Kentucky / Meade County

Moving to Payneville, KY

Thinking of making a move to Payneville, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Payneville, KY

Considering a move to Payneville, KY? This welcoming community of 150 residents offers a blend of suburban charm and convenience, with median home prices around $165,000 and average rents near $850. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Payneville's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Payneville, KY

Payneville has a population of 150 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 4% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
150
Density
180 per sq mi
Median Age
41.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
2.0%

Ethnic Composition

White
92.0%
Black
4.0%
Asian
0.5%
Others
3.5%

Cost Of Living

What is the average cost of living in Payneville, KY?

The cost of living in Payneville is higher than the national average, with a cost of living index of 84.5. Median home values are around $165,000 and average rents for a two-bedroom apartment are approximately $850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$165,000
Gross Rent
$850
Monthly Electricity Charges
$145
Auto Insurance
$1,650
House Owner Cost With Mortgage
$1,250
House Owner Cost Without Mortgage
$420
State Taxes
Low: 4.0%| High: 5.0%
Cost Of Living Index
84.5
Grocery
91.0
Housing
62.0
Utilities
96.5
Transportation
88.0
Health Care
93.0
Miscellaneous
89.5

Crime

Is Payneville, KY a safe place to live?

Payneville is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 87. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,150
Crime Index
1,360
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 87

Weather

What is the weather like in Payneville, KY year-round?

Payneville experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 26°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
42°F

Summer

Min
68°F
Max
88°F

Spring

Min
46°F
Max
69°F

Fall

Min
48°F
Max
70°F
Average Rainfall Inches
47.8 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $62,000 and a low poverty rate of 15.8%. Over 86% of residents have at least a high school diploma, and nearly 17% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$33,500
Household Income
$62,000
Family Income
$71,500
Per Capita Income
$27,800
Income Male
$35,000
Income Female
$27,500
Poverty Rate
15.8%
Non English Speakers
4.5%
Rent
$850
Unemployment Rate
5.0%
Public Transport Usage
0.8%
Commute Time
27.8 minutes

Education

High School or Higher
86.0%
Bachelors or More
16.5%

Education

How are the schools in Payneville, KY?

Payneville offers quality education options, with public schools like Cloverport Independent School and Irvington Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Southeast Community College and Elizabethtown Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cloverport Independent School
Street
435 Main St
Phone
270-788-3800
Students
220
Student Teacher Ratio
14.1
Name
Irvington Elementary School
Street
333 Main St
Phone
270-547-6041
Students
340
Student Teacher Ratio
15.0

Private Schools

Name
St. Romuald Interparochial School
Street
408 N 4th St
Phone
270-756-2181
Students
260

Colleges

Name
Southeast Community College
City
Mumfordville
State
KY
Distance
35 miles
Students
3,100
Name
Elizabethtown Community and Technical College
City
Elizabethtown
State
KY
Distance
28 miles
Students
6,400

Healthcare

Payneville residents have access to quality healthcare, with major hospitals like Breckinridge Memorial Hospital and Baptist Health Hardin nearby. The community benefits from a high physician-to-resident ratio of 1.4 per 1,000 people and 91.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Breckinridge Memorial Hospital
Address
1011 Old Highway 60, Hardinsburg, KY 40143
Phone
(270) 756-7000
Type
General & Surgical
Emergency Services
Yes
Name
Baptist Health Hardin
Address
2401 Ring Rd, Elizabethtown, KY 42701
Phone
(270) 737-1212
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.4
Health Insurance Coverage
91.0%
Health Care Index
68.2

Housing Market

What is the housing market like in Payneville, KY?

The local housing market is strong, with a median home price of $165,000 and an owner-occupied rate of nearly 79%. The market has seen a 3.8% appreciation over the past year, and rental vacancy rates remain moderate at 8.5%. Payneville offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$165,000
Average Rent For 2 Bedroom
$850
Owner Occupied Rate
79.0%
Rental Vacancy Rate
8.5%
Home Appreciation Rate (1yr)
3.8%
New Construction Rate
0.9%
Foreclosure Rate
0.7%

DMV Information

Residents of Payneville handle vehicle services through the Kentucky Transportation Cabinet, Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Payneville, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Payneville, review the core fields on this page: population 150, median home value $165,000, average rent for 2 bedroom $850, commute time 27.8 minutes, and sunny days percentage 56%.

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