Everything You Should Know Before Moving to Paytrust, SD
Considering a move to Paytrust, SD? This friendly small town of 650 residents offers affordable living, with median home prices around $225,000 and average rents at $850. Enjoy a low crime rate (violent crime: 140 per 100K), quick 17.5-minute commutes, and a strong sense of community. Local schools offer low student-teacher ratios, and you’ll experience sunny summers with 62% sunny days and average highs of 85°F. Paytrust is ideal for those seeking peace, value, and small-town charm in South Dakota.
Demographics - Paytrust, SD
Demographics - Paytrust, SD
Paytrust is a small community of about 650 residents, characterized by a predominantly White population (nearly 90%) and a median age of 37.8 years. The gender distribution is fairly balanced, and roughly 5% of residents speak a non-English language at home. Its moderate population density supports a close-knit, friendly atmosphere.
Population:
650
Density:
150 per sq mi
Median Age:
37.8
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
4.7%

Ethnic Composition
White:
89.5%
Black:
1.2%
Asian:
0.8%
Others:
8.5%
Cost Of Living
What is the average cost of living in Paytrust, SD?
Living in Paytrust is affordable, with a median home value of $225,000 and average rent at $850. The cost of living index is below the national average at 88.5, and residents benefit from South Dakota’s 0% state income tax. Utilities and other daily expenses remain budget-friendly, making it an economical choice for families and retirees alike.
Median House Value:
$225,000
Gross Rent:
$850
Monthly Electricity Charges:
$110
Auto Insurance:
$1,200
House Owner Cost With Mortgage:
$1,250
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
88.5
Grocery:
94.0
Housing:
81.0
Utilities:
96.0
Transportation:
89.0
Health Care:
89.5
Miscellaneous:
91.0
Crime
Is Paytrust, SD a safe place to live?
Paytrust enjoys low crime rates, with only 140 violent crimes and 1,080 property crimes per 100,000 residents. The chance of encountering a violent crime is about 1 in 715, which is favorable compared to many other communities. This contributes to a safe and secure environment for residents.
Violent Crimes Per 100k:
140
Property Crimes Per 100k:
1,080
Crime Index:
1,220
Chance Of Violent Crime:
1 in 715
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Paytrust, SD year-round?
Residents experience four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to around 7°F. The area receives approximately 24 inches of rainfall annually and boasts 62% sunny days, making for pleasant outdoor living during much of the year. Seasonal changes offer a variety of recreational opportunities.

Winter
Min:
7°F
Max:
28°F

Spring
Min:
32°F
Max:
61°F

Summer
Min:
58°F
Max:
85°F

Fall
Min:
34°F
Max:
66°F
Average Rainfall Inches:
23.8 inches
Sunny Days Percentage:
62%
Neighbors
Households in Paytrust typically earn a median income of $70,500, with a low poverty rate of 7.8% and an unemployment rate of just 2.7%. Most neighbors are well-educated, as over 92% have completed high school, and commute times average a quick 17.5 minutes. The community values stability, affordability, and friendly connections.
Median Income:
$39,000
Household Income:
$70,500
Family Income:
$82,000
Per Capita Income:
$31,000
Income Male:
$44,000
Income Female:
$36,500
Poverty Rate:
7.8%
Non English Speakers:
4.7%
Rent:
$850
Unemployment Rate:
2.7%
Public Transport Usage:
0.8%
Commute Time:
17.5 minutes

Education
High School or Higher:
92.1%
Bachelors or More:
28.3%
Education
How are the schools in Paytrust, SD?
Paytrust supports education with its local elementary school, offering a low student-teacher ratio of 12.5 for personalized learning. While there are no private schools in town, families have access to higher education at Mitchell Technical College, located just 36 miles away. The town’s educational environment fosters strong academic foundations for students.

Public Schools
Name:
Paytrust Elementary School
Street:
100 Main St
Phone:
605-555-1234
Students:
220
Student Teacher Ratio:
12.5

Colleges
Name:
Mitchell Technical College
City:
Mitchell
State:
SD
Distance:
36 miles
Students:
1,300
Healthcare
Healthcare access in Paytrust is robust, with local facilities like Avera St. Benedict Health Center providing general and emergency services. The area has 1.4 physicians per 1,000 residents, and over 92% have health insurance coverage. This ensures quality medical care is readily available for families and individuals.

Major Hospitals
Name:
Avera St. Benedict Health Center
Address:
401 W. 9th St, Parkston, SD 57366
Phone:
(605) 928-4411
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.4
Health Insurance Coverage:
92.8%
Health Care Index:
71.2
Housing Market
What is the housing market like in Paytrust, SD?
The housing market in Paytrust is stable and attractive, with a median home price of $225,000 and owner-occupied homes making up over 73% of the market. Rental options are accessible, with average rents for a two-bedroom at $850 and a low foreclosure rate of 0.4%. Home values are appreciating steadily, making it a solid investment for buyers.
Median Home Price:
$225,000
Average Rent For 2 Bedroom:
$850
Owner Occupied Rate:
73.5%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.1%
Foreclosure Rate:
0.4%
DMV Information
Residents handle driver licensing and registration with the South Dakota Department of Public Safety, conveniently located in Pierre. The DMV provides comprehensive services and support, with resources available online and by phone. This ensures efficient access to essential transportation documentation for Paytrust residents.
State:
South Dakota
Department:
South Dakota Department of Public Safety – Driver Licensing
Address:
118 W. Capitol Ave, Pierre, SD 57501
Phone:
1-605-773-6883
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.