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Moving to Palm Harbor, FL

Thinking of making a move to Palm Harbor, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Palm Harbor, FL

Considering a move to Palm Harbor, FL? This welcoming community of 61,000 residents offers a blend of suburban charm and convenience, with median home prices around $375,000 and average rents near $1,850. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (66% annually), ideal for families and commuters alike. Explore Palm Harbor's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Palm Harbor, FL

Palm Harbor has a population of 61,000 residents, offering a diverse community with a median age of nearly 50 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 82% White, 7% Black, and 4% Asian residents, and over 14% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
61,000
Density
3,400 per sq mi
Median Age
49.8
Gender Ratio
91 males per 100 females
Non-English Speakers Percentage
13.8%

Ethnic Composition

White
82.0%
Black
6.5%
Asian
4.3%
Others
7.2%

Cost Of Living

What is the average cost of living in Palm Harbor, FL?

The cost of living in Palm Harbor is higher than the national average, with a cost of living index of 102.8. Median home values are around $375,000 and average rents for a two-bedroom apartment are approximately $1,850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$375,000
Gross Rent
$1,850
Monthly Electricity Charges
$165
Auto Insurance
$2,650
House Owner Cost With Mortgage
$2,350
House Owner Cost Without Mortgage
$720
State Taxes
Low: 0.0%| High: 0.0%
Cost Of Living Index
102.8
Grocery
101.5
Housing
103.5
Utilities
104.8
Transportation
101.9
Health Care
102.6
Miscellaneous
100.7

Crime

Is Palm Harbor, FL a safe place to live?

Palm Harbor is considered a safe community, with a low violent crime rate of 145 incidents per 100,000 residents and a property crime chance of 1 in 58. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
145
Property Crimes Per 100k
1,720
Crime Index
1,865
Chance Of Violent Crime
1 in 690
Chance Of Property Crime
1 in 58

Weather

What is the weather like in Palm Harbor, FL year-round?

Palm Harbor experiences four distinct seasons, with warm summers reaching highs of 91°F and cold winters dipping to 52°F. The area receives about 52 inches of rainfall annually and enjoys sunshine on 66% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
52°F
Max
71°F

Summer

Min
75°F
Max
91°F

Spring

Min
63°F
Max
84°F

Fall

Min
64°F
Max
83°F
Average Rainfall Inches
51.8 inches
Sunny Days Percentage
66%

Neighbors

The neighborhood boasts a healthy median household income of $82,000 and a low poverty rate of 9.1%. Over 92% of residents have at least a high school diploma, and nearly 36% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$42,500
Household Income
$82,000
Family Income
$96,500
Per Capita Income
$42,800
Income Male
$50,500
Income Female
$41,500
Poverty Rate
9.1%
Non English Speakers
18.4%
Rent
$1,850
Unemployment Rate
3.8%
Public Transport Usage
2.1%
Commute Time
26.8 minutes

Education

High School or Higher
92.1%
Bachelors or More
35.8%

Education

How are the schools in Palm Harbor, FL?

Palm Harbor offers quality education options, with public schools like Palm Harbor Middle School and Palm Harbor University High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including St. Petersburg College - Tarpon Springs Campus and Hillsborough Community College - Dale Mabry Campus. The community is committed to educational excellence for all age groups.

Public Schools

Name
Palm Harbor Middle School
Street
1800 Tampa Rd
Phone
727-669-1700
Students
1,250
Student Teacher Ratio
16.4
Name
Palm Harbor University High School
Street
1900 Omaha St
Phone
727-669-1131
Students
2,300
Student Teacher Ratio
18.1

Private Schools

Name
Curlew Hills Christian Academy
Street
1415 Curlew Rd
Phone
727-784-1054
Students
220
Name
Palm Harbor Christian Academy
Street
2001 Omaha St
Phone
727-784-4495
Students
180

Colleges

Name
St. Petersburg College - Tarpon Springs Campus
City
Tarpon Springs
State
FL
Distance
8 miles
Students
5,000
Name
Hillsborough Community College - Dale Mabry Campus
City
Tampa
State
FL
Distance
24 miles
Students
20,000

Healthcare

Palm Harbor residents have access to quality healthcare, with major hospitals like AdventHealth North Pinellas and Morton Plant Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.4 per 1,000 people and 91.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
AdventHealth North Pinellas
Address
1395 S Pinellas Ave, Tarpon Springs, FL 34689
Phone
(727) 942-5000
Type
General & Surgical
Emergency Services
Yes
Name
Morton Plant Hospital
Address
300 Pinellas St, Clearwater, FL 33756
Phone
(727) 462-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.4
Health Insurance Coverage
91.8%
Health Care Index
77.8

Housing Market

What is the housing market like in Palm Harbor, FL?

The local housing market is strong, with a median home price of $375,000 and an owner-occupied rate of nearly 76%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 5.8%. Palm Harbor offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$375,000
Average Rent For 2 Bedroom
$1,850
Owner Occupied Rate
76.4%
Rental Vacancy Rate
5.8%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.3%
Foreclosure Rate
0.4%

DMV Information

Residents of Palm Harbor handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
2900 Apalachee Pkwy, Tallahassee, FL 32399
Phone
1-850-617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Palm Harbor, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Palm Harbor, review the core fields on this page: population 61,000, median home value $375,000, average rent for 2 bedroom $1,850, commute time 26.8 minutes, and sunny days percentage 66%.

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