Missouri / Maries County

Moving to Paydown, MO

Thinking of making a move to Paydown, MO? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Paydown, MO

Considering a move to Paydown, MO? This welcoming community of 290 residents offers a blend of suburban charm and convenience, with median home prices around $136,000 and average rents near $780. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (60% annually), ideal for families and commuters alike. Explore Paydown's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Paydown, MO

Paydown has a population of 290 residents, offering a diverse community with a median age of nearly 45 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 1% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
290
Density
15 per sq mi
Median Age
44.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.3%

Ethnic Composition

White
95.2%
Black
1.1%
Asian
0.6%
Others
3.1%

Cost Of Living

What is the average cost of living in Paydown, MO?

The cost of living in Paydown is higher than the national average, with a cost of living index of 82.5. Median home values are around $136,000 and average rents for a two-bedroom apartment are approximately $780. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$136,000
Gross Rent
$780
Monthly Electricity Charges
$120
Auto Insurance
$1,340
House Owner Cost With Mortgage
$1,120
House Owner Cost Without Mortgage
$430
State Taxes
Low: 1.5%| High: 5.4%
Cost Of Living Index
82.5
Grocery
92.8
Housing
59.2
Utilities
96.7
Transportation
93.5
Health Care
90.4
Miscellaneous
88.0

Crime

Is Paydown, MO a safe place to live?

Paydown is considered a safe community, with a low violent crime rate of 225 incidents per 100,000 residents and a property crime chance of 1 in 65. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Missouri.

Violent Crimes Per 100k
225
Property Crimes Per 100k
1,530
Crime Index
1,755
Chance Of Violent Crime
1 in 444
Chance Of Property Crime
1 in 65

Weather

What is the weather like in Paydown, MO year-round?

Paydown experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 21°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 60% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
21°F
Max
42°F

Summer

Min
65°F
Max
87°F

Spring

Min
41°F
Max
68°F

Fall

Min
44°F
Max
70°F
Average Rainfall Inches
44.8 inches
Sunny Days Percentage
60%

Neighbors

The neighborhood boasts a healthy median household income of $53,800 and a low poverty rate of 13.9%. Over 87% of residents have at least a high school diploma, and nearly 17% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,200
Household Income
$53,800
Family Income
$61,000
Per Capita Income
$27,900
Income Male
$34,800
Income Female
$28,500
Poverty Rate
13.9%
Non English Speakers
2.3%
Rent
$780
Unemployment Rate
4.6%
Public Transport Usage
0.5%
Commute Time
27.4 minutes

Education

High School or Higher
87.2%
Bachelors or More
17.3%

Education

How are the schools in Paydown, MO?

Paydown offers quality education options, with public schools like Richland Elementary School and Richland High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Missouri University of Science and Technology and Drury University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Richland Elementary School
Street
101 Main St, Richland, MO 65556
Phone
573-765-3241
Students
230
Student Teacher Ratio
13.5
Name
Richland High School
Street
714 E Jefferson Ave, Richland, MO 65556
Phone
573-765-3241
Students
210
Student Teacher Ratio
12.4

Private Schools

Name
Grace Christian Academy
Street
1109 S Jefferson Ave, Lebanon, MO 65536
Phone
417-532-2580
Students
95

Colleges

Name
Missouri University of Science and Technology
City
Rolla
State
MO
Distance
32 miles
Students
8,800
Name
Drury University
City
Springfield
State
MO
Distance
60 miles
Students
5,500

Healthcare

Paydown residents have access to quality healthcare, with major hospitals like Phelps Health and Mercy Hospital Lebanon nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 88.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Phelps Health
Address
1000 W 10th St, Rolla, MO 65401
Phone
(573) 458-8899
Type
General & Surgical
Emergency Services
Yes
Name
Mercy Hospital Lebanon
Address
100 Hospital Dr, Lebanon, MO 65536
Phone
(417) 533-6100
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
88.1%
Health Care Index
66.3

Housing Market

What is the housing market like in Paydown, MO?

The local housing market is strong, with a median home price of $136,000 and an owner-occupied rate of nearly 79%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.0%. Paydown offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$136,000
Average Rent For 2 Bedroom
$780
Owner Occupied Rate
78.5%
Rental Vacancy Rate
8.0%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
1.0%
Foreclosure Rate
0.7%

DMV Information

Residents of Paydown handle vehicle services through the Missouri Department of Revenue, Motor Vehicle & Driver Licensing, conveniently located in Jefferson City. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Missouri
Department
Missouri Department of Revenue, Motor Vehicle & Driver Licensing
Address
301 West High Street, Jefferson City, MO 65101
Phone
573-526-3669

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Paydown, MO

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Paydown, review the core fields on this page: population 290, median home value $136,000, average rent for 2 bedroom $780, commute time 27.4 minutes, and sunny days percentage 60%.

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