Everything You Should Know Before Moving to Palmer, TX
Considering a move to Palmer, TX? This small town of about 2,600 residents offers affordable living with a median home price of $225,000 and average rents around $1,350. Palmer boasts a low violent crime rate (185 per 100K), a high percentage of sunny days, and a family-friendly vibe with local schools and easy access to nearby healthcare. Commute times average 35 minutes, and the cost of living is well below the national average—making Palmer a great option for those seeking comfort and value close to the Dallas-Fort Worth region.
Demographics - Palmer, TX
Demographics - Palmer, TX
Palmer, Texas is a close-knit community of approximately 2,600 residents, with a median age just over 34 years. The population is predominantly White, with notable Hispanic and Black communities, and about 12% of residents speak a non-English language at home. With a balanced gender ratio and moderate population density, Palmer offers a welcoming, small-town environment.
Population:
2,600
Density:
540 per sq mi
Median Age:
34.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
12.4%

Ethnic Composition
White:
62.5%
Black:
13.2%
Others:
1.5%
Cost Of Living
What is the average cost of living in Palmer, TX?
Palmer has a cost of living index of 91.2, making it more affordable than many U.S. cities. Median home values are around $225,000 and average rents are about $1,350, offering attainable options for both buyers and renters. Everyday expenses like groceries and utilities are also lower than the national average, making Palmer an economical choice for families and individuals.
Median House Value:
$225,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$150
Auto Insurance:
$1,450
House Owner Cost With Mortgage:
$1,500
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
91.2
Grocery:
89.5
Housing:
85.0
Utilities:
98.7
Transportation:
94.2
Health Care:
94.0
Miscellaneous:
91.0
Crime
Is Palmer, TX a safe place to live?
Palmer enjoys a relatively low violent crime rate of 185 incidents per 100,000 people, which helps support its family-friendly atmosphere. Property crimes are more common, with a 1 in 70 chance, but overall safety is on par with similar small towns. Residents can feel secure with a lower-than-average risk of violent crime.
Violent Crimes Per 100k:
185
Property Crimes Per 100k:
1,420
Crime Index:
1,605
Chance Of Violent Crime:
1 in 540
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Palmer, TX year-round?
Palmer experiences mild winters, hot summers, and a comfortable spring and fall, with average summer highs reaching 96°F. The town sees about 37.5 inches of annual rainfall and enjoys sunshine roughly 65% of the year. This climate supports outdoor activities and a relaxed lifestyle for residents.

Winter
Min:
36°F
Max:
56°F

Spring
Min:
52°F
Max:
74°F

Summer
Min:
72°F
Max:
96°F

Fall
Min:
54°F
Max:
77°F
Average Rainfall Inches:
37.5 inches
Sunny Days Percentage:
65%
Neighbors
Local households in Palmer typically earn about $74,000 annually, with a family income averaging $80,500 and a per capita income of $27,800. The area has a moderate poverty rate of 10.2% and a low unemployment rate of 4.1%, reflecting economic stability. Most residents commute nearly 35 minutes for work, contributing to a quiet, suburban feel.
Median Income:
$36,500
Household Income:
$74,000
Family Income:
$80,500
Per Capita Income:
$27,800
Income Male:
$41,100
Income Female:
$33,300
Poverty Rate:
10.2%
Non English Speakers:
12.4%
Rent:
$1,350
Unemployment Rate:
4.1%
Public Transport Usage:
0.2%
Commute Time:
34.7 minutes

Education
High School or Higher:
86.5%
Bachelors or More:
16.2%
Education
How are the schools in Palmer, TX?
Palmer’s public schools, such as Palmer High School and Palmer Elementary, offer favorable student-teacher ratios and serve the community’s youth with quality education. While there are no private schools locally, nearby colleges like Navarro College and Texas A&M University–Commerce provide accessible higher education options. The majority of residents have completed high school, supporting the town’s family-oriented reputation.

Public Schools
Name:
Palmer High School
Street:
422 W Jefferson St
Phone:
972-449-3487
Students:
340
Student Teacher Ratio:
12.5
Name:
Palmer Elementary School
Street:
303 Bulldog Way
Phone:
972-449-3131
Students:
570
Student Teacher Ratio:
15.2

Colleges
Name:
Navarro College - Waxahachie
City:
Waxahachie
State:
TX
Distance:
14 miles
Students:
2,000
Name:
Texas A&M University - Commerce
City:
Commerce
State:
TX
Distance:
55 miles
Students:
12,000
Healthcare
Residents have convenient access to quality healthcare, with major hospitals like Baylor Scott & White Medical Center and Ennis Regional Medical Center nearby. About 86% of the population has health insurance coverage, and there are nearly two physicians per 1,000 people, ensuring reliable medical care. Palmer’s healthcare amenities support the needs of families and individuals alike.

Major Hospitals
Name:
Baylor Scott & White Medical Center – Waxahachie
Address:
2400 N I-35E, Waxahachie, TX 75165
Phone:
(469) 843-4000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Ennis Regional Medical Center
Address:
2201 W Lampasas St, Ennis, TX 75119
Phone:
(972) 875-0900
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
85.7%
Health Care Index:
71.2
Housing Market
What is the housing market like in Palmer, TX?
The Palmer housing market is accessible, with a median home price of $225,000 and rent for a two-bedroom averaging $1,350. A high owner-occupancy rate of 71% reflects community stability, while a 6.1% annual home appreciation rate signals steady growth. Low foreclosure and vacancy rates make Palmer an attractive option for homeowners and investors.
Median Home Price:
$225,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
71.0%
Rental Vacancy Rate:
6.3%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
2.3%
Foreclosure Rate:
0.7%
DMV Information
Residents in Palmer are served by the Texas Department of Motor Vehicles, which provides registration, licensing, and related services both online and at their Austin headquarters. The DMV ensures efficient vehicle management and support for Palmer’s drivers. Access to state resources is straightforward and convenient.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
(888) 368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.