Everything You Should Know Before Moving to Pearl Harbor, HI
Considering a move to Pearl Harbor, HI? Home to about 6,500 residents, Pearl Harbor offers a unique island lifestyle with year-round warm weather (average highs from 80–88°F) and 68% sunny days. The area features a high cost of living, with median home prices at $689,000 and average rents around $2,350, while the majority of residents rent their homes. Commutes average about 28 minutes, and the community is served by quality schools and healthcare facilities. Low violent crime rates, strong public transit access, and a diverse, youthful population make Pearl Harbor an appealing spot for military families and island lovers alike.
Demographics - Pearl Harbor, HI
Demographics - Pearl Harbor, HI
Pearl Harbor is home to approximately 6,500 residents with a notably youthful median age of 26.9 years. The community is diverse, with significant White, Asian, and Black populations, and nearly one in four residents speak a language other than English at home. The area has a higher ratio of males to females, reflecting its strong military presence.
Population:
6,500
Density:
3,250 per sq mi
Median Age:
26.9
Gender Ratio:
120 males per 100 females
Non-English Speakers Percentage:
23.7%

Ethnic Composition
White:
40.3%
Black:
10.5%
Asian:
22.6%
Others:
26.6%
Cost Of Living
What is the average cost of living in Pearl Harbor, HI?
Living in Pearl Harbor comes with a higher price tag, as the cost of living index stands at 165.7—well above the national average. Median home values are around $689,000 and typical rents reach $2,350 per month, while utilities and groceries also trend higher than most U.S. cities. State taxes range from 1.4% to 11.0%, adding to the overall expenses for residents.
Median House Value:
$689,000
Gross Rent:
$2,350
Monthly Electricity Charges:
$210
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$3,100
House Owner Cost Without Mortgage:
$850
State Taxes:
Low:
1.4%
|
High:
11.0%
Cost Of Living Index:
165.7
Grocery:
152.8
Housing:
210.4
Utilities:
165.1
Transportation:
138.2
Health Care:
122.7
Miscellaneous:
112.5
Crime
Is Pearl Harbor, HI a safe place to live?
Pearl Harbor experiences relatively low violent crime rates with only 264 incidents per 100,000 people, giving residents a 1 in 378 chance of being affected. Property crime is more common, with a rate of 2,325 per 100,000, but overall safety remains better than many urban areas. This makes the community generally secure, particularly for families and military personnel.
Violent Crimes Per 100k:
264
Property Crimes Per 100k:
2,325
Crime Index:
2,589
Chance Of Violent Crime:
1 in 378
Chance Of Property Crime:
1 in 43
Weather
What is the weather like in Pearl Harbor, HI year-round?
Pearl Harbor enjoys a tropical climate with mild winters and warm summers, where average highs range from 80°F in winter to 88°F in summer. The city sees about 21.5 inches of rainfall annually and boasts 68% sunny days, offering residents plenty of opportunities for outdoor activities year-round. This consistent weather appeals to those seeking a warm, island lifestyle.

Winter
Min:
65°F
Max:
80°F

Spring
Min:
67°F
Max:
83°F

Summer
Min:
72°F
Max:
88°F

Fall
Min:
70°F
Max:
85°F
Average Rainfall Inches:
21.5 inches
Sunny Days Percentage:
68%
Neighbors
The neighborhood features a median household income of $74,800 and a poverty rate under 9%, indicating a relatively stable local economy. Most residents are educated, with over 92% holding at least a high school diploma, and the average commute time is about 28 minutes. The community is diverse, with a significant proportion of non-English speakers and a modest unemployment rate of 3.7%.
Median Income:
$41,400
Household Income:
$74,800
Family Income:
$82,300
Per Capita Income:
$29,300
Income Male:
$37,800
Income Female:
$31,100
Poverty Rate:
8.9%
Non English Speakers:
23.7%
Rent:
$2,350
Unemployment Rate:
3.7%
Public Transport Usage:
8.3%
Commute Time:
28.4 minutes

Education
High School or Higher:
92.1%
Bachelors or More:
30.2%
Education
How are the schools in Pearl Harbor, HI?
Pearl Harbor offers families access to quality public and private schools, including Pearl Harbor Elementary and Aliamanu Middle School, both with favorable student-teacher ratios. Nearby higher education options include Leeward Community College just 4 miles away and the University of Hawaii at Manoa within a 10-mile drive. The area’s educational environment supports students from kindergarten through college.

Public Schools
Name:
Pearl Harbor Elementary School
Street:
1 Moanalua Ridge, Honolulu, HI 96818
Phone:
808-307-3800
Students:
680
Student Teacher Ratio:
15.6
Name:
Aliamanu Middle School
Street:
3271 Salt Lake Blvd, Honolulu, HI 96818
Phone:
808-421-4100
Students:
1,080
Student Teacher Ratio:
14.8

Private Schools
Name:
Our Savior Lutheran School
Street:
98-1098 Moanalua Rd, Aiea, HI 96701
Phone:
808-488-0000
Students:
210

Colleges
Name:
Leeward Community College
City:
Pearl City
State:
HI
Distance:
4 miles
Students:
7,200
Name:
University of Hawaii at Manoa
City:
Honolulu
State:
HI
Distance:
10 miles
Students:
18,000
Healthcare
Pearl Harbor residents have access to quality healthcare, including Tripler Army Medical Center and Pali Momi Medical Center, both offering emergency services. There are 2.4 physicians per 1,000 people and over 94% of residents have health insurance coverage, supporting strong community health. The local healthcare index reflects above-average service and accessibility.

Major Hospitals
Name:
Tripler Army Medical Center
Address:
1 Jarrett White Rd, Honolulu, HI 96859
Phone:
(808) 433-6661
Type:
General & Surgical
Emergency Services:
Yes
Name:
Pali Momi Medical Center
Address:
98-1079 Moanalua Rd, Aiea, HI 96701
Phone:
(808) 486-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
94.1%
Health Care Index:
81.2
Housing Market
What is the housing market like in Pearl Harbor, HI?
The housing market in Pearl Harbor is competitive, with a median home price of $689,000 and an average two-bedroom rent of $2,350. Homeownership is less common, as only about 24% of homes are owner-occupied, reflecting a community with a larger rental population. The area has seen moderate home appreciation over the past year and maintains a low foreclosure rate.
Median Home Price:
$689,000
Average Rent For 2 Bedroom:
$2,350
Owner Occupied Rate:
23.6%
Rental Vacancy Rate:
5.7%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
Pearl Harbor residents are served by the Hawaii Department of Transportation for all motor vehicle, licensing, and permit needs. The main office is conveniently located in Honolulu, with resources and appointment scheduling available online. This makes vehicle registration and licensing straightforward for newcomers and long-term residents alike.
State:
Hawaii
Department:
Hawaii Department of Transportation – Motor Vehicle, Licensing & Permits
Address:
925 Dillingham Blvd, Honolulu, HI 96817
Phone:
808-768-9100
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.