Kentucky / Meade County

Moving to Payneville, KY

Thinking of making a move to Payneville, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Payneville, KY

Considering a move to Payneville, KY? This welcoming community of 1,000 residents offers a blend of suburban charm and convenience, with median home prices around $147,000 and average rents near $800. Commute times average 29 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Payneville's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Payneville, KY

Payneville has a population of 1,000 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 2% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,000
Density
35 per sq mi
Median Age
42.0
Gender Ratio
99 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
95.0%
Black
2.0%
Asian
0.5%
Others
2.5%

Cost Of Living

What is the average cost of living in Payneville, KY?

The cost of living in Payneville is higher than the national average, with a cost of living index of 82.0. Median home values are around $147,000 and average rents for a two-bedroom apartment are approximately $800. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$147,000
Gross Rent
$800
Monthly Electricity Charges
$125
Auto Insurance
$1,250
House Owner Cost With Mortgage
$950
House Owner Cost Without Mortgage
$350
State Taxes
Low: 2.0%| High: 5.0%
Cost Of Living Index
82.0
Grocery
95.0
Housing
65.0
Utilities
92.0
Transportation
87.0
Health Care
89.0
Miscellaneous
85.0

Crime

Is Payneville, KY a safe place to live?

Payneville is considered a safe community, with a low violent crime rate of 86 incidents per 100,000 residents and a property crime chance of 1 in 112. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
86
Property Crimes Per 100k
890
Crime Index
976
Chance Of Violent Crime
1 in 1,160
Chance Of Property Crime
1 in 112

Weather

What is the weather like in Payneville, KY year-round?

Payneville experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 25°F. The area receives about 49 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
25°F
Max
43°F

Summer

Min
65°F
Max
87°F

Spring

Min
45°F
Max
70°F

Fall

Min
47°F
Max
70°F
Average Rainfall Inches
48.5 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $56,500 and a low poverty rate of 14.0%. Over 89% of residents have at least a high school diploma, and nearly 12% hold a bachelor's degree or higher. Commute times average 29 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,000
Household Income
$56,500
Family Income
$64,000
Per Capita Income
$27,500
Income Male
$38,000
Income Female
$29,000
Poverty Rate
14.0%
Non English Speakers
2.5%
Rent
$800
Unemployment Rate
4.7%
Public Transport Usage
0.4%
Commute Time
28.5 minutes

Education

High School or Higher
88.5%
Bachelors or More
12.2%

Education

How are the schools in Payneville, KY?

Payneville offers quality education options, with public schools like Payneville Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Elizabethtown Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Payneville Elementary School
Street
118 Hwy 144, Payneville, KY 40157
Phone
270-496-4342
Students
225
Student Teacher Ratio
13.0

Colleges

Name
Elizabethtown Community and Technical College
City
Elizabethtown
State
KY
Distance
35 miles
Students
6,500

Healthcare

Payneville residents have access to quality healthcare, with major hospitals like Breckinridge Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 89.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Breckinridge Memorial Hospital
Address
1011 Old Hwy 60, Hardinsburg, KY 40143
Phone
(270) 756-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
89.0%
Health Care Index
72.0

Housing Market

What is the housing market like in Payneville, KY?

The local housing market is strong, with a median home price of $147,000 and an owner-occupied rate of nearly 77%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Payneville offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$147,000
Average Rent For 2 Bedroom
$800
Owner Occupied Rate
76.5%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
0.7%
Foreclosure Rate
0.8%

DMV Information

Residents of Payneville handle vehicle services through the Kentucky Transportation Cabinet - Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Division of Driver Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Payneville, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Payneville, review the core fields on this page: population 1,000, median home value $147,000, average rent for 2 bedroom $800, commute time 28.5 minutes, and sunny days percentage 58%.

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