Everything You Should Know Before Moving to Payne, OH
Considering a move to Payne, OH? This small village of about 1,170 residents offers affordable living, with a median home price around $121,000 and average rents near $670. Payne boasts a low crime rate (62 violent crimes per 100k), short commute times of about 21.5 minutes, and a quiet, family-friendly atmosphere. Enjoy four distinct seasons, a high rate of homeownership, and access to solid local schools—great for those seeking a close-knit rural community.
Demographics - Payne, OH
Payne, OH is a small village of about 1,170 residents, with a predominantly White population and a median age of 36.2 years. The community features a balanced gender ratio and a low percentage of non-English speakers, fostering a close-knit and welcoming environment. Population density is moderate, offering a blend of rural charm and neighborly connections.
Population:
1,170
Density:
1,080 per sq mi
Median Age:
36.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
96.3%
Black:
0.6%
Asian:
0.4%
Others:
2.7%
Cost Of Living
What is the average cost of living in Payne, OH?
Payne offers a notably affordable cost of living, with a median home value of $121,000 and average rent at just $670. Utilities, groceries, and healthcare remain below national averages, making this a budget-friendly choice for families and retirees. State taxes are relatively low, contributing to overall affordability.
Median House Value:
$121,000
Gross Rent:
$670
Monthly Electricity Charges:
$125
Auto Insurance:
$1,015
House Owner Cost With Mortgage:
$970
House Owner Cost Without Mortgage:
$375
State Taxes:
Low:
0.495%
|
High:
3.99%
Cost Of Living Index:
81.5
Grocery:
93.2
Housing:
65.8
Utilities:
97.4
Transportation:
92.6
Health Care:
91.7
Miscellaneous:
89.0
Crime
Is Payne, OH a safe place to live?
Residents in Payne benefit from a low crime rate, with only 62 violent crimes and 610 property crimes reported per 100,000 people. The chance of being a victim of violent crime is about 1 in 1,613, making it a safe place for families and individuals alike. This peaceful atmosphere supports a secure, small-town lifestyle.
Violent Crimes Per 100k:
62
Property Crimes Per 100k:
610
Crime Index:
672
Chance Of Violent Crime:
1 in 1,613
Chance Of Property Crime:
1 in 164
Weather
What is the weather like in Payne, OH year-round?
Payne experiences four distinct seasons, with cold winters averaging lows of 17°F and warm summers reaching highs around 83°F. The village sees about 36 inches of annual rainfall and enjoys sunny days 53% of the year. The climate supports a variety of outdoor activities throughout the year.

Winter
Min:
17°F
Max:
34°F

Spring
Min:
38°F
Max:
62°F

Summer
Min:
62°F
Max:
83°F

Fall
Min:
41°F
Max:
65°F
Average Rainfall Inches:
36.2 inches
Sunny Days Percentage:
53%
Neighbors
Payne residents enjoy a median household income of $54,100, with 91.8% holding at least a high school diploma. The area maintains a manageable poverty rate of 13.4% and an average commute time of about 21.5 minutes. The community is primarily car-dependent, with very limited public transportation usage.
Median Income:
$34,600
Household Income:
$54,100
Family Income:
$63,800
Per Capita Income:
$25,700
Income Male:
$40,800
Income Female:
$30,900
Poverty Rate:
13.4%
Non English Speakers:
2.1%
Rent:
$670
Unemployment Rate:
4.7%
Public Transport Usage:
0.3%
Commute Time:
21.5 minutes

Education
High School or Higher:
91.8%
Bachelors or More:
13.2%
Education
How are the schools in Payne, OH?
Payne offers quality educational opportunities with its local public elementary school, which maintains a favorable student-teacher ratio. Higher education options are accessible within a short drive, including Northwest State Community College and Defiance College. The majority of adults have completed high school, supporting a well-educated community.

Public Schools
Name:
Wayne Trace Payne Elementary School
Street:
501 W Townline St
Phone:
419-263-2512
Students:
225
Student Teacher Ratio:
16.4

Colleges
Name:
Northwest State Community College
City:
Archbold
State:
OH
Distance:
36 miles
Students:
4,300
Name:
Defiance College
City:
Defiance
State:
OH
Distance:
25 miles
Students:
700
Healthcare
Access to healthcare is reliable in Payne, with two major hospitals nearby and 92.1% of residents covered by health insurance. There are about 1.3 physicians per 1,000 residents, ensuring basic medical needs are met locally. Emergency services are readily available for added peace of mind.

Major Hospitals
Name:
Paulding County Hospital
Address:
1035 W. Wayne Street, Paulding, OH 45879
Phone:
(419) 399-4080
Type:
Critical Access
Emergency Services:
Yes
Name:
Van Wert Health
Address:
1250 S. Washington St, Van Wert, OH 45891
Phone:
(419) 238-2390
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
92.1%
Health Care Index:
77.2
Housing Market
What is the housing market like in Payne, OH?
The local housing market is stable and affordable, with a median home price of $121,000 and a high owner-occupancy rate of 73.2%. Rental options are available with an average two-bedroom rent of $670, and the area sees a modest home appreciation rate of 3.6% annually. Low foreclosure and vacancy rates contribute to Payne’s appeal for homebuyers.
Median Home Price:
$121,000
Average Rent For 2 Bedroom:
$670
Owner Occupied Rate:
73.2%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
3.6%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Residents of Payne are served by the Ohio Bureau of Motor Vehicles, which provides licensing and registration services both online and at branch locations across the state. The nearest main office is located in Columbus, with resources available via the state's official DMV website. Ohio offers straightforward processes for new residents and vehicle owners.
State:
Ohio
Department:
Ohio Bureau of Motor Vehicles
Address:
1970 W. Broad Street, Columbus, OH 43223
Phone:
1-844-644-6268
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.