Kentucky / County

Moving to Payne Gap, KY

Thinking of making a move to Payne Gap, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Payne Gap, KY

Considering a move to Payne Gap, KY? This welcoming community of 350 residents offers a blend of suburban charm and convenience, with median home prices around $92,000 and average rents near $650. Commute times average 31 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (49% annually), ideal for families and commuters alike. Explore Payne Gap's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Payne Gap, KY

Payne Gap has a population of 350 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 2% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
350
Density
120 per sq mi
Median Age
41.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
1.8%

Ethnic Composition

White
95.0%
Black
1.5%
Asian
0.3%
Others
3.2%

Cost Of Living

What is the average cost of living in Payne Gap, KY?

The cost of living in Payne Gap is higher than the national average, with a cost of living index of 76.4. Median home values are around $92,000 and average rents for a two-bedroom apartment are approximately $650. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$92,000
Gross Rent
$650
Monthly Electricity Charges
$145
Auto Insurance
$1,720
House Owner Cost With Mortgage
$820
House Owner Cost Without Mortgage
$260
State Taxes
Low: 5.0%| High: 6.0%
Cost Of Living Index
76.4
Grocery
93.5
Housing
55.0
Utilities
102.8
Transportation
88.9
Health Care
92.1
Miscellaneous
90.4

Crime

Is Payne Gap, KY a safe place to live?

Payne Gap is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 122. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
210
Property Crimes Per 100k
820
Crime Index
1,030
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 122

Weather

What is the weather like in Payne Gap, KY year-round?

Payne Gap experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 27°F. The area receives about 47 inches of rainfall annually and enjoys sunshine on 49% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
44°F

Summer

Min
64°F
Max
86°F

Spring

Min
45°F
Max
68°F

Fall

Min
46°F
Max
70°F
Average Rainfall Inches
46.5 inches
Sunny Days Percentage
49%

Neighbors

The neighborhood boasts a healthy median household income of $39,800 and a low poverty rate of 24.8%. Over 79% of residents have at least a high school diploma, and nearly 9% hold a bachelor's degree or higher. Commute times average 31 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$28,500
Household Income
$39,800
Family Income
$43,600
Per Capita Income
$18,200
Income Male
$31,200
Income Female
$24,900
Poverty Rate
24.8%
Non English Speakers
2.4%
Rent
$650
Unemployment Rate
7.0%
Public Transport Usage
0.4%
Commute Time
31.4 minutes

Education

High School or Higher
78.5%
Bachelors or More
9.4%

Education

How are the schools in Payne Gap, KY?

Payne Gap offers quality education options, with public schools like Jenkins Independent School District and Riverside Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Hazard Community and Technical College and University of Pikeville. The community is committed to educational excellence for all age groups.

Public Schools

Name
Jenkins Independent School District
Street
269 Highway 805
Phone
606-832-2131
Students
450
Student Teacher Ratio
12.5
Name
Riverside Elementary School
Street
Riverside Drive, Benham, KY
Phone
606-848-2500
Students
220
Student Teacher Ratio
13.1

Private Schools

Name
St. George School
Street
123 3rd Street, Lynch, KY
Phone
606-364-2200
Students
90

Colleges

Name
Hazard Community and Technical College
City
Hazard
State
KY
Distance
34 miles
Students
3,000
Name
University of Pikeville
City
Pikeville
State
KY
Distance
39 miles
Students
2,800

Healthcare

Payne Gap residents have access to quality healthcare, with major hospitals like Middlesboro ARH Hospital and Harlan ARH Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.3 per 1,000 people and 84.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Middlesboro ARH Hospital
Address
3600 W Cumberland Ave, Middlesboro, KY 40965
Phone
(606) 248-1212
Type
General & Surgical
Emergency Services
Yes
Name
Harlan ARH Hospital
Address
81 Ball Park Rd, Harlan, KY 40831
Phone
(606) 573-8100
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.3
Health Insurance Coverage
84.0%
Health Care Index
61.2

Housing Market

What is the housing market like in Payne Gap, KY?

The local housing market is strong, with a median home price of $92,000 and an owner-occupied rate of nearly 75%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Payne Gap offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$92,000
Average Rent For 2 Bedroom
$650
Owner Occupied Rate
74.5%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.4%
Foreclosure Rate
1.2%

DMV Information

Residents of Payne Gap handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Payne Gap, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Payne Gap, review the core fields on this page: population 350, median home value $92,000, average rent for 2 bedroom $650, commute time 31.4 minutes, and sunny days percentage 49%.

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