Florida / County

Moving to Palm Coast, FL

Thinking of making a move to Palm Coast, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Palm Coast, FL

Considering a move to Palm Coast, FL? This welcoming community of 98,411 residents offers a blend of suburban charm and convenience, with median home prices around $315,000 and average rents near $1,610. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (66% annually), ideal for families and commuters alike. Explore Palm Coast's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Palm Coast, FL

Palm Coast has a population of 98,411 residents, offering a diverse community with a median age of nearly 50 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 75% White, 15% Black, and 3% Asian residents, and over 11% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
98,411
Density
1,060 per sq mi
Median Age
49.5
Gender Ratio
94 males per 100 females
Non-English Speakers Percentage
11.2%

Ethnic Composition

White
74.6%
Black
14.8%
Asian
2.5%
Others
8.1%

Cost Of Living

What is the average cost of living in Palm Coast, FL?

The cost of living in Palm Coast is higher than the national average, with a cost of living index of 96.8. Median home values are around $315,000 and average rents for a two-bedroom apartment are approximately $1,610. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$315,000
Gross Rent
$1,610
Monthly Electricity Charges
$140
Auto Insurance
$2,350
House Owner Cost With Mortgage
$1,860
House Owner Cost Without Mortgage
$610
State Taxes
Low: 0% (no state income tax)| High: 0% (no state income tax)
Cost Of Living Index
96.8
Grocery
97.4
Housing
89.2
Utilities
97.0
Transportation
99.0
Health Care
96.5
Miscellaneous
98.0

Crime

Is Palm Coast, FL a safe place to live?

Palm Coast is considered a safe community, with a low violent crime rate of 151 incidents per 100,000 residents and a property crime chance of 1 in 95. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
151
Property Crimes Per 100k
1,054
Crime Index
1,205
Chance Of Violent Crime
1 in 662
Chance Of Property Crime
1 in 95

Weather

What is the weather like in Palm Coast, FL year-round?

Palm Coast experiences four distinct seasons, with warm summers reaching highs of 91°F and cold winters dipping to 46°F. The area receives about 51 inches of rainfall annually and enjoys sunshine on 66% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
46°F
Max
68°F

Summer

Min
72°F
Max
91°F

Spring

Min
58°F
Max
80°F

Fall

Min
63°F
Max
82°F
Average Rainfall Inches
51.2 inches
Sunny Days Percentage
66%

Neighbors

The neighborhood boasts a healthy median household income of $60,250 and a low poverty rate of 9.8%. Over 93% of residents have at least a high school diploma, and nearly 22% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$29,800
Household Income
$60,250
Family Income
$68,200
Per Capita Income
$33,200
Income Male
$39,700
Income Female
$32,900
Poverty Rate
9.8%
Non English Speakers
11.2%
Rent
$1,610
Unemployment Rate
3.7%
Public Transport Usage
0.6%
Commute Time
26.1 minutes

Education

High School or Higher
92.9%
Bachelors or More
22.4%

Education

How are the schools in Palm Coast, FL?

Palm Coast offers quality education options, with public schools like Matanzas High School and Belle Terre Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Daytona State College - Flagler/Palm Coast Campus and University of North Florida. The community is committed to educational excellence for all age groups.

Public Schools

Name
Matanzas High School
Street
3535 Old Kings Rd N
Phone
386-447-1575
Students
1,675
Student Teacher Ratio
19.2
Name
Belle Terre Elementary School
Street
5545 Belle Terre Pkwy
Phone
386-447-1500
Students
1,110
Student Teacher Ratio
15.4

Private Schools

Name
Palm Coast Community School
Street
1 Pine Lakes Pkwy N
Phone
386-447-4345
Students
295

Colleges

Name
Daytona State College - Flagler/Palm Coast Campus
City
Palm Coast
State
FL
Distance
0 miles
Students
2,200
Name
University of North Florida
City
Jacksonville
State
FL
Distance
60 miles
Students
17,300

Healthcare

Palm Coast residents have access to quality healthcare, with major hospitals like AdventHealth Palm Coast and Flagler Health+ (ER Only) nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 87.3% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
AdventHealth Palm Coast
Address
60 Memorial Medical Pkwy, Palm Coast, FL 32164
Phone
(386) 586-2000
Type
General & Surgical
Emergency Services
Yes
Name
Flagler Health+ (ER Only)
Address
1 AdventHealth Way, Palm Coast, FL 32137
Phone
(904) 819-5155
Type
Emergency Room
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
87.3%
Health Care Index
74.2

Housing Market

What is the housing market like in Palm Coast, FL?

The local housing market is strong, with a median home price of $315,000 and an owner-occupied rate of nearly 82%. The market has seen a 4.4% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Palm Coast offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$315,000
Average Rent For 2 Bedroom
$1,610
Owner Occupied Rate
81.7%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.4%
New Construction Rate
2.3%
Foreclosure Rate
0.4%

DMV Information

Residents of Palm Coast handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Palm Coast. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
7 North Old Kings Road, Palm Coast, FL 32137
Phone
386-313-4160

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Palm Coast, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Palm Coast, review the core fields on this page: population 98,411, median home value $315,000, average rent for 2 bedroom $1,610, commute time 26.1 minutes, and sunny days percentage 66%.

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