupied Rate:
81.7%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.4%
New Construction Rate:
2.3%
Foreclosure Rate:
0.4%
DMV Information
Palm Coast’s DMV services are provided by the Florida Department of Highway Safety and Motor Vehicles, conveniently located on North Old Kings Road. Residents can access a variety of licensing and registration services both in-person and online via the state website.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
7 North Old Kings Road, Palm Coast, FL 32137
Phone:
386-313-4160
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.