Everything You Should Know Before Moving to Pence, IN
Considering a move to Pence, IN? This small rural community of about 120 residents offers very affordable living, with median home prices around $105,000 and average rents near $750. Crime rates are low, commutes are short (about 21.5 minutes), and the area enjoys a high percentage of sunny days. While amenities are limited and most services are found in nearby towns, Pence’s quiet, close-knit atmosphere and low cost of living make it ideal for those seeking a peaceful lifestyle in Indiana.
Demographics - Pence, IN
Pence, Indiana is a small rural town with a close-knit population of just 120 residents and a median age of 46.7 years. The community is predominantly White, with a slight male majority, and non-English speakers make up only a small portion of the population. Its low density and mature population contribute to a quiet, neighborly atmosphere.
Population:
120
Density:
100 per sq mi
Median Age:
46.7
Gender Ratio:
105 males per 100 females
Non-English Speakers Percentage:
1.5%
Ethnic Composition
White:
95.0%
Black:
1.0%
Asian:
1.0%
Others:
3.0%
Cost Of Living
What is the average cost of living in Pence, IN?
Living in Pence is highly affordable, with a cost of living index well below the national average and median home values around $105,000. Residents benefit from low housing and utility expenses, making it an attractive option for budget-conscious individuals and families. State taxes are moderate, adding to the area’s overall affordability.
Median House Value:
$105,000
Gross Rent:
$750
Monthly Electricity Charges:
$120
Auto Insurance:
$1,050
House Owner Cost With Mortgage:
$900
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
3.23%
|
High:
5.75%
Cost Of Living Index:
78.5
Grocery:
91.0
Housing:
62.0
Utilities:
94.0
Transportation:
85.0
Health Care:
91.5
Miscellaneous:
88.0
Crime
Is Pence, IN a safe place to live?
Pence enjoys low crime rates, with violent incidents being rare—approximately 74 violent crimes per 100,000 people—making it a safe community for families and retirees. Property crime is also relatively uncommon, offering peace of mind to residents. The chances of encountering crime here are much lower than in larger cities.
Violent Crimes Per 100k:
74
Property Crimes Per 100k:
1,130
Crime Index:
1,204
Chance Of Violent Crime:
1 in 1,350
Chance Of Property Crime:
1 in 88
Weather
What is the weather like in Pence, IN year-round?
Pence experiences four distinct seasons, with warm summers reaching up to 84°F and cold winters dipping to 18°F. The town receives about 40 inches of rainfall annually and enjoys over 60% sunny days, offering a pleasant climate for outdoor activities. Seasonal changes bring a variety of experiences throughout the year.
Winter
Min:
18°F
Max:
34°F
Spring
Min:
38°F
Max:
64°F
Summer
Min:
62°F
Max:
84°F
Fall
Min:
41°F
Max:
65°F
Average Rainfall Inches:
40.2 inches
Sunny Days Percentage:
61%
Neighbors
Households in Pence typically earn around $52,000, with a family income near $60,000 and an 11.3% poverty rate. Education levels are solid, as nearly 90% of adults hold a high school diploma or higher. Commuting is convenient, with average travel times of just over 21 minutes and no reliance on public transit.
Median Income:
$28,000
Household Income:
$52,000
Family Income:
$60,000
Per Capita Income:
$24,500
Income Male:
$32,000
Income Female:
$25,500
Poverty Rate:
11.3%
Non English Speakers:
1.5%
Rent:
$750
Unemployment Rate:
4.8%
Public Transport Usage:
0.0%
Commute Time:
21.5 minutes
Education
High School or Higher:
88.0%
Bachelors or More:
12.5%
Education
How are the schools in Pence, IN?
Educational opportunities in Pence include local public schooling at Prairie Crossing Elementary and access to higher education just 34 miles away at Purdue University. The public school maintains a favorable student-teacher ratio, supporting personalized learning. While there are no private schools in town, the nearby college expands options for advanced study.
Public Schools
Name:
Prairie Crossing Elementary School
Street:
2758 S 1000 W, Oxford, IN 47971
Phone:
765-884-3000
Students:
420
Student Teacher Ratio:
15.1
Colleges
Name:
Purdue University
City:
West Lafayette
State:
IN
Distance:
34 miles
Students:
50,000
Healthcare
Residents of Pence have access to regional healthcare facilities such as Franciscan Health Rensselaer, located nearby and offering emergency services. The town has a physician availability of 1.2 per 1,000 residents and a high health insurance coverage rate of over 91%. Healthcare services are accessible and adequately meet the needs of this small community.
Major Hospitals
Name:
Franciscan Health Rensselaer
Address:
1104 E Grace St, Rensselaer, IN 47978
Phone:
(219) 866-5141
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.2
Health Insurance Coverage:
91.3%
Health Care Index:
67.8
Housing Market
What is the housing market like in Pence, IN?
Pence’s housing market is stable and affordable, with a median home price of $105,000 and around 80% owner occupancy. Rental options are available with average rents at $750, and home values have seen modest appreciation. The area experiences low foreclosure and vacancy rates, supporting long-term residency.
Median Home Price:
$105,000
Average Rent For 2 Bedroom:
$750
Owner Occupied Rate:
80.0%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.5%
Foreclosure Rate:
0.8%
DMV Information
Pence residents are served by the Indiana Bureau of Motor Vehicles, with the main office located in Indianapolis. The DMV offers essential driving and vehicle services, and residents can access information or complete transactions online or by phone. State procedures are straightforward and convenient for new arrivals.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
100 N Senate Ave, Indianapolis, IN 46204
Phone:
1-888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.