Kentucky / County

Moving to Payne Gap, KY

Thinking of making a move to Payne Gap, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Payne Gap, KY

Considering a move to Payne Gap, KY? This welcoming community of 420 residents offers a blend of suburban charm and convenience, with median home prices around $87,000 and average rents near $640. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Payne Gap's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Payne Gap, KY

Payne Gap has a population of 420 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 99% White, 0% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
420
Density
120 per sq mi
Median Age
44.2
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
1.5%

Ethnic Composition

White
98.6%
Black
0.2%
Asian
0.1%
Others
1.1%

Cost Of Living

What is the average cost of living in Payne Gap, KY?

The cost of living in Payne Gap is higher than the national average, with a cost of living index of 77.0. Median home values are around $87,000 and average rents for a two-bedroom apartment are approximately $640. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$87,000
Gross Rent
$640
Monthly Electricity Charges
$130
Auto Insurance
$1,250
House Owner Cost With Mortgage
$840
House Owner Cost Without Mortgage
$320
State Taxes
Low: 2.0%| High: 5.0%
Cost Of Living Index
77.0
Grocery
94.4
Housing
52.0
Utilities
98.1
Transportation
85.5
Health Care
89.3
Miscellaneous
86.0

Crime

Is Payne Gap, KY a safe place to live?

Payne Gap is considered a safe community, with a low violent crime rate of 52 incidents per 100,000 residents and a property crime chance of 1 in 294. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
52
Property Crimes Per 100k
340
Crime Index
392
Chance Of Violent Crime
1 in 1,900
Chance Of Property Crime
1 in 294

Weather

What is the weather like in Payne Gap, KY year-round?

Payne Gap experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 24°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
24°F
Max
41°F

Summer

Min
63°F
Max
84°F

Spring

Min
43°F
Max
70°F

Fall

Min
45°F
Max
71°F
Average Rainfall Inches
45.1 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $35,800 and a low poverty rate of 24.8%. Over 77% of residents have at least a high school diploma, and nearly 11% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$27,000
Household Income
$35,800
Family Income
$43,200
Per Capita Income
$18,600
Income Male
$32,000
Income Female
$25,000
Poverty Rate
24.8%
Non English Speakers
1.5%
Rent
$640
Unemployment Rate
7.9%
Public Transport Usage
0.2%
Commute Time
27.1 minutes

Education

High School or Higher
77.2%
Bachelors or More
11.0%

Education

How are the schools in Payne Gap, KY?

Payne Gap offers quality education options, with public schools like Letcher County Central High School and West Whitesburg Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Southeast Kentucky Community & Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Letcher County Central High School
Street
435 Cougar Dr
Phone
606-633-2339
Students
870
Student Teacher Ratio
16.2
Name
West Whitesburg Elementary School
Street
379 W Main St
Phone
606-633-4644
Students
370
Student Teacher Ratio
14.5

Colleges

Name
Southeast Kentucky Community & Technical College
City
Whitesburg
State
KY
Distance
7 miles
Students
2,500

Healthcare

Payne Gap residents have access to quality healthcare, with major hospitals like Whitesburg ARH Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.3 per 1,000 people and 90.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Whitesburg ARH Hospital
Address
240 Hospital Rd, Whitesburg, KY 41858
Phone
(606) 633-3500
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.3
Health Insurance Coverage
90.2%
Health Care Index
65.0

Housing Market

What is the housing market like in Payne Gap, KY?

The local housing market is strong, with a median home price of $87,000 and an owner-occupied rate of nearly 73%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 8.3%. Payne Gap offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$87,000
Average Rent For 2 Bedroom
$640
Owner Occupied Rate
73.1%
Rental Vacancy Rate
8.3%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.4%
Foreclosure Rate
0.7%

DMV Information

Residents of Payne Gap handle vehicle services through the Kentucky Transportation Cabinet, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet
Address
200 Mero St, Frankfort, KY 40622
Phone
502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Payne Gap, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Payne Gap, review the core fields on this page: population 420, median home value $87,000, average rent for 2 bedroom $640, commute time 27.1 minutes, and sunny days percentage 58%.

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